Healthcare / Healthcare PlansUpdated 2026-05-10 22:07 UTC

BVMF/UNHH34 stock hub

BVMF/UNHH34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.7T

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/UNHH34

In the news

Latest news · BVMF/UNHH34

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E20.2

P25 11.3P50 14.6P75 19.6

Trailing P/E26.9

P25 15.2P50 21.5P75 27.3

ROE12.2

P25 5.3P50 12.3P75 22.5

ROIC9

P25 7P50 12.5P75 22.1

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/UNHH34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

211

Groups with data

Currency

USD

Showing 211 of 211 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	BR
Employees	390,000
Employees Change	-10,000%
Employees Change Percent	-2.5
Enterprise value	BRL 2T
Exchange	Brazil Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Healthcare Plans
Last refreshed	2026-05-10
Market cap	BRL 1.7T
Price	BRL 26.58
Price currency	BRL
Rev Per Employee	6,015,459.1x
Sector	Healthcare
Sic	6324
Symbol	bvmf/UNHH34
Website	https://www.unitedhealthgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.72%
EV Earnings	31.37x
EV/EBIT	21.37x
EV/EBITDA	17.45x
EV/FCF	19.21x
EV/Sales	0.89x
FCF yield	6.07%
Forward P/E	20.17x
P/B ratio	3.08x
P/E ratio	26.9x
P/S ratio	0.72x
PE Ratio10 Y	22.25x
PE Ratio3 Y	24.62x
PE Ratio5 Y	24.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	4.19%
EBITDA Margin	4.77%
FCF margin	4.37%
Gross margin	18.8%
Gross Profit	BRL 441.1B
Net Income	BRL 62.8B
Net Income Growth	-45.52%
Net Income Growth Q	-0.19%
Net Income Growth3 Y	-16.52%
Net Income Growth5 Y	-6.53%
Pretax Margin	3.24%
Profit Margin	2.68%
Profit Per Employee	BRL 161,103
ROA	3.78
Roa5y	6.76
ROCE	9.49
ROE	12.18
Roe5y	20.42
ROIC	9.01
Roic5y	14.63

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-15.33%
Cagr3y	-7.41%
Cagr5y	-2.09%
Div CAGR3	11.22%
Div CAGR5	12.27%
EPS Growth	-44.39
EPS Growth Q	0.73
EPS Growth3 Y	-15.37
EPS Growth5 Y	-5.51
FCF Growth	-20.9%
FCF Growth Q	78.79%
FCF Growth3 Y	-16.85%
FCF Growth5 Y	-3.16%
OCF Growth	-18.81%
OCF Growth Q	63.34%
OCF Growth10 Y	8.99%
OCF Growth3 Y	-14.63%
OCF Growth5 Y	-1.71%
Revenue Growth	9.67x
Revenue Growth Q	1.96x
Revenue Growth3 Y	10.21x
Revenue Growth5 Y	11.33x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 1.45
Assets	BRL 1.6T
Cash	BRL 162.9B
Debt	BRL 406.5B
Debt EBITDA	BRL 3.38
Debt Equity	BRL 0.74
Debt FCF	BRL 3.96
Equity	BRL 549.4B
Interest Coverage	4.76
Liabilities	BRL 1.1T
Net Cash	BRL -260.4B
Net Cash By Market Cap	BRL -15.41
Net Debt EBITDA	BRL 2.33
Net Debt Equity	BRL 0.47
Net Debt FCF	BRL 2.54
Tangible Book Value	BRL -170.7B
Tangible Book Value Per Share	BRL -188
WACC	7.16

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.8
Net Working Capital	BRL -232.3B
Quick ratio	0.72
Working Capital	BRL -120B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.05%
Dividend Growth	-0.48%
Dividend Growth Years	7%
Dividend per share	BRL 0.46
Dividend Years	8
Dividend Yield	1.73%
Ex Div Date	2026-03-06
Last Dividend	BRL 0.11
Payout Frequency	Quarterly
Payout Ratio	66.5%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-15.32%
200-day SMA	24
3Y total return	-20.64%
50-day SMA	22.35
50-day SMA vs 200-day SMA	50under200
5Y total return	-10.03%
All Time High	53.92
All Time High Change	-50.7%
All Time High Date	2024-12-04
All Time Low	12.74
All Time Low Change	108.6%
All Time Low Date	2019-09-30
ATR	0.7
Beta	0.65
Ch YTD	2.43
High	26.58
High52	31.97
High52 Date	2025-05-08
High52ch	-16.86%
Low	25.84
Low52	18.64
Low52 Date	2025-08-01
Low52ch	42.6%
Ma50ch	18.95%
Price vs 200-day SMA	10.74%
RSI	71.27
RSI Monthly	45
RSI Weekly	58.27
Sharpe ratio	-0.21x
Sortino ratio	-0.16
Total Return	3.78%
Tr YTD	2.95
Tr1m	17.98%
Tr1w	1.37%
Tr3m	30.96%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 98.3B
Operating margin	4.19

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	900,467,619%
Net Borrowing	-17,617,407,000
Shares Insiders	0.17%
Shares Institutions	83.57%
Shares Qo Q	0%
Shares Yo Y	-2.05%
Short Ratio	1.78

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 97.7B
Average Volume	26,229.15x
Bv Per Share	562.4
CAPEX	BRL -18.2B
Ch1m	17.98
Ch1w	1.37
Ch1y	-16.89
Ch3m	30.29
Ch3y	-23.73
Ch5y	-15.09
Ch6m	8.36
Change	2.82%
Change From Open	2.07
Close	25.85
Days Gap	0.74
Dollar Volume	474,798.5
Earnings Date	2026-04-21
EBIT	BRL 98.3B
EBITDA	BRL 112B
EPS	BRL 69.12
F Score	5
FCF	BRL 102.6B
FCF EV Yield	5.21x
Financing CF	-76,868,442,875
Fiscal Year End	December
Founded	1,974
Goodwill	543,078,070,400
Graham Number	13.86066
Graham Upside	-47.85
Income Tax	BRL 9.1B
Investing CF	-57,686,545,050
Is Primary Listing	0
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2022-11-21
Last Split Type	Forward
Lynch Fair Value	BRL 4.94
Lynch Upside	-81.41
Ma150	24.21
Ma150ch	9.79%
Ma20	24.48
Ma20ch	8.57%
Net CF	-14,168,625,100
Next Earnings Date	2026-07-14
Open	26.04
P FCF Ratio	16.47
P OCF Ratio	13.99
Payment Date	2026-03-23
Position In Range	100
Ppne	52,419,771,400
Price Date	2026-05-08
Price EBITDA	BRL 15.09
Relative Volume	0.68x
Revenue	2,346,029,049,925x
SBC By Revenue	0.21x
Share Based Comp	4,924,588,400
Tax By Revenue	0.39x
Tax Rate	11.96%
Tr6m	9.42%
Volume	17,863

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/UNHH34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.7%

$0.46 annual per share

Payout ratio

+66.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.3%

7 consecutive years of growth

Total shareholder yield

+3.8%

Next ex-dividend date: 2026-03-06

Performance

BVMF/UNHH34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/UNHH34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+83.6%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BVMF/UNHH34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

71.3

Above 70: short-term overbought

Price vs 200-day MA

+10.7%

50/200-day relationship not available

Beta (5Y)

0.65

Less volatile than the market

Sharpe ratio

-0.21

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/UNHH34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/UNHH34 stock rating?

bvmf/UNHH34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/UNHH34 analysis?

The full report lives at /stocks/bvmf/UNHH34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/UNHH34?

The latest report frames bvmf/UNHH34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/UNHH34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.