Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/SOAG stock hub

OSL/SOAG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.6B

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/SOAG

In the news

Latest news · OSL/SOAG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.3

P25 11P50 12P75 14.4

Trailing P/E9

P25 10.2P50 12.4P75 14.6

ROE13.4

P25 8.5P50 10.5P75 13.6

ROICn/a

P25 -12.9P50 4.1P75 17.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/SOAG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

199

Groups with data

Currency

NOK

Showing 199 of 199 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	297
Employees Change	5%
Employees Change Percent	1.71
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0010285562
Last refreshed	2026-05-10
Market cap	NOK 5.6B
Price	NOK 455
Price currency	NOK
Rev Per Employee	4,967,857.14x
Sector	Financials
Sic	6020
Symbol	osl/SOAG
Website	https://www.sparebank1.no/nb/ostfold-akershus/privat.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.05%
FCF yield	13.96%
Forward P/E	10.27x
P/B ratio	1.11x
P/E ratio	9.04x
P/S ratio	4.05x
PE Ratio10 Y	8.23x
PE Ratio3 Y	8.32x
PE Ratio5 Y	9.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	56.58%
Gross Profit	NOK 1.4B
Net Income	NOK 623M
Net Income Growth	0.92%
Net Income Growth Q	14.4%
Net Income Growth Quarters	1%
Net Income Growth Years	5%
Net Income Growth3 Y	13.1%
Net Income Growth5 Y	12.15%
Pretax Margin	57.87%
Profit Margin	48.09%
Profit Per Employee	NOK 2.2M
Profitable Years	18
ROA	2.11
Roa5y	1.93
ROE	13.42
Roe5y	11.94

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.93%
Cagr15y	15.97%
Cagr1y	19.84%
Cagr20y	10.66%
Cagr3y	20.52%
Cagr5y	16.17%
Div CAGR10	24.36%
Div CAGR3	24.68%
Div CAGR5	58.03%
EPS Growth	0.71
EPS Growth Q	-14.78
EPS Growth Quarters	1
EPS Growth Years	3
EPS Growth3 Y	13.07
EPS Growth5 Y	12.13
FCF Growth Q	-78.86%
FCF Growth3 Y	33.64%
FCF Growth5 Y	-2.29%
OCF Growth Q	-78.66%
OCF Growth3 Y	31.85%
OCF Growth5 Y	-2.13%
Revenue Growth	4.34x
Revenue Growth Q	12.12x
Revenue Growth Years	4x
Revenue Growth3 Y	11.84x
Revenue Growth5 Y	10.77x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 32.4B
Cash	NOK 123M
Debt	NOK 5B
Debt FCF	NOK 6.39
Equity	NOK 5.1B
Liabilities	NOK 27.3B
Net Cash	NOK -4.9B
Net Cash By Market Cap	NOK -86.97
Net Debt Equity	NOK 0.97
Net Debt FCF	NOK 6.23
Tangible Book Value	NOK 5B
Tangible Book Value Per Share	NOK 407
WACC	2.44

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -21.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.11%
Dividend Growth	71.64%
Dividend Growth Years	4%
Dividend per share	NOK 24.5
Dividend Years	21
Dividend Yield	5.38%
Ex Div Date	2026-03-26
Last Dividend	NOK 24.5
Payout Frequency	Semi-Annual
Payout Ratio	3.59%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	515.35%
1Y total return	19.83%
200-day SMA	443.7
3Y total return	75.06%
50-day SMA	452.7
50-day SMA vs 200-day SMA	50over200
5Y total return	111.51%
All Time High	476.4
All Time High Change	-4.48%
All Time High Date	2026-04-23
All Time Low	59
All Time Low Change	671.19%
All Time Low Date	2012-06-04
ATR	8.14
Beta	0.07
Beta1y	0.09
Beta2y	-0.01
Ch YTD	0.38
High	458.1
High52	476.4
High52 Date	2026-04-23
High52ch	-4.48%
Low	455
Low52	410
Low52 Date	2025-05-08
Low52ch	10.98%
Ma50ch	0.52%
Price vs 200-day SMA	2.54%
RSI	47.68
RSI Monthly	66.43
RSI Weekly	52.91
Sharpe ratio	0.75x
Sortino ratio	1.43
Total Return	5.28%
Tr YTD	6.09
Tr15y	822.79%
Tr1m	4.12%
Tr1w	-0.44%
Tr3m	8.07%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 805M
Operating margin	57.87

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4,116,145%
Net Borrowing	-145,000,000
Shares Insiders	0.31%
Shares Institutions	40.12%
Shares Out	12,388,003
Shares Qo Q	-6.96%
Shares Yo Y	0.11%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK 787M
Average Volume	8,702.05x
Bv Per Share	409.9
CAPEX	NOK -8M
Ch10y	264
Ch15y	359.6
Ch1m	4.12
Ch1w	-0.44
Ch1y	10.95
Ch20y	186.2
Ch3m	2.25
Ch3y	44.9
Ch5y	56.9
Ch6m	3.41
Change	-0.66%
Change From Open	-0.67
Close	458
Days Gap	0.01
Dollar Volume	235,235
Earnings Date	2026-04-30
EPS	NOK 50.33
F Score	4
FCF	NOK 787M
FCF Per Share	NOK 63.53
Financing CF	-1,242,000,000
Fiscal Year End	December
Founded	1,835
Graham Number	681.26833
Graham Upside	49.73
Income Tax	NOK 136M
Investing CF	62,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-06
Last Report Date	2025-12-31
Lynch Fair Value	NOK 611
Lynch Upside	34.36
Ma150	448.1
Ma150ch	1.55%
Ma20	460.7
Ma20ch	-1.23%
Net CF	-384,000,000
Open	458.1
P FCF Ratio	7.16
P OCF Ratio	7.09
Payment Date	2026-04-07
Position In Range	0
Ppne	259,000,000
Price Date	2026-05-08
Ptbv Ratio	1.12
Relative Volume	0.06x
Revenue	1,391,000,000x
Tax By Revenue	9.78x
Tax Rate	16.89%
Tr20y	657.74%
Tr6m	11.69%
Volume	517

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/SOAG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.4%

$24.5 annual per share

Payout ratio

+3.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+58.0%

4 consecutive years of growth

Total shareholder yield

+5.3%

Next ex-dividend date: 2026-03-26

Performance

OSL/SOAG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/SOAG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+40.1%

Share of float held by funds and institutions

Insider ownership

+0.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.1%

Negative means the company is buying back shares.

Technical

OSL/SOAG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.7

Neutral momentum band

Price vs 200-day MA

+2.5%

50/200-day relationship not available

Beta (5Y)

0.07

Less volatile than the market

Sharpe ratio

0.75

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/SOAG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/SOAG stock rating?

osl/SOAG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/SOAG analysis?

The full report lives at /stocks/osl/SOAG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/SOAG?

The latest report frames osl/SOAG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/SOAG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.