BCBA/BPAT (BCBA/BPAT)

Buenos Aires Stock Exchange: BCBA/BPAT · ARS

ARS 1,655

-19.93 (-1.2%)· Recorded snapshot

Market cap	1.2T
Revenue (ttm)	1.3T
Net income (ttm)	102B
EPS (ttm)	ARS 142
Shares out	719.1M
P/E (trailing)	11.7x
Dividend	ARS 228 (13.75%)
Volume	5,984
Beta	0.20

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.3T
Net income (ttm): 102B
EPS (ttm): ARS 142
P/E (trailing): 11.7x
Market cap: 1.2T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E11.7

P25 n/aP50 n/aP75 n/a

ROE5.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BCBA/BPAT indicators

Market & fundamental data

Available fields

203

Groups with data

Currency

ARS

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Argentina
Country code	AR
Earnings date	2026-11-27
Employees	2,780
Employees change	-72
Employees growth	-2.52%
Exchange	Buenos Aires Stock Exchange
Financial currency	ARS
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1928
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	ARMERI013163
Last earnings date	2026-02-27
Last refreshed	2026-10-28
Market cap	ARS 1.2T
Next earnings date	2026-11-27
Price	ARS 1,655.00
Price currency	ARS
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bcba/BPAT
Website	https://www.bancopatagonia.com.ar

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.04x
Average P/E ratio (3Y)	8.28x
Average P/E ratio (5Y)	6.04x
Earnings yield	8.57%
FCF yield	12.92%
Graham number	2961.40781
Graham upside	78.94%
Industry forward P/E	7.13x
Industry P/E	29.55x
Lynch fair value	ARS 3,546.83
Lynch upside	114.31%
P/B ratio	0.6x
P/E ratio	11.67x
P/FCF ratio	7.74x
P/OCF ratio	6.94x
P/S ratio	0.93x
Price / tangible book value	0.61x
Sector forward P/E	6.94x
Sector P/E	23.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	41.35%
FCF margin	12.02%
Operating margin	12.94%
Pretax margin	13.39%
Profit margin	7.97%
Profit per employee	ARS 36.7M
Revenue per employee	ARS 460.3M
ROA	1.18%
ROA (5Y)	2.9%
ROE	5.9%
ROE (5Y)	15.29%
Tax / revenue	5.54%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-43.29%
EPS growth (Q)	70.65%
EPS growth (QoQ)	184.6%
EPS growth 10Y	42.7%
EPS growth 3Y	-3.47%
EPS growth 5Y	52.86%
FCF growth (Q)	-95.94%
FCF growth (QoQ)	-95.79%
FCF growth 3Y	-26.97%
Net income growth	-43.29%
Net income growth (Q)	70.65%
Net income growth (QoQ)	184.6%
Net income growth 3Y	-3.47%
Net income growth 5Y	52.86%
OCF growth (Q)	-95.42%
OCF growth (QoQ)	-95.21%
OCF growth 10Y	58.32%
OCF growth 3Y	-24.62%
Revenue growth	-20.28%
Revenue growth (Q)	10.11%
Revenue growth (QoQ)	11.7%
Revenue growth 10Y	64.57%
Revenue growth 3Y	3.32%
Revenue growth 5Y	65.74%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -17.6B
EPS	ARS 141.87
FCF per share	ARS 213.90
Financing cash flow	ARS 584.1B
Free cash flow	ARS 153.8B
Gross profit	ARS 1.2T
Income taxes	ARS 70.8B
Investing cash flow	ARS -16.7B
Net borrowing	ARS -82.5B
Net cash flow	ARS 472.9B
Net income	ARS 102B
Operating income	ARS 165.5B
Revenue	ARS 1.3T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 2,747.35
Debt / equity	0.2
Debt / FCF	2.59
Goodwill	ARS 7.8B
Net cash (debt)	ARS 212.2B
Net cash / market cap	17.83%
Net cash growth	-12.1%
Net debt / equity	-0.11
Net debt / FCF	-1.38
Piotroski F-Score	4
Property, plant and equipment	ARS 240.6B
Shareholders' equity	ARS 2T
Tangible book value	ARS 2T
Tangible book value per share	ARS 2,727.06
Total assets	ARS 10.1T
Total cash	ARS 609.9B
Total debt	ARS 397.7B
Total liabilities	ARS 8.1T
WACC	4.03%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	ARS -4.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	1,400.35%
Dividend growth (10Y)	59.41%
Dividend growth (3Y)	222.08%
Dividend growth (5Y)	126.8%
Dividend growth years	6
Dividend payment date	2026-07-03
Dividend payment years	5
Dividend per share	ARS 227.50
Dividend yield	13.75%
Ex-dividend date	2026-07-02
FCF payout ratio	90.79%
Last dividend	ARS 27.84
Payout ratio	159.77%
Shareholder yield	13.75%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	3,878.37%
10Y return CAGR	52.58%
10Y total return	6,735.23%
150-day SMA	ARS 1,975.07
15Y price change	36,273.63%
15Y return CAGR	55.6%
15Y total return	75,835.27%
1D price change	-1.19%
1M price change	-9.56%
1M total return	-9.56%
1W price change	-3.78%
1W total return	-3.78%
1Y price change	11.07%
1Y return CAGR	21.22%
1Y total return	21.2%
20-day SMA	ARS 1,739.25
200-day SMA	ARS 2,097.43
3M price change	-17.87%
3M total return	-17.87%
3Y price change	415.58%
3Y return CAGR	83.42%
3Y total return	517.33%
50-day SMA	ARS 1,809.00
50-day SMA vs 200-day SMA	50under200
52-week high	ARS 3,100.00
52-week high date	2025-12-04
52-week low	ARS 1,630.00
52-week low date	2026-08-20
5Y price change	1,898.79%
5Y return CAGR	94.64%
5Y total return	2,692.45%
6M price change	-18.47%
6M total return	-15.15%
All-time high	ARS 3,300.00
All-time high date	2025-01-06
All-time low	ARS 0.18
All-time low date	2009-06-08
Average true range (ATR)	ARS 88.41
Average volume	12.4K
Beta (1Y)	0.87
Beta (2Y)	0.52
Beta (5Y)	0.2
Change from 52-week high	-46.61%
Change from 52-week low	1.53%
Change from all-time high	-49.85%
Change from all-time low	929,675.28%
Change from open	0%
Day's gap	-1.19%
Dollar volume	ARS 9.9M
High price	ARS 1,710.00
Low price	ARS 1,635.00
Monthly RSI	45.31
Open price	ARS 1,655.00
Position in 52-week range	26.67%
Previous close	ARS 1,675.00
Price vs 150-day SMA	-16.21%
Price vs 20-day SMA	-4.84%
Price vs 200-day SMA	-21.09%
Price vs 50-day SMA	-8.51%
Relative volume	0.48
RSI	38.08
Sharpe ratio	0.58
Sharpe ratio (3Y)	1.17
Sharpe ratio (5Y)	1.38
Sortino ratio	1.25
Sortino ratio (3Y)	2.26
Sortino ratio (5Y)	2.61
Volume	6K
Weekly RSI	39.08
YTD price change	-40.25%
YTD total return	-36.23%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	118.3M
Shares change (QoQ)	0%
Shares outstanding	719.1M

Deeper analysis on BCBA/BPAT

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BCBA/BPAT report

Is a complete BCBA/BPAT research report available?

No complete published report is available for bcba/BPAT (BCBA/BPAT) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/BPAT (BCBA/BPAT)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/BPAT

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/BPAT indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/BPAT

Frequently asked questions