Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/NAL stock hub

FRA/NAL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

72.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/NAL

In the news

Latest news · FRA/NAL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E16.4

P25 n/aP50 n/aP75 n/a

Trailing P/E19.9

P25 n/aP50 n/aP75 n/a

ROE9.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/NAL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

172

Groups with data

Currency

AUD

Showing 172 of 172 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	DE
Employees	42,471
Employees Change	591%
Employees Change Percent	1.41
Exchange	Frankfurt Stock Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 72.2B
Price	EUR 23.43
Price currency	EUR
Rev Per Employee	288,290.77x
Sic	6020
Symbol	fra/NAL
Website	https://www.nab.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.03%
FCF yield	-20.98%
Forward P/E	16.36x
P/B ratio	1.98x
P/E ratio	19.89x
P/S ratio	5.9x
PE Ratio10 Y	26.13x
PE Ratio3 Y	16.06x
PE Ratio5 Y	15.21x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 12.2B
Net Income	EUR 3.6B
Net Income Growth	-11.22%
Net Income Growth3 Y	-5.83%
Net Income Growth5 Y	6.64%
Pretax Margin	42.07%
Profit Margin	29.66%
Profit Per Employee	EUR 85,520
ROA	0.55
Roa5y	0.69
ROE	9.91
Roe5y	11.34

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.54%
Cagr15y	7.75%
Cagr1y	22.81%
Cagr20y	6.77%
Cagr3y	20.16%
Cagr5y	12.22%
Div CAGR10	-2.47%
Div CAGR3	-0.47%
Div CAGR5	11.97%
EPS Growth	-11.71
EPS Growth3 Y	-4.12
EPS Growth5 Y	8.16
Revenue Growth	2.76x
Revenue Growth3 Y	1.74x
Revenue Growth5 Y	6.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 680.1B
Cash	EUR 111.1B
Debt	EUR 173.8B
Debt FCF	EUR -11.47
Equity	EUR 36.5B
Liabilities	EUR 643.7B
Net Cash	EUR -62.7B
Net Cash By Market Cap	EUR -86.76
Net Debt Equity	EUR 1.72
Tangible Book Value	EUR 33.4B
Tangible Book Value Per Share	EUR 10.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -311.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	6.96%
Dividend Growth	-0.55%
Dividend Growth Years	0%
Dividend per share	EUR 1
Dividend Years	28
Dividend Yield	4.16%
Ex Div Date	2026-05-07
Last Dividend	EUR 0.52
Payout Frequency	Semi-Annual
Payout Ratio	78.96%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	126.87%
1Y total return	22.79%
200-day SMA	24.38
3Y total return	73.52%
50-day SMA	26.34
50-day SMA vs 200-day SMA	50over200
5Y total return	77.94%
All Time High	29.24
All Time High Change	-19.87%
All Time High Date	2026-02-27
All Time Low	7.59
All Time Low Change	208.71%
All Time Low Date	2020-03-19
ATR	0.46
Ch YTD	-1.41
High	23.43
High52	29.24
High52 Date	2026-02-27
High52ch	-19.87%
Low	23.43
Low52	20.31
Low52 Date	2025-07-22
Low52ch	15.37%
Ma50ch	-11.06%
Price vs 200-day SMA	-3.93%
RSI	36.29
RSI Monthly	52.01
RSI Weekly	44.12
Sharpe ratio	0.66x
Sortino ratio	1.19
Total Return	11.11%
Tr YTD	0.74
Tr15y	206.25%
Tr1m	-6.87%
Tr1w	-0.04%
Tr3m	-4.62%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 6.4B
Operating margin	52.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3,060,454,041%
Net Borrowing	2,820,965,293.8
Shares Insiders	0.03%
Shares Institutions	36.58%
Shares Yo Y	-6.96%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -15.2B
Average Volume	16.2x
Bv Per Share	11.78
CAPEX	EUR -820.8M
Ch10y	28.01
Ch15y	15.08
Ch1m	-8.85
Ch1w	-2.17
Ch1y	15.03
Ch20y	5.8
Ch3m	-6.65
Ch3y	46.08
Ch5y	36.16
Ch6m	-2.13
Change	-2.98%
Change From Open	0
Close	24.15
Days Gap	-2.98
Earnings Date	2026-05-04
EPS	EUR 1.16
F Score	2
FCF	EUR -15.2B
Financing CF	14,147,560,787
Fiscal Year End	September
Founded	1,834
Goodwill	1,272,754,611.6
Graham Number	17.69845
Graham Upside	-24.45
Income Tax	EUR 1.5B
Investing CF	-3,442,247,729
Is Primary Listing	0
Last Earnings Date	2026-05-04
Last Report Date	2026-03-31
Lynch Fair Value	EUR 7.82
Lynch Upside	-66.6
Ma150	24.89
Ma150ch	-5.89%
Ma20	25
Ma20ch	-6.3%
Net CF	-4,448,791,203
Next Earnings Date	2026-11-05
Open	23.43
Payment Date	2026-07-02
Ppne	1,673,641,571.4
Price Date	2026-05-08
Ptbv Ratio	2.16
Relative Volume	15.12x
Revenue	12,243,997,197x
SBC By Revenue	0.7x
Share Based Comp	85,118,697
Tax By Revenue	12.16x
Tax Rate	28.91%
Tr20y	270.87%
Tr6m	2.04%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/NAL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.2%

$1.00 annual per share

Payout ratio

+79.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.0%

0 consecutive years of growth

Total shareholder yield

+11.1%

Next ex-dividend date: 2026-05-07

Performance

FRA/NAL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/NAL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+36.6%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-7.0%

Negative means the company is buying back shares.

Technical

FRA/NAL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

36.3

Neutral momentum band

Price vs 200-day MA

-3.9%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.66

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/NAL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/NAL stock rating?

fra/NAL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/NAL analysis?

The full report lives at /stocks/fra/NAL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/NAL?

The latest report frames fra/NAL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/NAL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.