Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

MUN/SFE stock hub

MUN/SFE has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

20.9B

Munich Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

MUN/SFE

In the news

Latest news · MUN/SFE

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8

P25 n/aP50 n/aP75 n/a

Trailing P/E6.9

P25 n/aP50 n/aP75 n/a

ROE21.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MUN/SFE market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

168

Groups with data

Currency

USD

Showing 168 of 168 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	20,000
Employees Change	0%
Employees Change Percent	0
Exchange	Munich Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 20.9B
Price	EUR 57.21
Price currency	EUR
Rev Per Employee	428,966.58x
Sic	6141
Symbol	mun/SFE
Website	https://www.synchrony.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.59%
Forward P/E	7.96x
P/B ratio	1.46x
P/E ratio	6.85x
P/S ratio	2.44x
PE Ratio10 Y	8.09x
PE Ratio3 Y	6.91x
PE Ratio5 Y	6.33x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 8.6B
Net Income	EUR 3.1B
Net Income Growth	21.5%
Net Income Growth Q	6.34%
Net Income Growth3 Y	10.01%
Net Income Growth5 Y	11.06%
Pretax Margin	47.35%
Profit Margin	36.39%
Profit Per Employee	EUR 152,515
ROA	2.96
Roa5y	3.07
ROE	21.78
Roe5y	23.15

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-4.47%
Cagr3y	18.14%
Cagr5y	12.16%
Div CAGR3	5.57%
Div CAGR5	6.86%
EPS Growth	33.28
EPS Growth Q	20.11
EPS Growth3 Y	19.28
EPS Growth5 Y	22.2
OCF Growth	0.35%
OCF Growth Q	-0.77%
OCF Growth10 Y	5.03%
OCF Growth3 Y	11.03%
OCF Growth5 Y	4.77%
Revenue Growth	13.64x
Revenue Growth Q	6.11x
Revenue Growth3 Y	7.62x
Revenue Growth5 Y	8.06x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 105.4B
Cash	EUR 17.8B
Debt	EUR 14.2B
Equity	EUR 14.3B
Liabilities	EUR 91.1B
Net Cash	EUR 3.6B
Net Cash By Market Cap	EUR 17.14
Net Cash Growth	-10.58%
Net Debt Equity	EUR -0.25
Tangible Book Value	EUR 11B
Tangible Book Value Per Share	EUR 32.6

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -57.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.3%
Dividend Growth	6.92%
Dividend Growth Years	4%
Dividend per share	EUR 1.03
Dividend Years	8
Dividend Yield	1.8%
Ex Div Date	2026-05-05
Last Dividend	EUR 0.26
Payout Frequency	Quarterly
Payout Ratio	14.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-4.47%
200-day SMA	35.17
3Y total return	64.9%
50-day SMA	46.37
50-day SMA vs 200-day SMA	50over200
5Y total return	77.47%
All Time High	71.18
All Time High Change	-19.63%
All Time High Date	2026-01-12
All Time Low	12.06
All Time Low Change	374.3%
All Time Low Date	2020-03-24
ATR	3.39
Ch YTD	-16.88
High	57.21
High52	71.18
High52 Date	2026-01-12
High52ch	-19.63%
Low	56.45
Low52	50.04
Low52 Date	2025-05-12
Low52ch	14.33%
Ma50ch	23.37%
Price vs 200-day SMA	62.67%
RSI	52.1
RSI Monthly	55.75
RSI Weekly	65.17
Sharpe ratio	2.08x
Sortino ratio	4
Total Return	10.1%
Tr YTD	-16.17
Tr1m	-9.85%
Tr1w	1.8%
Tr3m	-16.17%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 4.3B
Operating margin	49.74

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	334,579,913%
Net Borrowing	-504,537,390
Shares Insiders	0.34%
Shares Institutions	108.82%
Shares Qo Q	-3.19%
Shares Yo Y	-8.3%
Short Ratio	3.55

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	190.25x
Bv Per Share	39.26
Ch1m	-10.61
Ch1w	1.35
Ch1y	-6.67
Ch3m	-16.88
Ch3y	50.32
Ch5y	58.7
Ch6m	6.82
Change	1.35%
Change From Open	1.35
Close	56.45
Days Gap	0
Dollar Volume	5,320.5
Earnings Date	2026-04-21
EPS	EUR 8.41
F Score	4
Financing CF	-4,314,817,500
Fiscal Year End	December
Founded	1,932
Goodwill	1,155,772,206
Graham Number	85.71775
Graham Upside	49.83
Income Tax	EUR 940.2M
Investing CF	-6,012,990,900
Is Primary Listing	0
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Lynch Fair Value	EUR 92.3
Lynch Upside	61.33
Ma150	38.77
Ma150ch	47.58%
Ma20	58.18
Ma20ch	-1.66%
Net CF	-1,798,780,200
Open	56.45
P OCF Ratio	2.45
Payment Date	2026-05-15
Position In Range	100
Price Date	2026-03-20
Ptbv Ratio	1.9
Relative Volume	0.49x
Revenue	8,579,331,600x
Tax By Revenue	10.96x
Tax Rate	23.14%
Tr6m	8.78%
Volume	93

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MUN/SFE dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.8%

$1.03 annual per share

Payout ratio

+14.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+6.9%

4 consecutive years of growth

Total shareholder yield

+10.1%

Next ex-dividend date: 2026-05-05

Performance

MUN/SFE stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MUN/SFE?

Insider, institutional, and short-interest positioning.

Institutional ownership

+108.8%

Share of float held by funds and institutions

Insider ownership

+0.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

MUN/SFE momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.1

Neutral momentum band

Price vs 200-day MA

+62.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

2.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About MUN/SFE

Hub-level FAQ points readers to the deeper analysis pages.

What is the current mun/SFE stock rating?

mun/SFE is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full mun/SFE analysis?

The full report lives at /stocks/mun/SFE/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for mun/SFE?

The latest report frames mun/SFE around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the mun/SFE page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.