Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

ETR/UBK stock hub

ETR/UBK has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

162.3M

Deutsche Börse Xetra

Market data

Live price

Current market quote for this ticker.

Current price

ETR/UBK

In the news

Latest news · ETR/UBK

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.3

P25 8.5P50 10.9P75 13.9

Trailing P/E11.5

P25 8.9P50 11.4P75 16.5

ROEn/a

P25 3.4P50 10.4P75 16.4

ROICn/a

P25 -2P50 6.2P75 15.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ETR/UBK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

143

Groups with data

Currency

EUR

Showing 143 of 143 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Germany
Country code	DE
Employees	360
Employees Change	-20%
Employees Change Percent	-5.26
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	DE0005570808
Last refreshed	2026-05-10
Market cap	EUR 162.3M
Price	EUR 3.92
Price currency	EUR
Rev Per Employee	206,163.16x
Sector	Financials
Sic	6020
Symbol	etr/UBK
Website	https://www.umweltbank.de

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.79%
Forward P/E	12.25x
P/E ratio	11.53x
P/S ratio	2.07x
PE Ratio10 Y	43.36x
PEG ratio	0.06x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 78.3M
Net Income	EUR 14.3M
Net Income Growth Q	-94.19%
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Net Income Growth3 Y	177.95%
Net Income Growth5 Y	-3.65%
Pretax Margin	14.6%
Profit Margin	18.2%
Profit Per Employee	EUR 37,521
Profitable Years	19

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-16.28%
Cagr3y	-26.66%
Cagr5y	-22.82%
Div CAGR10	-21.18%
Div CAGR3	-46.69%
Div CAGR5	-40.31%
EPS Growth Years	1
EPS Growth3 Y	164.3
EPS Growth5 Y	-9.53
Revenue Growth	46.37x
Revenue Growth Q	-51.74x
Revenue Growth Quarters	2x
Revenue Growth Years	3x
Revenue Growth3 Y	7.53x
Revenue Growth5 Y	5.42x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
WACC	7.96

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-16.13%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	EUR 0.05
Dividend Years	1
Dividend Yield	1.28%
Ex Div Date	2026-07-01
Last Dividend	EUR 0.05

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-16.27%
200-day SMA	4.04
3Y total return	-60.55%
50-day SMA	3.86
50-day SMA vs 200-day SMA	50under200
5Y total return	-72.61%
All Time High	23.9
All Time High Change	-83.6%
All Time High Date	2021-10-05
All Time Low	3.25
All Time Low Change	20.62%
All Time Low Date	2025-12-11
ATR	0.12
Beta	0.67
Beta1y	0.03
Beta2y	-0.07
Ch YTD	11.05
High	3.95
High52	5.36
High52 Date	2025-06-03
High52ch	-26.87%
Low	3.91
Low52	3.25
Low52 Date	2025-12-11
Low52ch	20.62%
Ma50ch	1.69%
Price vs 200-day SMA	-2.95%
RSI	55.33
RSI Monthly	34.52
RSI Weekly	47.26
Sharpe ratio	-0.51x
Sortino ratio	-0.55
Total Return	-14.85%
Tr YTD	11.05
Tr1m	1.29%
Tr1w	1.82%
Tr3m	0.77%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 11.4M
Operating margin	14.6

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	35,977,305%
Shares Institutions	0.84%
Shares Out	41,394,847
Shares Yo Y	16.13%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	5,047.15x
Ch1m	1.29
Ch1w	1.82
Ch1y	-23.44
Ch3m	0.77
Ch3y	-65
Ch5y	-77.34
Ch6m	7.99
Change	0.51%
Change From Open	-0.51
Close	3.9
Days Gap	1.03
Dollar Volume	49,599.8
Earnings Date	2026-05-14
EPS	EUR 0.34
F Score	1
Fiscal Year End	December
Founded	1,994
Income Tax	EUR -2.8M
Is Primary Listing	1
Last Earnings Date	2025-10-31
Last Report Date	2025-12-31
Last Split Date	2017-09-18
Last Split Type	Forward
Lynch Fair Value	EUR 1.7
Lynch Upside	-56.63
Ma150	3.79
Ma150ch	3.46%
Ma20	3.87
Ma20ch	1.4%
Next Earnings Date	2026-05-14
Open	3.94
Payment Date	2026-07-03
Position In Range	25
Price Date	2026-05-08
Relative Volume	2.83x
Revenue	78,342,000x
Tax By Revenue	-3.6x
Tr6m	7.99%
Volume	12,653

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ETR/UBK dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.3%

$0.05 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-40.3%

0 consecutive years of growth

Total shareholder yield

-14.9%

Next ex-dividend date: 2026-07-01

Performance

ETR/UBK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ETR/UBK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.8%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+16.1%

Negative means the company is buying back shares.

Technical

ETR/UBK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.3

Neutral momentum band

Price vs 200-day MA

-2.9%

50/200-day relationship not available

Beta (5Y)

0.67

Less volatile than the market

Sharpe ratio

-0.51

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ETR/UBK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current etr/UBK stock rating?

etr/UBK is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full etr/UBK analysis?

The full report lives at /stocks/etr/UBK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for etr/UBK?

The latest report frames etr/UBK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the etr/UBK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.