Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

DAR/NMB stock hub

DAR/NMB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.5T

Tanzania Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

DAR/NMB

In the news

Latest news · DAR/NMB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.6

P25 n/aP50 n/aP75 n/a

ROE25.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All DAR/NMB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

148

Groups with data

Currency

TZS

Showing 148 of 148 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Tanzania
Country code	TZ
Employees	4,088
Employees Change	1,226%
Employees Change Percent	42.84
Exchange	Tanzania Stock Exchange
Financial currency	TZS
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	TZS 6.5T
Price currency	TZS
Rev Per Employee	436,125,978.47x
Sic	6020
Symbol	dar/NMB
Website	https://www.nmbbank.co.tz

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.69%
FCF yield	-23.03%
P/B ratio	1.96x
P/E ratio	8.55x
P/S ratio	3.64x
PE Ratio10 Y	6.12x
PE Ratio3 Y	4.91x
PE Ratio5 Y	4.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	TZS 1.8T
Net Income	TZS 758.7B
Net Income Growth	13.65%
Net Income Growth Q	4.86%
Net Income Growth3 Y	18.99%
Net Income Growth5 Y	27.48%
Pretax Margin	60.77%
Profit Margin	42.56%
Profit Per Employee	TZS 185.6M
ROA	4.71
Roa5y	4.6
ROE	25.08
Roe5y	27

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	26.35%
Cagr1y	132.27%
Cagr3y	67.01%
Cagr5y	51.09%
Div CAGR10	15.22%
Div CAGR3	29.82%
Div CAGR5	45.4%
Revenue Growth	11.48x
Revenue Growth Q	9.17x
Revenue Growth3 Y	15.49x
Revenue Growth5 Y	19x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	TZS 17.9T
Cash	TZS 640.5B
Debt	TZS 1.2T
Debt FCF	TZS -0.83
Equity	TZS 3.3T
Liabilities	TZS 14.6T
Net Cash	TZS -603.3B
Net Cash By Market Cap	TZS -9.3
Net Debt Equity	TZS 0.18
Tangible Book Value	TZS 3.3T
WACC	4.43

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	TZS 1.4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	18.74%
Dividend Growth Years	6%
Dividend per share	TZS 429
Dividend Years	5
Dividend Yield	3.3%
Ex Div Date	2025-06-03
Last Dividend	TZS 429
Payout Frequency	Annual
Payout Ratio	28.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	936.54%
1Y total return	132.14%
200-day SMA	9,895.9
3Y total return	366.03%
50-day SMA	13,969.8
50-day SMA vs 200-day SMA	50over200
5Y total return	687.26%
All Time High	15,010
All Time High Change	-13.52%
All Time High Date	2026-03-03
All Time Low	820
All Time Low Change	1,482.93%
All Time Low Date	2011-07-20
ATR	215.8
Beta	0.19
Beta1y	-0.05
Beta2y	0.03
Ch YTD	54.34
High52 Date	2026-03-03
High52ch	-13.52%
Low52 Date	2025-05-29
Low52ch	116.33%
Ma50ch	-7.09%
Price vs 200-day SMA	31.17%
RSI	21.32
RSI Monthly	78.96
RSI Weekly	67.77
Sharpe ratio	4.77x
Sortino ratio	13.52
Total Return	3.3%
Tr YTD	54.34
Tr1m	-7.22%
Tr1w	-3.64%
Tr3m	12.38%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	TZS 1.1T
Operating margin	60.77

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	123,241,020%
Net Borrowing	-102,923,000,000
Shares Insiders	7.14%
Shares Institutions	13.72%
Shares Out	500,000,000

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	TZS -1.5T
CAPEX	TZS -97B
Ch10y	533.2
Ch1m	-7.22
Ch1w	-3.64
Ch1y	116.3
Ch3m	12.38
Ch3y	273
Ch5y	454.7
Ch6m	62.25
Dollar Volume	870,581,580
Earnings Date	2026-05-12
F Score	2
FCF	TZS -1.5T
FCF Per Share	TZS -2,990
Financing CF	2,679,796,000,000
Fiscal Year End	December
Founded	1,997
Income Tax	TZS 324.8B
Investing CF	-448,313,000,000
Is Primary Listing	1
Last Report Date	2026-03-31
Ma150	10,578.2
Ma150ch	22.71%
Ma20	13,588
Ma20ch	-4.47%
Net CF	872,050,000,000
Next Earnings Date	2026-05-12
Payment Date	2025-06-19
Position In Range	80
Ppne	272,268,000,000
Price Date	2026-05-08
Ptbv Ratio	1.97
Relative Volume	1.66x
Revenue	1,782,883,000,000x
Tax By Revenue	18.22x
Tax Rate	29.97%
Tr6m	62.25%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

DAR/NMB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.3%

$429 annual per share

Payout ratio

+28.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+45.4%

6 consecutive years of growth

Total shareholder yield

+3.3%

Next ex-dividend date: 2025-06-03

Performance

DAR/NMB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns DAR/NMB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+13.7%

Share of float held by funds and institutions

Insider ownership

+7.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

DAR/NMB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

21.3

Below 30: short-term oversold

Price vs 200-day MA

+31.2%

50/200-day relationship not available

Beta (5Y)

0.19

Less volatile than the market

Sharpe ratio

4.77

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About DAR/NMB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current dar/NMB stock rating?

dar/NMB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full dar/NMB analysis?

The full report lives at /stocks/dar/NMB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for dar/NMB?

The latest report frames dar/NMB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the dar/NMB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.