Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/3T8 stock hub

FRA/3T8 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.7B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/3T8

In the news

Latest news · FRA/3T8

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.6

P25 n/aP50 n/aP75 n/a

Trailing P/E18.8

P25 n/aP50 n/aP75 n/a

ROE6.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/3T8 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

162

Groups with data

Currency

USD

Showing 162 of 162 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	2,976
Employees Change	280%
Employees Change Percent	10.29
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 2.7B
Price	EUR 29.4
Price currency	EUR
Rev Per Employee	255,645.42x
Sic	6020
Symbol	fra/3T8
Website	https://www.townebank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.33%
Forward P/E	10.62x
P/B ratio	1.08x
P/E ratio	18.76x
P/S ratio	3.57x
PE Ratio10 Y	15.32x
PE Ratio3 Y	14.34x
PE Ratio5 Y	12.9x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 760.8M
Net Income	EUR 144.7M
Net Income Growth	-6.11%
Net Income Growth Q	-18.97%
Net Income Growth3 Y	-2.82%
Net Income Growth5 Y	-2.38%
Pretax Margin	23.97%
Profit Margin	19.02%
Profit Per Employee	EUR 48,612
ROA	0.84
Roa5y	1.09
ROE	6.56
Roe5y	9.04

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.43%
Cagr15y	11.23%
Cagr1y	5.31%
Cagr3y	18.44%
Cagr5y	5.47%
Div CAGR10	13.44%
Div CAGR3	19.77%
Div CAGR5	19.86%
EPS Growth	-12.35
EPS Growth Q	-32.84
EPS Growth3 Y	-5.96
EPS Growth5 Y	-4.47
Revenue Growth	22.53x
Revenue Growth Q	29.79x
Revenue Growth3 Y	8.71x
Revenue Growth5 Y	6.08x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 19.4B
Cash	EUR 186.8M
Debt	EUR 444.5M
Equity	EUR 2.5B
Liabilities	EUR 16.9B
Net Cash	EUR -257.7M
Net Cash By Market Cap	EUR -9.49
Net Debt Equity	EUR 0.1
Tangible Book Value	EUR 1.7B
Tangible Book Value Per Share	EUR 18.86

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -14.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-6.99%
Dividend Growth	63.75%
Dividend Growth Years	0%
Dividend per share	EUR 1.52
Dividend Years	20
Dividend Yield	5.18%
Ex Div Date	2026-05-04
Last Dividend	EUR 0.6
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	124.62%
1Y total return	5.3%
200-day SMA	29.64
3Y total return	66.16%
50-day SMA	29.32
50-day SMA vs 200-day SMA	50under200
5Y total return	30.48%
All Time High	35.8
All Time High Change	-17.88%
All Time High Date	2025-02-12
All Time Low	6.5
All Time Low Change	352.31%
All Time Low Date	2020-12-29
ATR	0.69
Ch YTD	4.26
High	29.4
High52	32.2
High52 Date	2025-08-15
High52ch	-8.7%
Low	29
Low52	27.2
Low52 Date	2025-11-18
Low52ch	8.09%
Ma50ch	0.27%
Price vs 200-day SMA	-0.8%
RSI	48.43
RSI Monthly	51.79
RSI Weekly	49.99
Sharpe ratio	0.11x
Sortino ratio	0.41
Total Return	-1.82%
Tr YTD	7.22
Tr15y	393.82%
Tr1m	2.71%
Tr3m	-4.92%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 274.8M
Operating margin	36.12

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	85,477,879%
Shares Insiders	6.36%
Shares Institutions	53.83%
Shares Qo Q	14.75%
Shares Yo Y	6.99%
Short Ratio	3.79

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	0x
Bv Per Share	27.47
Ch10y	65.11
Ch15y	219
Ch1m	0.68
Ch3m	-7.55
Ch3y	47
Ch5y	8.89
Ch6m	3.52
Change	-0.68%
Change From Open	1.38
Close	29.6
Days Gap	-2.03
Earnings Date	2026-07-23
EPS	EUR 1.79
F Score	2
Fiscal Year End	December
Founded	1,998
Goodwill	681,882,706.6
Graham Number	30.99126
Graham Upside	5.41
Income Tax	EUR 36.8M
Is Primary Listing	0
Last Earnings Date	2026-01-23
Last Report Date	2026-03-31
Last Split Date	2012-05-23
Last Split Type	Forward
Lynch Fair Value	EUR 7.84
Lynch Upside	-73.34
Ma150	29.33
Ma150ch	0.26%
Ma20	30.02
Ma20ch	-2.07%
Next Earnings Date	2026-07-23
Open	29
Payment Date	2026-05-20
Position In Range	100
Ppne	372,078,941.9
Price Date	2026-05-08
Ptbv Ratio	1.58
Revenue	760,800,764x
Tax By Revenue	4.83x
Tax Rate	20.17%
Tr6m	7.31%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/3T8 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.2%

$1.52 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+19.9%

0 consecutive years of growth

Total shareholder yield

-1.8%

Next ex-dividend date: 2026-05-04

Performance

FRA/3T8 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/3T8?

Insider, institutional, and short-interest positioning.

Institutional ownership

+53.8%

Share of float held by funds and institutions

Insider ownership

+6.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/3T8 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.4

Neutral momentum band

Price vs 200-day MA

-0.8%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.11

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/3T8

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/3T8 stock rating?

fra/3T8 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/3T8 analysis?

The full report lives at /stocks/fra/3T8/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/3T8?

The latest report frames fra/3T8 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/3T8 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.