Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

UGSE/EBL stock hub

UGSE/EBL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

8.2T

Uganda Securities Exchange

Market data

Live price

Current market quote for this ticker.

Current price

UGSE/EBL

In the news

Latest news · UGSE/EBL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E3.6

P25 n/aP50 n/aP75 n/a

Trailing P/E4.1

P25 n/aP50 n/aP75 n/a

ROE26.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UGSE/EBL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

147

Groups with data

Currency

KES

Showing 147 of 147 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Kenya
Country code	UG
Employees	13,370
Employees Change	-19%
Employees Change Percent	-0.15
Exchange	Uganda Securities Exchange
Financial currency	KES
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	UGX 8.2T
Price currency	UGX
Rev Per Employee	395,844,085.59x
Sic	6020
Symbol	ugse/EBL
Website	https://equitygroupholdings.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	24.66%
FCF yield	4.28%
Forward P/E	3.55x
P/B ratio	0.89x
P/E ratio	4.06x
P/S ratio	1.55x
PE Ratio10 Y	5.84x
PE Ratio3 Y	3.53x
PE Ratio5 Y	4.07x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	6.61%
Gross Profit	UGX 5.3T
Net Income	UGX 2T
Net Income Growth	54.6%
Net Income Growth Q	173.28%
Net Income Growth3 Y	17.03%
Net Income Growth5 Y	29.46%
Pretax Margin	48.82%
Profit Margin	38.14%
Profit Per Employee	UGX 151M
ROA	4
Roa5y	3.24
ROE	26.37
Roe5y	24.08

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.92%
Cagr1y	12.65%
Cagr3y	12.01%
Cagr5y	9.03%
Div CAGR10	7.63%
Div CAGR3	8.54%
Div CAGR5	9.95%
EPS Growth	54.6
EPS Growth Q	173.3
EPS Growth3 Y	17.03
EPS Growth5 Y	29.46
FCF Growth	-91.5%
OCF Growth	-87.79%
Revenue Growth	17.23x
Revenue Growth Q	38.08x
Revenue Growth3 Y	15.96x
Revenue Growth5 Y	25.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	UGX 55.3T
Cash	UGX 9.6T
Debt	UGX 2.7T
Debt FCF	UGX 7.65
Equity	UGX 9.1T
Liabilities	UGX 46.1T
Net Cash	UGX 6.9T
Net Cash By Market Cap	UGX 84.75
Net Cash Growth	14.68%
Net Debt Equity	UGX -0.76
Net Debt FCF	UGX -19.82
Tangible Book Value	UGX 8.1T
Tangible Book Value Per Share	UGX 2,154

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	UGX -31.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	3.75%
Dividend Growth Years	9%
Dividend per share	UGX 120
Dividend Years	4
Dividend Yield	11.22%
Ex Div Date	2025-05-26
Last Dividend	UGX 120
Payout Frequency	Annual
Payout Ratio	22.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	61.59%
1Y total return	12.64%
200-day SMA	1,069
3Y total return	40.54%
50-day SMA	1,069
50-day SMA vs 200-day SMA	50under200
5Y total return	54.06%
All Time High	1,069
All Time High Change	0%
All Time High Date	2016-12-01
All Time Low	378
All Time Low Change	182.79%
All Time Low Date	2013-02-20
ATR	0
High52 Date	2026-05-08
High52ch	0%
Low52 Date	2025-05-23
Low52ch	12.64%
Ma50ch	0%
Price vs 200-day SMA	0%
RSI	0
RSI Monthly	30.35
RSI Weekly	0.14
Sharpe ratio	0.69x
Total Return	11.22%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	UGX 2.6T
Operating margin	48.82

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,813,673,617%
Net Borrowing	172,824,551,028
Shares Insiders	6.79%
Shares Institutions	7.51%
Shares Qo Q	-0.1%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	UGX 349.9B
Bv Per Share	2,300.3
CAPEX	UGX -172.5B
Ch10y	-15.16
Earnings Date	2026-05-19
EPS	UGX 535
F Score	3
FCF	UGX 349.9B
Financing CF	1,089,832,712,143
Fiscal Year End	December
Founded	1,984
Goodwill	82,134,440,092.5
Graham Number	2661.87428
Graham Upside	149
Income Tax	UGX 464.7B
Investing CF	-686,204,471,145
Is Primary Listing	0
Last Earnings Date	2025-11-11
Last Report Date	2025-12-31
Lynch Fair Value	UGX 6,590
Lynch Upside	516.5
Ma150	1,069
Ma150ch	0%
Ma20	1,069
Ma20ch	0%
Net CF	818,811,956,618
Next Earnings Date	2026-05-19
P FCF Ratio	23.39
P OCF Ratio	15.67
Payment Date	2025-06-30
Ppne	1,026,883,517,074.8
Price Date	2026-05-08
Ptbv Ratio	1.01
Revenue	5,292,435,424,333x
Tax By Revenue	8.78x
Tax Rate	17.99%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UGSE/EBL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+11.2%

$120 annual per share

Payout ratio

+22.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+10.0%

9 consecutive years of growth

Total shareholder yield

+11.2%

Next ex-dividend date: 2025-05-26

Performance

UGSE/EBL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UGSE/EBL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+7.5%

Share of float held by funds and institutions

Insider ownership

+6.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

UGSE/EBL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

0.0

Below 30: short-term oversold

Price vs 200-day MA

0.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.69

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About UGSE/EBL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ugse/EBL stock rating?

ugse/EBL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ugse/EBL analysis?

The full report lives at /stocks/ugse/EBL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ugse/EBL?

The latest report frames ugse/EBL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ugse/EBL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.