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StockMarketAgent
Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/2D5 stock hub

FRA/2D5 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
4.7B
Frankfurt Stock Exchange
Market data

Live price

Current market quote for this ticker.

Current price
FRA/2D5
In the news

Latest news · FRA/2D5

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11
P25 n/aP50 n/aP75 n/a
Trailing P/E12
P25 n/aP50 n/aP75 n/a
ROE28.1
P25 n/aP50 n/aP75 n/a
ROIC5.7
P25 n/aP50 n/aP75 n/a
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All FRA/2D5 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
179
Groups with data
11
Currency
USD
Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

17
MetricValue
Country
United States
Country code
DE
Employees
2,314
Employees Change
-117%
Employees Change Percent
-4.81
Exchange
Frankfurt Stock Exchange
Financial currency
USD
First seen
2026-05-10
Industry
Personal Credit Institutions
Last refreshed
2026-05-10
Market cap
EUR 4.7B
Price
EUR 438
Price currency
EUR
Rev Per Employee
478,139.42x
Sic
6141
Symbol
fra/2D5
Website
https://www.creditacceptance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
8.3%
FCF yield
19.27%
Forward P/E
10.96x
P/B ratio
3.61x
P/E ratio
12.05x
P/S ratio
4.28x
PE Ratio10 Y
14.78x
PE Ratio3 Y
20.2x
PE Ratio5 Y
16.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

17
MetricValue
FCF margin
82.51%
Gross margin
94.4%
Gross Profit
EUR 1B
Net Income
EUR 393.2M
Net Income Growth
56.4%
Net Income Growth Q
27.75%
Net Income Growth3 Y
2.5%
Net Income Growth5 Y
-8.5%
Pretax Margin
46.93%
Profit Margin
35.54%
Profit Per Employee
EUR 169,937
ROA
5.05
Roa5y
6.53
ROE
28.12
Roe5y
26.9
ROIC
5.74
Roic5y
7.22

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

20
MetricValue
Cagr1y
1.86%
Cagr3y
3.59%
Cagr5y
5.07%
EPS Growth
70.95
EPS Growth Q
43.19
EPS Growth3 Y
8.18
EPS Growth5 Y
0.02
FCF Growth
-10.21%
FCF Growth Q
-0.12%
FCF Growth3 Y
-3.1%
FCF Growth5 Y
-0.41%
OCF Growth
-10.13%
OCF Growth Q
0.17%
OCF Growth10 Y
10.8%
OCF Growth3 Y
-3.08%
OCF Growth5 Y
-0.45%
Revenue Growth
28.44x
Revenue Growth Q
12.73x
Revenue Growth3 Y
6.69x
Revenue Growth5 Y
-0.74x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

14
MetricValue
Asset Turnover
EUR 0.14
Assets
EUR 7.5B
Cash
EUR 22.3M
Debt
EUR 5.6B
Debt Equity
EUR 4.23
Debt FCF
EUR 6.09
Equity
EUR 1.3B
Liabilities
EUR 6.2B
Net Cash
EUR -5.5B
Net Cash By Market Cap
EUR -117
Net Debt Equity
EUR 4.22
Net Debt FCF
EUR 6.06
Tangible Book Value
EUR 1.3B
Tangible Book Value Per Share
EUR 126

Liquidity

Current-asset coverage and working-capital efficiency metrics.

4
MetricValue
Current ratio
3.87
Quick ratio
3.63
Working Capital
EUR 5.5B
Working Capital Turnover
EUR 0.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

1
MetricValue
Buyback Yield
8.55%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

34
MetricValue
1Y total return
1.86%
200-day SMA
403.2
3Y total return
11.17%
50-day SMA
406.9
50-day SMA vs 200-day SMA
50over200
5Y total return
28.07%
All Time High
600
All Time High Change
-27%
All Time High Date
2021-11-05
All Time Low
194
All Time Low Change
125.77%
All Time Low Date
2020-03-23
ATR
8.87
Ch YTD
15.26
High
438
High52
454
High52 Date
2025-07-03
High52ch
-3.52%
Low
438
Low52
350
Low52 Date
2025-11-18
Low52ch
25.14%
Ma50ch
7.64%
Price vs 200-day SMA
8.64%
RSI
57.63
RSI Monthly
52.35
RSI Weekly
57.55
Sharpe ratio
0.17x
Sortino ratio
0.36
Total Return
8.55%
Tr YTD
15.26
Tr1m
16.49%
Tr1w
3.79%
Tr3m
5.8%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

6
MetricValue
Operating Income
EUR 519.3M
Operating Income Growth
46.13
Operating Income Growth Q
22.46
Operating Income Growth3 Y
2.62
Operating Income Growth5 Y
-8.36
Operating margin
46.93

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

7
MetricValue
Float
5,124,521%
Net Borrowing
-262,953,016.2
Shares Insiders
15.06%
Shares Institutions
62.33%
Shares Qo Q
-1.35%
Shares Yo Y
-8.55%
Short Ratio
5.15

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

50
MetricValue
Adjusted FCF
EUR 870.3M
Average Volume
0x
Bv Per Share
126
CAPEX
EUR -2.3M
Ch1m
16.49
Ch1w
3.79
Ch1y
1.86
Ch3m
5.8
Ch3y
11.17
Ch5y
28.07
Ch6m
23.03
Change
-3.1%
Change From Open
0
Close
452
Days Gap
-3.1
Depreciation Amortization
2,628,682.2
Earnings Date
2026-05-05
EPS
EUR 34.74
F Score
6
FCF
EUR 912.9M
Financing CF
-910,318,080
Fiscal Year End
December
Founded
1,972
Graham Number
315.10421
Graham Upside
-28.06
Income Tax
EUR 126M
Investing CF
-498,524,040
Is Primary Listing
0
Last Earnings Date
2026-05-05
Last Report Date
2026-03-31
Lynch Fair Value
EUR 182
Lynch Upside
-58.5
Ma150
398.7
Ma150ch
9.85%
Ma20
425.9
Ma20ch
2.84%
Net CF
-493,667,160
Open
438
P FCF Ratio
5.19
P OCF Ratio
5.18
Ppne
11,193,098.4
Price Date
2026-05-08
Ptbv Ratio
3.61
Relative Volume
2,000x
Revenue
1,106,414,610x
SBC By Revenue
3.85x
Share Based Comp
42,584,430
Tax By Revenue
11.39x
Tax Rate
24.27%
Tr6m
23.03%
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

Does FRA/2D5 pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/2D5 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+1.9%
S&P 500 1Y: n/a
3Y total return
+11.2%
S&P 500 3Y: n/a
5Y total return
+28.1%
S&P 500 5Y: n/a
10Y total return
n/a
S&P 500 10Y: n/a
Ownership

Who owns FRA/2D5?

Insider, institutional, and short-interest positioning.

Institutional ownership
+62.3%
Share of float held by funds and institutions
Insider ownership
+15.1%
Stake held by company insiders. Higher generally signals alignment.
Short interest
n/a
5.1 days to cover
Y/Y dilution
-8.5%
Negative means the company is buying back shares.
Technical

FRA/2D5 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
57.6
Neutral momentum band
Price vs 200-day MA
+8.6%
50/200-day relationship not available
Beta (5Y)
n/a
Sensitivity to the broader market
Sharpe ratio
0.17
Risk-adjusted return — higher is better; >1.0 is solid.
Questions

About FRA/2D5

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/2D5 stock rating?

fra/2D5 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/2D5 analysis?

The full report lives at /stocks/fra/2D5/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/2D5?

The latest report frames fra/2D5 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/2D5 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.