Texas Capital Bancshares, Inc. (TCBI)

TXSE: TCBI · USD

$101

+0.30 (+0.3%)· Recorded snapshot

Market cap	4.3B
Revenue (ttm)	1.3B
Net income (ttm)	345.9M
EPS (ttm)	$7.79
Shares out	42.4M
P/E (trailing)	13.0x
P/E (forward)	12.6x
Dividend	$0.80 (0.79%)
Volume	559,377
Beta	0.63

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.3B
Net income (ttm): 345.9M
EPS (ttm): $7.79
P/E (trailing): 13.0x
P/E (forward): 12.6x
Market cap: 4.3B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.6

P25 n/aP50 n/aP75 n/a

Trailing P/E13

P25 n/aP50 n/aP75 n/a

ROE10.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TCBI indicators

Market & fundamental data

Available fields

249

Groups with data

Currency

USD

Showing 249 of 249 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001077428
Company name	Texas Capital Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	88224Q107
Earnings date	2026-10-21
Earnings time	amc
Employees	1,785
Employees change	-33
Employees growth	-1.82%
Enterprise value	$2.4B
Exchange	TXSE
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1996
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US88224Q1076
Last 10-K release date	2026-02-10
Last earnings date	2026-10-21
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$4.3B
Market cap category	Mid-Cap
Next earnings date	2027-01-21
Options	Yes
Price	$101.30
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	TCBI
U.S. state	Texas
Website	https://texascapitalbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.84x
Average P/E ratio (10Y)	26.86x
Average P/E ratio (3Y)	50.6x
Average P/E ratio (5Y)	35.03x
Earnings yield	7.69%
EV/Earnings	6.75x
EV/FCF	4.5x
EV/Sales	1.82x
FCF / EV yield	22.22%
FCF yield	12.11%
Forward EV/Sales	1.64x
Forward P/E	12.59x
Forward P/S	3.02x
Graham number	114.77982
Graham upside	13.72%
Industry forward P/E	9.97x
Industry P/E	11.81x
Lynch fair value	$64.69
Lynch upside	-35.91%
P/B ratio	1.34x
P/E ratio	13x
P/FCF ratio	8.26x
P/OCF ratio	8.1x
P/S ratio	3.34x
PEG ratio	0.99x
Price / tangible book value	1.34x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	23.46%
FCF margin	40.47%
Operating margin	38.34%
Pretax margin	37.02%
Profit margin	28.33%
Profit per employee	$193,754
Profitable quarters	8
Profitable years	25
Revenue per employee	$717,977
ROA	1.12%
ROA (5Y)	0.75%
ROE	10.19%
ROE (5Y)	7.36%
SBC / revenue	3.38%
Tax / revenue	8.69%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	27.87%
EPS growth (Q)	4.59%
EPS growth (QoQ)	24.59%
EPS growth 10Y	10.62%
EPS growth 3Y	1.32%
EPS growth 5Y	11.39%
EPS growth quarters	8
EPS growth years	1
FCF growth	127.89%
FCF growth (Q)	28.99%
FCF growth (QoQ)	122.59%
FCF growth 3Y	69.51%
FCF growth 5Y	-12.54%
Net income growth	20.79%
Net income growth (Q)	-1.43%
Net income growth (QoQ)	23.26%
Net income growth 3Y	-2.14%
Net income growth 5Y	8.3%
Net income growth years	1
OCF growth	113.31%
OCF growth (Q)	24.64%
OCF growth (QoQ)	100.27%
OCF growth 3Y	63.97%
OCF growth 5Y	-12.25%
Revenue growth	11.45%
Revenue growth (Q)	3.43%
Revenue growth (QoQ)	6.97%
Revenue growth 10Y	8.21%
Revenue growth 3Y	0.36%
Revenue growth 5Y	6.5%
Revenue growth quarters	8
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-10.2M
EPS	$7.79
FCF per share	$12.22
Financing cash flow	$-549.2M
Free cash flow	$518.6M
Gross profit	$1.3B
Income taxes	$111.3M
Investing cash flow	$-370.3M
Net borrowing	$-387M
Net cash flow	$-390.7M
Net income	$345.9M
Operating income	$491.4M
Revenue	$1.3B
