Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

SNSE/ILC stock hub

SNSE/ILC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Santiago Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

SNSE/ILC

In the news

Latest news · SNSE/ILC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.3

P25 11P50 11.5P75 12.8

Trailing P/E7.1

P25 8.4P50 11.5P75 14.1

ROE22.5

P25 7.6P50 13.8P75 22.1

ROIC8.8

P25 0P50 10.2P75 23.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SNSE/ILC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

210

Groups with data

Currency

CLP

Showing 210 of 210 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Chile
Country code	CL
Enterprise value	CLP 4.8T
Exchange	Santiago Stock Exchange
Financial currency	CLP
First seen	2026-05-10
Industry	Insurance - Life
Isin	CL0001892547
Last refreshed	2026-05-10
Market cap	CLP 2T
Price	CLP 20,200
Price currency	CLP
Sector	Financials
Sic	9998
Symbol	snse/ILC
Website	https://www.ilcinversiones.cl

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.86%
EV Earnings	17.18x
EV/EBIT	8.92x
EV/EBITDA	8.04x
EV/FCF	17.45x
EV/Sales	1.19x
FCF yield	13.65%
Forward P/E	8.28x
P/B ratio	1.47x
P/E ratio	7.11x
P/S ratio	0.5x
PE Ratio10 Y	6.37x
PE Ratio3 Y	4.78x
PE Ratio5 Y	4.15x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	11.26%
EBITDA Margin	12.27%
FCF margin	6.85%
Gross margin	22.49%
Gross Profit	CLP 905.8B
Net Income	CLP 280B
Net Income Growth	88.85%
Net Income Growth Q	150.63%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth3 Y	24.08%
Net Income Growth5 Y	26.47%
Pretax Margin	7.99%
Profit Margin	6.95%
Profitable Years	16
ROA	1.63
Roa5y	1.35
ROCE	3.51
ROE	22.49
Roe5y	16.83
ROIC	8.83
Roic5y	7.62

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	16.7%
Cagr1y	83.54%
Cagr3y	70.03%
Cagr5y	44.61%
Div CAGR10	7.43%
Div CAGR3	19.81%
Div CAGR5	21.11%
EPS Growth	90.61
EPS Growth Q	152.3
EPS Growth Quarters	4
EPS Growth Years	1
EPS Growth3 Y	24.72
EPS Growth5 Y	26.86
OCF Growth10 Y	1.7%
Revenue Growth	22.58x
Revenue Growth Q	11.96x
Revenue Growth Quarters	6x
Revenue Growth Years	5x
Revenue Growth3 Y	15.11x
Revenue Growth5 Y	16.4x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	CLP 0.23
Assets	CLP 18.2T
Cash	CLP 1.1T
Debt	CLP 3.4T
Debt EBITDA	CLP 6.62
Debt Equity	CLP 2.46
Debt FCF	CLP 12.31
Equity	CLP 1.4T
Interest Coverage	4.06
Liabilities	CLP 16.8T
Net Cash	CLP -2.7T
Net Cash By Market Cap	CLP -132
Net Debt EBITDA	CLP 5.41
Net Debt Equity	CLP 1.94
Net Debt FCF	CLP 9.69
Tangible Book Value	CLP 1.1T
Tangible Book Value Per Share	CLP 11,654
WACC	4.76

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.56
Inventory Turnover	183
Net Working Capital	CLP -908.9B
Quick ratio	0.5
Working Capital	CLP -2.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.92%
Dividend Growth	43.33%
Dividend Growth Years	1%
Dividend per share	CLP 600
Dividend Years	15
Dividend Yield	2.97%
Ex Div Date	2026-05-25
Last Dividend	CLP 860
Payout Frequency	Semi-Annual
Payout Ratio	22.95%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	368.49%
1Y total return	83.46%
200-day SMA	16,913.5
3Y total return	391.73%
50-day SMA	20,659.9
50-day SMA vs 200-day SMA	50over200
5Y total return	532.33%
All Time High	22,600
All Time High Change	-10.62%
All Time High Date	2026-02-04
All Time Low	2,480
All Time Low Change	714.52%
All Time Low Date	2021-12-02
ATR	645.2
Beta	0.63
Beta1y	0.46
Beta2y	0.32
Ch YTD	10.98
High	20,400
High52	22,600
High52 Date	2026-02-04
High52ch	-10.62%
Low	19,831
Low52	9,735.5
Low52 Date	2025-07-17
Low52ch	107.49%
Ma50ch	-2.23%
Price vs 200-day SMA	19.43%
RSI	40.7
RSI Monthly	74.85
RSI Weekly	58.71
Sharpe ratio	2.4x
Sortino ratio	4.24
Total Return	3.89%
Tr YTD	10.98
Tr1m	-1.93%
Tr1w	-2.65%
Tr3m	-6.91%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CLP 453.3B
Operating margin	11.26

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	33,000,000%
Net Borrowing	65,804,126,000
Shares Institutions	77.66%
Shares Out	100,000,000
Shares Qo Q	-2.06%
Shares Yo Y	-0.92%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CLP 275.7B
Average Volume	47,925.55x
Bv Per Share	12,986.7
CAPEX	CLP -32.3B
Ch10y	157.4
Ch1m	-1.93
Ch1w	-2.65
Ch1y	76.79
Ch3m	-6.91
Ch3y	302.4
Ch5y	318.4
Ch6m	31.17
Change	-1.29%
Change From Open	-0.98
Close	20,465
Days Gap	-0.32
Dollar Volume	878,397,000
Earnings Date	2026-05-26
EBIT	CLP 453.3B
EBITDA	CLP 494.1B
EPS	CLP 2,842
F Score	7
FCF	CLP 275.7B
FCF EV Yield	5.73x
FCF Per Share	CLP 2,757
Financing CF	-68,211,874,000
Fiscal Year End	December
Founded	1,980
Goodwill	28,852,764,000
Graham Number	28817.25465
Graham Upside	42.66
Income Tax	CLP 26.8B
Investing CF	127,380,109,000
Is Primary Listing	1
Last Earnings Date	2025-11-25
Last Report Date	2025-12-31
Lynch Fair Value	CLP 71,050
Lynch Upside	251.7
Ma150	18,490.8
Ma150ch	9.24%
Ma20	21,117.4
Ma20ch	-4.34%
Net CF	352,996,277,000
Next Earnings Date	2026-05-26
Open	20,400
P FCF Ratio	7.33
P OCF Ratio	6.56
Payment Date	2026-05-28
Position In Range	64.85
Ppne	577,891,205,000
Price Date	2026-05-08
Price EBITDA	CLP 4.09
Ptbv Ratio	1.79
Relative Volume	0.95x
Revenue	4,026,729,297,000x
Tax By Revenue	0.67x
Tax Rate	8.33%
Tr6m	31.17%
Volume	43,485

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SNSE/ILC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.0%

$600 annual per share

Payout ratio

+23.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+21.1%

1 consecutive years of growth

Total shareholder yield

+3.9%

Next ex-dividend date: 2026-05-25

Performance

SNSE/ILC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SNSE/ILC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+77.7%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.9%

Negative means the company is buying back shares.

Technical

SNSE/ILC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.7

Neutral momentum band

Price vs 200-day MA

+19.4%

50/200-day relationship not available

Beta (5Y)

0.63

Less volatile than the market

Sharpe ratio

2.40

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About SNSE/ILC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current snse/ILC stock rating?

snse/ILC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full snse/ILC analysis?

The full report lives at /stocks/snse/ILC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for snse/ILC?

The latest report frames snse/ILC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the snse/ILC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.