Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

EFSI stock hub

Eagle Financial Services, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

202.6M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

EFSI

In the news

Latest news · EFSI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.5

P25 8.8P50 10.4P75 13.1

Trailing P/E10.8

P25 10.9P50 14.7P75 36.2

ROE10.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EFSI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

212

Groups with data

Currency

USD

Showing 212 of 212 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000880641
Company name	Eagle Financial Services, Inc.
Country	United States
Country code	US
Cusip	26951R104
Employees	253
Employees Change	-2%
Employees Change Percent	-0.78
Enterprise value	$42.4M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US26951R1041
Last refreshed	2026-05-10
Market cap	$202.6M
Market cap category	Micro-Cap
Price	$38.1
Price currency	USD
Rev Per Employee	319,557.31x
Sector	Financials
Sic	6022
Symbol	EFSI
Website	https://www.bankofclarke.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.34%
EV Earnings	2.24x
EV Sales Forward	0.48x
EV/Sales	0.52x
Forward P/E	10.52x
P/B ratio	1.06x
P/E ratio	10.79x
P/S ratio	2.51x
PE Ratio10 Y	12.37x
PE Ratio3 Y	14.77x
PE Ratio5 Y	12.8x
PS Forward	2.29x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$80.8M
Net Income	$18.9M
Net Income Growth	225.17%
Net Income Growth Years	0%
Net Income Growth3 Y	10.96%
Net Income Growth5 Y	10.3%
Pretax Margin	29.22%
Profit Margin	23.41%
Profit Per Employee	$74,814
Profitable Years	9
ROA	1.01
Roa5y	0.74
ROE	10.32
Roe5y	10.33

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.84%
Cagr15y	9.23%
Cagr1y	30.46%
Cagr20y	4.47%
Cagr3y	9.77%
Cagr5y	6.94%
Div CAGR10	4.48%
Div CAGR3	1.38%
Div CAGR5	3.19%
EPS Growth	130.8
EPS Growth Years	0
EPS Growth3 Y	-3.89
EPS Growth5 Y	0.69
Revenue Growth	39.23x
Revenue Growth Q	431.7x
Revenue Growth Years	0x
Revenue Growth3 Y	9.21x
Revenue Growth5 Y	12.9x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$1.8B
Cash	$189.8M
Debt	$29.6M
Equity	$190.3M
Liabilities	$1.6B
Net Cash	$160.2M
Net Cash By Market Cap	$79.06
Net Cash Growth	0.04%
Net Debt Equity	$-0.84
Tangible Book Value	$190.3M
Tangible Book Value Per Share	$35.62
WACC	4.7

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-1.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-41.51%
Dividend Growth	0.81%
Dividend Growth Years	23%
Dividend per share	$1.24
Dividend Years	24
Dividend Yield	3.27%
Ex Div Date	2026-05-04
Last Dividend	$0.31
Payout Frequency	Quarterly
Payout Ratio	35.3%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	133.3%
1Y total return	30.44%
200-day SMA	36.99
3Y total return	32.29%
50-day SMA	35.94
50-day SMA vs 200-day SMA	50under200
5Y total return	39.83%
All Time High	41.5
All Time High Change	-8.19%
All Time High Date	2021-11-17
All Time Low	11
All Time Low Change	246.36%
All Time Low Date	2009-03-09
ATR	1.24
Beta	0.21
Beta1y	0.8
Beta2y	0.33
Ch YTD	-4.26
High	38.5
High52	41.12
High52 Date	2025-12-19
High52ch	-7.34%
Low	37.62
Low52	28.7
Low52 Date	2025-06-20
Low52ch	32.75%
Ma50ch	6.02%
Price vs 200-day SMA	3.01%
RSI	53.46
RSI Monthly	57.42
RSI Weekly	53.34
Sharpe ratio	1.04x
Sortino ratio	1.89
Total Return	-38.24%
Tr YTD	-2.68
Tr15y	275.71%
Tr1m	6.2%
Tr1w	1.2%
Tr3m	-1.73%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	4
Analyst Count Top	1
Analyst Price Target Top	$43
Analyst Ratings	Buy
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.87
Earnings EPS Estimate Growth	40.32
Earnings Revenue Estimate	21,100,000x
Earnings Revenue Estimate Growth	341.24x
Operating Income	$24.8M
Operating margin	30.61
Price target	$41.5
Price Target Change	$8.92
Price Target Change Top	$12.86

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4,004,120%
Float Percent	74.93%
Shares Insiders	16.52%
Shares Institutions	38.11%
Shares Out	5,343,900
Shares Qo Q	0.67%
Shares Yo Y	41.51%
Short Float	2.03%
Short Ratio	5.68
Short Shares	1.52

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	13,726.85x
Bv Per Share	35.62
Ch10y	65.65
Ch15y	124.1
Ch1m	5.34
Ch1w	0.37
Ch1y	26.03
Ch20y	20.19
Ch3m	-2.53
Ch3y	17.23
Ch5y	17.05
Ch6m	7.23
Change	0.08%
Change From Open	0.03
Close	38.07
Days Gap	0.05
Dollar Volume	365,134.6
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$3.51
F Score	2
Fiscal Year End	December
Founded	1,881
Graham Number	53.05579
Graham Upside	39.95
Income Tax	$4.7M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2006-03-16
Last Split Type	Forward
Last10k Filing Date	2026-03-16
Lynch Fair Value	$36.19
Lynch Upside	-4.55
Ma150	37.33
Ma150ch	2.07%
Ma20	38.21
Ma20ch	-0.28%
Next Earnings Date	2026-07-23
Open	38.09
Optionable	No
Payment Date	2026-05-15
Position In Range	54.55
Post Close	38.1
Postmarket Change Percent	-0.5
Postmarket Price	$37.91
Ppne	14,911,000
Price Date	2026-05-08
Ptbv Ratio	1.06
Relative Volume	0.7x
Revenue	80,848,000x
Tax By Revenue	5.81x
Tax Rate	19.87%
Tr20y	139.74%
Tr6m	9%
Us State	Virginia
Volume	9,583.6

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EFSI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.3%

$1.24 annual per share

Payout ratio

+35.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.2%

23 consecutive years of growth

Total shareholder yield

-38.2%

Next ex-dividend date: 2026-05-04

Performance

EFSI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EFSI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.1%

Float: +74.9% of shares outstanding

Insider ownership

+16.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

EFSI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.5

Neutral momentum band

Price vs 200-day MA

+3.0%

50/200-day relationship not available

Beta (5Y)

0.21

Less volatile than the market

Sharpe ratio

1.04

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

EFSI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	کاهش موقعیت
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	کاهش موقعیت
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	کاهش موقعیت

Questions

About EFSI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current EFSI stock rating?

Eagle Financial Services, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full EFSI analysis?

The full report lives at /stocks/EFSI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for EFSI?

The latest report frames EFSI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the EFSI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.