Stock-based compensation	$43.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$75.13
Debt / equity	0.18
Debt / FCF	1.21
Goodwill	$1.5M
Net cash (debt)	$1.9B
Net cash / market cap	45.49%
Net cash growth	-9.03%
Net debt / equity	-0.56
Net debt / FCF	-3.76
Piotroski F-Score	4
Property, plant and equipment	$89M
Shareholders' equity	$3.5B
Tangible book value	$3.2B
Tangible book value per share	$75.09
Total assets	$32.3B
Total cash	$2.6B
Total debt	$627.4M
Total liabilities	$28.9B
WACC	6.72%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-25B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	4.4%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-12-15
Dividend payment years	1
Dividend payout frequency	Quarterly
Dividend per share	$0.80
Dividend yield	0.79%
Ex-dividend date	2026-12-01
FCF payout ratio	4.91%
Last dividend	$0.20
Payout ratio	7.7%
Shareholder yield	5.19%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	71.55%
10Y return CAGR	5.59%
10Y total return	72.25%
150-day SMA	$98.82
15Y price change	253.45%
15Y return CAGR	8.81%
15Y total return	254.9%
1D price change	0.3%
1M price change	5.72%
1M total return	5.72%
1W price change	8.35%
1W total return	8.35%
1Y price change	17.93%
1Y return CAGR	18.42%
1Y total return	18.41%
20-day SMA	$93.80
200-day SMA	$98.66
20Y price change	412.65%
20Y return CAGR	8.54%
20Y total return	414.74%
3M price change	2.95%
3M total return	3.16%
3Y price change	85.91%
3Y return CAGR	23.12%
3Y total return	86.66%
50-day SMA	$95.56
50-day SMA vs 200-day SMA	50under200
52-week high	$108.92
52-week high date	2026-02-04
52-week low	$81.27
52-week low date	2025-10-31
5Y price change	74.09%
5Y return CAGR	11.82%
5Y total return	74.8%
6M price change	0.99%
6M total return	1.4%
All-time high	$108.92
All-time high date	2026-02-04
All-time low	$6.55
All-time low date	2009-03-06
Average true range (ATR)	$2.53
Average volume	612.3K
Beta (1Y)	0.46
Beta (2Y)	0.85
Beta (5Y)	0.63
Change from 52-week high	-7%
Change from 52-week low	24.65%
Change from all-time high	-7%
Change from all-time low	1,446.56%
Change from open	0.43%
Day's gap	-0.13%
Dollar volume	$56.7M
High price	$101.30
Low price	$100.14
Monthly RSI	62.62
Open price	$100.87
Position in 52-week range	100%
Premarket change	-0.2%
Premarket close	$101.00
Premarket price	$100.80
Premarket volume	22K
Previous close	$101.00
Price vs 150-day SMA	2.51%
Price vs 20-day SMA	7.99%
Price vs 200-day SMA	2.68%
Price vs 50-day SMA	6.01%
Relative volume	0.92
RSI	67.88
Sharpe ratio	0.63
Sharpe ratio (3Y)	0.72
Sharpe ratio (5Y)	0.33
Sortino ratio	1.12
Sortino ratio (3Y)	1.23
Sortino ratio (5Y)	0.64
Volume	559.4K
Weekly RSI	55.85
YTD price change	11.88%
YTD total return	12.34%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	39M
Float percentage	91.91%
Shares change (QoQ)	-1.02%
Shares change (YoY)	-4.4%
Shares held by insiders	1.62%
Shares held by institutions	105.26%
Shares outstanding	42.4M
Short % of float	11.84%
Short % of shares	10.88%
Short ratio	8.5 days

Deeper analysis on TCBI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TCBI report

Is a complete TCBI research report available?

No complete published report is available for Texas Capital Bancshares, Inc. (TCBI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Texas Capital Bancshares, Inc. (TCBI)

Price

Financial snapshot

Fair-value bridge

Latest news · TCBI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TCBI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TCBI

Frequently asked questions