Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SBSI stock hub

Southside Bancshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

992.8M

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

SBSI

In the news

Latest news · SBSI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.8

P25 8.8P50 10.4P75 13.1

Trailing P/E14.2

P25 10.9P50 14.7P75 36.2

ROE8.5

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SBSI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

244

Groups with data

Currency

USD

Showing 244 of 244 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000705432
Company name	Southside Bancshares, Inc.
Country	United States
Country code	US
Cusip	84470P109
Employees	781
Employees Change	3%
Employees Change Percent	0.39
Enterprise value	$1.5B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US84470P1093
Last refreshed	2026-05-10
Market cap	$992.8M
Market cap category	Small-Cap
Price	$33.37
Price currency	USD
Rev Per Employee	306,715.75x
Sector	Financials
Sic	6022
Symbol	SBSI
Website	https://www.southside.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.14%
EV Earnings	21.27x
EV Sales Forward	4.92x
EV/FCF	15.57x
EV/Sales	6.3x
FCF yield	9.76%
Forward P/E	9.76x
P/B ratio	1.16x
P/E ratio	14.16x
P/S ratio	4.14x
PE Ratio10 Y	13.92x
PE Ratio3 Y	10.86x
PE Ratio5 Y	10.97x
PS Forward	3.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	40.47%
Gross Profit	$239.5M
Net Income	$70.9M
Net Income Growth	-19.8%
Net Income Growth Q	8.15%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-12.55%
Net Income Growth5 Y	-8.78%
Pretax Margin	35.36%
Profit Margin	29.63%
Profit Per Employee	$90,825
Profitable Years	33
ROA	0.83
Roa5y	1.19
ROE	8.49
Roe5y	11.25

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.18%
Cagr15y	9.4%
Cagr1y	23.69%
Cagr20y	9.24%
Cagr3y	10.78%
Cagr5y	-0.46%
Div CAGR10	4.37%
Div CAGR3	0.47%
Div CAGR5	1.6%
EPS Growth	-19.02
EPS Growth Q	10.29
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-10.8
EPS Growth5 Y	-7.07
FCF Growth	71.61%
FCF Growth Q	108.98%
FCF Growth3 Y	-14.68%
FCF Growth5 Y	-8.01%
OCF Growth	76.18%
OCF Growth Q	104.83%
OCF Growth10 Y	4.39%
OCF Growth3 Y	-10.3%
OCF Growth5 Y	-5.37%
Revenue Growth	-5.99x
Revenue Growth Q	8.78x
Revenue Growth Quarters	1x
Revenue Growth Years	0x
Revenue Growth3 Y	-2.2x
Revenue Growth5 Y	-1x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$8.8B
Cash	$391.5M
Debt	$907.5M
Debt FCF	$9.36
Equity	$854.9M
Liabilities	$7.9B
Net Cash	$-516M
Net Cash By Market Cap	$-51.97
Net Debt Equity	$0.6
Net Debt FCF	$5.32
Tangible Book Value	$652.9M
Tangible Book Value Per Share	$21.94
WACC	3.88

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-7.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.15%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$1.44
Dividend Years	29
Dividend Yield	4.32%
Ex Div Date	2026-05-18
Last Dividend	$0.36
Payout Frequency	Quarterly
Payout Ratio	61.11%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	82.07%
1Y total return	23.67%
200-day SMA	30.69
3Y total return	35.95%
50-day SMA	31.83
50-day SMA vs 200-day SMA	50over200
5Y total return	-2.28%
All Time High	45.36
All Time High Change	-26.43%
All Time High Date	2021-11-22
All Time Low	2.93
All Time Low Change	1,040.46%
All Time Low Date	2000-07-27
ATR	0.9
Beta	0.58
Beta1y	0.67
Beta2y	0.69
Ch YTD	9.81
High	33.8
High52	34.53
High52 Date	2026-05-01
High52ch	-3.36%
Low	32.83
Low52	26.32
Low52 Date	2025-10-16
Low52ch	26.79%
Ma50ch	4.83%
Price vs 200-day SMA	8.74%
RSI	54.93
RSI Monthly	56.59
RSI Weekly	58.61
Sharpe ratio	0.83x
Sortino ratio	1.52
Total Return	5.47%
Tr YTD	11.02
Tr15y	285.05%
Tr1m	4.25%
Tr1w	-2.85%
Tr3m	0.56%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$35.5
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.76
Earnings EPS Estimate Growth	7.04
Earnings Revenue Estimate	70,930,000x
Earnings Revenue Estimate Growth	10.7x
Operating Income	$90.3M
Operating margin	37.7
Price target	$35.33
Price Target Change	$5.87
Price Target Change Top	$6.38

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	28,211,270%
Float Percent	94.82%
Net Borrowing	34,477,000
Shares Insiders	5.14%
Shares Institutions	58.23%
Shares Out	29,751,711
Shares Qo Q	-0.37%
Shares Yo Y	-1.15%
Short Float	4.22%
Short Ratio	8.05
Short Shares	4

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$93.2M
Average Volume	90,910.45x
Bv Per Share	28.73
CAPEX	$-22M
Ch10y	22.87
Ch15y	111.9
Ch1m	4.25
Ch1w	-2.85
Ch1y	17.83
Ch20y	176.2
Ch3m	-0.54
Ch3y	17.79
Ch5y	-21.06
Ch6m	15.91
Change	-0.83%
Change From Open	-0.54
Close	33.65
Days Gap	-0.3
Dollar Volume	1,961,922.4
Earnings Date	2026-04-30
Earnings Time	bmo
EPS	$2.36
F Score	4
FCF	$96.9M
FCF EV Yield	6.42x
FCF Per Share	$3.26
Financing CF	252,573,000
Fiscal Year End	December
Founded	1,960
Goodwill	201,116,000
Graham Number	39.03153
Graham Upside	16.97
Income Tax	$13.7M
Investing CF	-414,985,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2017-05-25
Last Split Type	Forward
Last10k Filing Date	2026-02-27
Lynch Fair Value	$11.78
Lynch Upside	-64.69
Ma150	30.94
Ma150ch	7.87%
Ma20	33.1
Ma20ch	0.82%
Net CF	-43,498,000
Next Earnings Date	2026-07-24
Open	33.55
Optionable	Yes
P FCF Ratio	10.24
P OCF Ratio	8.35
Payment Date	2026-06-01
Position In Range	55.67
Post Close	33.37
Postmarket Change Percent	0.03
Postmarket Price	$33.38
Ppne	166,850,000
Price Date	2026-05-08
Ptbv Ratio	1.52
Relative Volume	0.65x
Revenue	239,545,000x
SBC By Revenue	1.57x
Share Based Comp	3,769,000
Tax By Revenue	5.73x
Tax Rate	16.21%
Tr20y	486.06%
Tr6m	18.69%
Us State	Texas
Volume	58,793

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SBSI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.3%

$1.44 annual per share

Payout ratio

+61.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.6%

0 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-05-18

Performance

SBSI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SBSI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+58.2%

Float: +94.8% of shares outstanding

Insider ownership

+5.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

SBSI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.9

Neutral momentum band

Price vs 200-day MA

+8.7%

50/200-day relationship not available

Beta (5Y)

0.58

Less volatile than the market

Sharpe ratio

0.83

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

SBSI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	کاهش موقعیت
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	کاهش موقعیت
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	کاهش موقعیت

Questions

About SBSI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SBSI stock rating?

Southside Bancshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SBSI analysis?

The full report lives at /stocks/SBSI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SBSI?

The latest report frames SBSI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SBSI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.