Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

DAR/CRDB stock hub

DAR/CRDB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.8T

Tanzania Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

DAR/CRDB

In the news

Latest news · DAR/CRDB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.9

P25 n/aP50 n/aP75 n/a

ROE29.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All DAR/CRDB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

161

Groups with data

Currency

TZS

Showing 161 of 161 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Tanzania
Country code	TZ
Employees	4,528
Employees Change	277%
Employees Change Percent	6.52
Exchange	Tanzania Stock Exchange
Financial currency	TZS
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	TZS 6.8T
Price currency	TZS
Rev Per Employee	432,763,250.88x
Sic	6020
Symbol	dar/CRDB
Website	https://www.crdbbank.co.tz

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.23%
FCF yield	-70.74%
P/B ratio	2.23x
P/E ratio	8.89x
P/S ratio	3.48x
PE Ratio10 Y	5.29x
PE Ratio3 Y	3.94x
PE Ratio5 Y	3.63x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	TZS 1.9T
Net Income	TZS 765.2B
Net Income Growth	27.51%
Net Income Growth Q	19.04%
Net Income Growth3 Y	29.64%
Net Income Growth5 Y	34.22%
Pretax Margin	54.81%
Profit Margin	39.05%
Profit Per Employee	TZS 169M
Roa5y	3.52
ROE	29.11
Roe5y	26.66

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	28.95%
Cagr1y	221.45%
Cagr3y	90.4%
Cagr5y	78.47%
Div CAGR10	18.14%
Div CAGR3	25.99%
Div CAGR5	32.55%
EPS Growth	27.75
EPS Growth Q	18.8
EPS Growth3 Y	29.73
EPS Growth5 Y	34.27
Revenue Growth	21.29x
Revenue Growth Q	16.18x
Revenue Growth3 Y	22.45x
Revenue Growth5 Y	21.54x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	TZS 23.9T
Cash	TZS 557.2B
Debt	TZS 4.1T
Debt FCF	TZS -0.84
Equity	TZS 3.1T
Liabilities	TZS 20.8T
Net Cash	TZS -3.5T
Net Cash By Market Cap	TZS -51.5
Net Debt Equity	TZS 1.15
Tangible Book Value	TZS 3T
Tangible Book Value Per Share	TZS 1,148
WACC	4.79

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	TZS 2.2T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.19%
Dividend Growth	38.46%
Dividend Growth Years	6%
Dividend per share	TZS 90
Dividend Years	6
Dividend Yield	3.45%
Ex Div Date	2026-05-05
Last Dividend	TZS 90
Payout Frequency	Annual
Payout Ratio	22.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	1,171.11%
1Y total return	221.19%
200-day SMA	1,769.5
3Y total return	590.52%
50-day SMA	2,805
50-day SMA vs 200-day SMA	50over200
5Y total return	1,709.66%
All Time High	3,150
All Time High Change	-17.14%
All Time High Date	2026-02-18
All Time Low	90
All Time Low Change	2,800%
All Time Low Date	2019-12-02
ATR	120.6
Beta	0.62
Beta1y	0.5
Beta2y	0.22
Ch YTD	70.59
High52 Date	2026-02-18
High52ch	-17.14%
Low52 Date	2025-05-13
Low52ch	238.96%
Ma50ch	-6.95%
Price vs 200-day SMA	47.5%
RSI	38.19
RSI Monthly	75.04
RSI Weekly	62.49
Sharpe ratio	3.53x
Sortino ratio	6.63
Total Return	3.64%
Tr YTD	76.34
Tr1m	2.2%
Tr1w	-2.25%
Tr3m	7.06%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	TZS 1.1T
Operating margin	54.81

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,063,770,936%
Net Borrowing	1,028,574,000,000
Shares Institutions	21.35%
Shares Out	2,611,838,584
Shares Qo Q	-0.27%
Shares Yo Y	-0.19%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	TZS -4.8T
Bv Per Share	1,147.9
CAPEX	TZS -65.1B
Ch10y	586.8
Ch1m	-1.14
Ch1w	-5.43
Ch1y	210.7
Ch3m	3.57
Ch3y	411.8
Ch5y	1,034.8
Ch6m	123.1
Dollar Volume	2,128,191,390
Earnings Date	2026-07-30
EPS	TZS 293
F Score	1
FCF	TZS -4.8T
FCF Per Share	TZS -1,846
Financing CF	4,962,770,000,000
Fiscal Year End	December
Founded	1,996
Graham Number	2753.08963
Graham Upside	5.48
Income Tax	TZS 312.6B
Investing CF	-111,099,000,000
Is Primary Listing	1
Last Earnings Date	2026-01-26
Last Report Date	2026-03-31
Lynch Fair Value	TZS 7,336
Lynch Upside	181.1
Ma150	1,961.6
Ma150ch	33.05%
Ma20	2,776.5
Ma20ch	-6%
Net CF	155,916,000,000
Next Earnings Date	2026-07-30
Payment Date	2026-06-01
Position In Range	42.86
Ppne	470,171,000,000
Price Date	2026-05-08
Ptbv Ratio	2.28
Relative Volume	0.59x
Revenue	1,959,552,000,000x
Tax By Revenue	15.95x
Tax Rate	29.11%
Tr6m	130.6%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

DAR/CRDB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.4%

$90.0 annual per share

Payout ratio

+22.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+32.5%

6 consecutive years of growth

Total shareholder yield

+3.6%

Next ex-dividend date: 2026-05-05

Performance

DAR/CRDB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns DAR/CRDB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+21.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

DAR/CRDB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.2

Neutral momentum band

Price vs 200-day MA

+47.5%

50/200-day relationship not available

Beta (5Y)

0.62

Less volatile than the market

Sharpe ratio

3.53

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About DAR/CRDB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current dar/CRDB stock rating?

dar/CRDB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full dar/CRDB analysis?

The full report lives at /stocks/dar/CRDB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for dar/CRDB?

The latest report frames dar/CRDB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the dar/CRDB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.