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StockMarketAgent
Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

BIT/IF stock hub

BIT/IF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
1.4B
Borsa Italiana
Market data

Live price

Current market quote for this ticker.

Current price
BIT/IF
In the news

Latest news · BIT/IF

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.4
P25 9.4P50 10.9P75 13.5
Trailing P/E4.4
P25 8.6P50 10.4P75 13.7
ROE15.8
P25 7P50 13.2P75 18
ROICn/a
P25 -0.5P50 4.9P75 10
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All BIT/IF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
166
Groups with data
11
Currency
EUR
Showing 166 of 166 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

19
MetricValue
Country
Italy
Country code
IT
Employees
2,745
Employees Change
732%
Employees Change Percent
36.36
Exchange
Borsa Italiana
Financial currency
EUR
First seen
2026-05-10
Industry
Banks - Regional
Isin
IT0003188064
Last refreshed
2026-05-10
Market cap
EUR 1.4B
Price
EUR 22.54
Price currency
EUR
Rev Per Employee
270,175.09x
Sector
Financials
Sic
6159
Symbol
bit/IF
Website
https://www.bancaifis.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
22.66%
Forward P/E
9.41x
P/B ratio
0.64x
P/E ratio
4.41x
P/S ratio
1.92x
PE Ratio10 Y
6.46x
PE Ratio3 Y
5.64x
PE Ratio5 Y
6.19x
PEG ratio
0.43x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

15
MetricValue
Gross Profit
EUR 716M
Net Income
EUR 312M
Net Income Growth
92.96%
Net Income Growth Q
-33.87%
Net Income Growth Years
5%
Net Income Growth3 Y
27.07%
Net Income Growth5 Y
37.93%
Pretax Margin
50.07%
Profit Margin
43.58%
Profit Per Employee
EUR 117,729
Profitable Years
22
ROA
1.81
Roa5y
1.22
ROE
15.79
Roe5y
10.3

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

15
MetricValue
Cagr10y
6.06%
Cagr15y
16.82%
Cagr1y
8.22%
Cagr20y
9.97%
Cagr3y
26.11%
Cagr5y
26.69%
Div CAGR10
10.8%
Div CAGR3
14.83%
Div CAGR5
35.16%
EPS Growth Years
1
Revenue Growth
9.16x
Revenue Growth Q
20.37x
Revenue Growth Years
0x
Revenue Growth3 Y
4.84x
Revenue Growth5 Y
12.33x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

10
MetricValue
Assets
EUR 20.9B
Cash
EUR 573.4M
Debt
EUR 7.1B
Equity
EUR 2.2B
Liabilities
EUR 18.8B
Net Cash
EUR -6.6B
Net Cash By Market Cap
EUR -477
Net Debt Equity
EUR 3.04
Tangible Book Value
EUR 2B
WACC
1.35

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
EUR -9.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

8
MetricValue
Dividend Growth
0%
Dividend Growth Years
2%
Dividend per share
EUR 2.12
Dividend Years
6
Dividend Yield
9.41%
Ex Div Date
2026-05-18
Last Dividend
EUR 0.92
Payout Frequency
Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

39
MetricValue
10Y total return
80.09%
1Y total return
8.21%
200-day SMA
23.83
3Y total return
100.57%
50-day SMA
22.72
50-day SMA vs 200-day SMA
50under200
5Y total return
226.35%
All Time High
49.67
All Time High Change
-54.62%
All Time High Date
2017-10-10
All Time Low
1.5
All Time Low Change
1,400.67%
All Time Low Date
2003-01-28
ATR
0.72
Beta
0.74
Beta1y
0.73
Beta2y
0.84
Ch YTD
-11.19
High
23.24
High52
27.72
High52 Date
2026-02-05
High52ch
-18.69%
Low
22.02
Low52
20.58
Low52 Date
2026-04-02
Low52ch
9.52%
Ma50ch
-0.79%
Price vs 200-day SMA
-5.4%
RSI
45.29
RSI Monthly
51.98
RSI Weekly
43.27
Sharpe ratio
0.22x
Sortino ratio
0.55
Total Return
9.41%
Tr YTD
-11.19
Tr15y
930.42%
Tr1m
3.49%
Tr1w
-2.17%
Tr3m
-16.58%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
EUR 177.5M
Operating margin
24.79

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

4
MetricValue
Float
34,664,483%
Shares Insiders
0.28%
Shares Institutions
9.7%
Shares Out
61,079,670

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

44
MetricValue
Average Volume
257,316.45x
Ch10y
-5.09
Ch15y
340.1
Ch1m
3.49
Ch1w
-2.17
Ch1y
-1.05
Ch20y
104
Ch3m
-16.58
Ch3y
50.27
Ch5y
93.64
Ch6m
0.45
Change
-2.93%
Change From Open
-2.93
Close
23.22
Days Gap
0
Dollar Volume
19,988,359.3
Earnings Date
2026-05-07
F Score
2
Fiscal Year End
December
Founded
1,983
Income Tax
EUR 46M
Is Primary Listing
1
Last Earnings Date
2026-05-07
Last Report Date
2026-03-31
Last Split Date
2011-05-09
Last Split Type
Forward
Ma150
24.05
Ma150ch
-6.28%
Ma20
22.99
Ma20ch
-1.96%
Next Earnings Date
2026-08-04
Open
23.22
Payment Date
2026-05-20
Position In Range
42.62
Ppne
258,229,000
Price Date
2026-05-08
Ptbv Ratio
0.68
Relative Volume
3.71x
Revenue
715,964,000x
Tax By Revenue
6.42x
Tax Rate
12.82%
Tr20y
568.55%
Tr6m
5.52%
Volume
886,795
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

BIT/IF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield
+9.4%
$2.12 annual per share
Payout ratio
n/a
Share of earnings returned as dividends. Below 60% is generally sustainable.
5Y dividend CAGR
+35.2%
2 consecutive years of growth
Total shareholder yield
+9.4%
Next ex-dividend date: 2026-05-18
Performance

BIT/IF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+8.2%
S&P 500 1Y: n/a
3Y total return
+100.6%
S&P 500 3Y: n/a
5Y total return
+226.3%
S&P 500 5Y: n/a
10Y total return
+80.1%
S&P 500 10Y: n/a
Ownership

Who owns BIT/IF?

Insider, institutional, and short-interest positioning.

Institutional ownership
+9.7%
Share of float held by funds and institutions
Insider ownership
+0.3%
Stake held by company insiders. Higher generally signals alignment.
Short interest
n/a
Float sold short by bearish positioning
Y/Y dilution
n/a
Negative means the company is buying back shares.
Technical

BIT/IF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
45.3
Neutral momentum band
Price vs 200-day MA
-5.4%
50/200-day relationship not available
Beta (5Y)
0.74
Less volatile than the market
Sharpe ratio
0.22
Risk-adjusted return — higher is better; >1.0 is solid.
Questions

About BIT/IF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bit/IF stock rating?

bit/IF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bit/IF analysis?

The full report lives at /stocks/bit/IF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bit/IF?

The latest report frames bit/IF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bit/IF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.