Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/1ZO stock hub

FRA/1ZO has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/1ZO

In the news

Latest news · FRA/1ZO

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.7

P25 n/aP50 n/aP75 n/a

Trailing P/E16.7

P25 n/aP50 n/aP75 n/a

ROE4.8

P25 n/aP50 n/aP75 n/a

ROIC5.5

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/1ZO market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

182

Groups with data

Currency

CNY

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	2,242
Enterprise value	EUR 2.9B
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 2.2B
Price	EUR 1.27
Price currency	EUR
Rev Per Employee	1,923,941.49x
Sic	6331
Symbol	fra/1ZO
Website	https://www.zhongan.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6%
EV Earnings	21.62x
EV/EBIT	13.5x
EV/EBITDA	12.26x
EV/FCF	9.57x
EV/Sales	0.68x
FCF yield	13.57%
Forward P/E	13.73x
P/B ratio	0.72x
P/E ratio	16.66x
P/S ratio	0.52x
PE Ratio10 Y	29.13x
PE Ratio3 Y	20.06x
PE Ratio5 Y	15.18x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	7.19%
EBITDA Margin	7.34%
FCF margin	7.03%
Gross margin	12.09%
Gross Profit	EUR 521.3M
Net Income	EUR 134.1M
Net Income Growth	82.55%
Net Income Growth Q	-20.8%
Net Income Growth3 Y	-34.45%
Pretax Margin	4.25%
Profit Margin	3.11%
Profit Per Employee	EUR 59,831
ROA	3.46
Roa5y	1.51
ROCE	6.93
ROE	4.75
Roe5y	4.94
ROIC	5.48
Roic5y	2.49

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-1.57%
Cagr3y	-23.69%
Cagr5y	-22.49%
EPS Growth	70.44
EPS Growth Q	-30.3
EPS Growth3 Y	-35.95
FCF Growth	129.84%
FCF Growth Q	35.35%
FCF Growth3 Y	39.73%
FCF Growth5 Y	52.47%
OCF Growth	78.63%
OCF Growth Q	23.37%
OCF Growth10 Y	-3.13%
OCF Growth3 Y	28.08%
OCF Growth5 Y	36.29%
Revenue Growth	4.96x
Revenue Growth Q	10.15x
Revenue Growth3 Y	4.24x
Revenue Growth5 Y	6.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.77
Assets	EUR 5.7B
Cash	EUR 3B
Debt	EUR 1B
Debt EBITDA	EUR 3.14
Debt Equity	EUR 0.34
Debt FCF	EUR 3.43
Equity	EUR 3.1B
Interest Coverage	8.22
Liabilities	EUR 2.6B
Net Cash	EUR -671.3M
Net Cash By Market Cap	EUR -30.04
Net Debt EBITDA	EUR 2.12
Net Debt Equity	EUR 0.22
Net Debt FCF	EUR 2.21
Tangible Book Value	EUR 3B
Tangible Book Value Per Share	EUR 1.79

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.74
Net Working Capital	EUR 2.5B
Quick ratio	2.53
Working Capital	EUR 2.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-7.25%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-1.56%
200-day SMA	1.73
3Y total return	-55.57%
50-day SMA	1.42
50-day SMA vs 200-day SMA	50under200
5Y total return	-72.02%
All Time High	16.95
All Time High Change	-92.5%
All Time High Date	2017-10-04
All Time Low	1.02
All Time Low Change	24.59%
All Time Low Date	2024-09-09
ATR	0.04
Ch YTD	-24.94
High	1.27
High52	2.35
High52 Date	2025-07-28
High52ch	-45.92%
Low	1.27
Low52	1.22
Low52 Date	2026-05-06
Low52ch	4.42%
Ma50ch	-10.44%
Price vs 200-day SMA	-26.67%
RSI	41.22
RSI Monthly	39.03
RSI Weekly	30.68
Sharpe ratio	0.15x
Sortino ratio	0.38
Total Return	-7.25%
Tr YTD	-24.94
Tr1m	-6.48%
Tr1w	1.31%
Tr3m	-22.23%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 309.9M
Operating margin	7.19

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,012,862,285%
Net Borrowing	-817,777,355.7
Shares Institutions	19.84%
Shares Qo Q	14.51%
Shares Yo Y	7.25%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 303.2M
Average Volume	195x
Bv Per Share	1.84
CAPEX	EUR -127.4M
Ch1m	-6.49
Ch1w	1.34
Ch1y	-1.56
Ch3m	-22.23
Ch3y	-55.57
Ch5y	-72.02
Ch6m	-31.42
Change	0.79%
Change From Open	0
Close	1.26
Days Gap	0.79
Earnings Date	2026-03-19
EBIT	EUR 309.9M
EBITDA	EUR 316.8M
EPS	EUR 0.09
F Score	6
FCF	EUR 303.2M
FCF EV Yield	10.45x
Financing CF	-410,356,255
Fiscal Year End	December
Founded	2,013
Graham Number	1.7394
Graham Upside	36.87
Income Tax	EUR 49.3M
Investing CF	155,888,109
Is Primary Listing	0
Last Earnings Date	2026-03-19
Last Report Date	2025-12-31
Lynch Fair Value	EUR 0.38
Lynch Upside	-69.98
Ma150	1.64
Ma150ch	-22.46%
Ma20	1.33
Ma20ch	-4.09%
Net CF	177,858,496
Open	1.27
P FCF Ratio	7.37
P OCF Ratio	5.19
Ppne	198,204,384.5
Price Date	2026-05-08
Price EBITDA	EUR 7.05
Ptbv Ratio	0.74
Relative Volume	5.13x
Revenue	4,313,476,819x
Tax By Revenue	1.14x
Tax Rate	26.86%
Tr6m	-31.4%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/1ZO pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/1ZO stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/1ZO?

Insider, institutional, and short-interest positioning.

Institutional ownership

+19.8%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+7.3%

Negative means the company is buying back shares.

Technical

FRA/1ZO momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

41.2

Neutral momentum band

Price vs 200-day MA

-26.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.15

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/1ZO

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/1ZO stock rating?

fra/1ZO is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/1ZO analysis?

The full report lives at /stocks/fra/1ZO/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/1ZO?

The latest report frames fra/1ZO around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/1ZO page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.