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StockMarketAgent
Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/3VFN stock hub

FRA/3VFN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
564.5M
Frankfurt Stock Exchange
Market data

Price

Recent price action with selectable time range.

FRA/3VFNFRA/3VFN
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In the news

Latest news · FRA/3VFN

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11
P25 n/aP50 n/aP75 n/a
Trailing P/E11.2
P25 n/aP50 n/aP75 n/a
ROE4.1
P25 n/aP50 n/aP75 n/a
ROICn/a
P25 n/aP50 n/aP75 n/a
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All FRA/3VFN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
177
Groups with data
11
Currency
CHF
Showing 177 of 177 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

15
MetricValue
Country
Liechtenstein
Country code
DE
Employees
922
Exchange
Frankfurt Stock Exchange
Financial currency
CHF
First seen
2026-05-10
Industry
Commercial Banks
Last refreshed
2026-05-10
Market cap
EUR 564.5M
Price
EUR 91
Price currency
EUR
Rev Per Employee
393,154.37x
Sic
6020
Symbol
fra/3VFN
Website
https://www.vpbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
8.95%
FCF yield
101.46%
Forward P/E
10.98x
P/B ratio
0.45x
P/E ratio
11.18x
P/S ratio
1.56x
PE Ratio10 Y
14.12x
PE Ratio3 Y
16.86x
PE Ratio5 Y
15.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

14
MetricValue
FCF margin
158.01%
Gross Profit
EUR 362.5M
Net Income
EUR 50.5M
Net Income Growth
154.56%
Net Income Growth Q
161.75%
Net Income Growth3 Y
15.84%
Net Income Growth5 Y
1.2%
Pretax Margin
16.74%
Profit Margin
13.93%
Profit Per Employee
EUR 54,775
ROA
0.44
Roa5y
0.33
ROE
4.1
Roe5y
3.65

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

16
MetricValue
Cagr10y
7.18%
Cagr15y
4.37%
Cagr1y
10.68%
Cagr3y
4.33%
Cagr5y
2.1%
Div CAGR10
1.79%
Div CAGR3
-5.15%
Div CAGR5
3.61%
EPS Growth
152.7
EPS Growth Q
159.7
EPS Growth3 Y
15.4
EPS Growth5 Y
0.87
Revenue Growth
2.33x
Revenue Growth Q
-3.34x
Revenue Growth3 Y
-0.08x
Revenue Growth5 Y
-1x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

13
MetricValue
Assets
EUR 11.5B
Cash
EUR 2.1B
Debt
EUR 836.8M
Debt FCF
EUR 1.46
Equity
EUR 1.3B
Liabilities
EUR 10.2B
Net Cash
EUR 1.3B
Net Cash By Market Cap
EUR 230
Net Cash Growth
24.57%
Net Debt Equity
EUR -1.03
Net Debt FCF
EUR -2.27
Tangible Book Value
EUR 1.2B
Tangible Book Value Per Share
EUR 191

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
EUR -7.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

10
MetricValue
Buyback Yield
-0.74%
Dividend Growth
2.02%
Dividend Growth Years
0%
Dividend per share
EUR 4.35
Dividend Years
19
Dividend Yield
4.83%
Ex Div Date
2026-04-28
Last Dividend
EUR 4.35
Payout Frequency
Annual
Payout Ratio
52.91%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

36
MetricValue
10Y total return
99.97%
1Y total return
10.67%
200-day SMA
89.21
3Y total return
13.55%
50-day SMA
93
50-day SMA vs 200-day SMA
50over200
5Y total return
10.95%
All Time High
177.5
All Time High Change
-48.74%
All Time High Date
2018-08-20
All Time Low
33.42
All Time Low Change
172.29%
All Time Low Date
2009-03-11
ATR
1.77
Ch YTD
1.68
High
91
High52
99
High52 Date
2026-04-27
High52ch
-8.08%
Low
89
Low52
81.5
Low52 Date
2025-08-14
Low52ch
11.66%
Ma50ch
-2.15%
Price vs 200-day SMA
2%
RSI
44.76
RSI Monthly
52.3
RSI Weekly
50.8
Sharpe ratio
0.33x
Sortino ratio
0.77
Total Return
4.09%
Tr YTD
6.34
Tr15y
90.05%
Tr1m
0.72%
Tr1w
-2.15%
Tr3m
3.45%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
EUR 61M
Operating margin
16.83

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

6
MetricValue
Float
5,078,517%
Net Borrowing
23,127,675
Shares Insiders
0.4%
Shares Institutions
42.85%
Shares Qo Q
0.4%
Shares Yo Y
0.74%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

55
MetricValue
Adjusted FCF
EUR 572.8M
Average Volume
9.4x
Bv Per Share
202.2
CAPEX
EUR -14.1M
Ch10y
27.58
Ch15y
1.92
Ch1m
-3.7
Ch1w
-2.15
Ch1y
5.81
Ch3m
-1.09
Ch3y
-2.15
Ch5y
-14.15
Ch6m
8.33
Change
0.55%
Change From Open
2.25
Close
90.5
Days Gap
-1.66
Dollar Volume
546
Earnings Date
2026-08-25
EPS
EUR 8.07
F Score
4
FCF
EUR 572.8M
Financing CF
-1,931,215
Fiscal Year End
December
Founded
1,956
Goodwill
20,046,677.1
Graham Number
193.1416
Graham Upside
112.2
Income Tax
EUR 10.2M
Investing CF
46,393,188
Is Primary Listing
0
Last Earnings Date
2026-03-03
Last Report Date
2025-12-31
Lynch Fair Value
EUR 40.71
Lynch Upside
-55.27
Ma150
89.86
Ma150ch
1.27%
Ma20
94.03
Ma20ch
-3.22%
Net CF
714,098,276
Next Earnings Date
2026-08-25
Open
89
P FCF Ratio
0.99
P OCF Ratio
0.96
Payment Date
2026-04-30
Position In Range
100
Ppne
59,562,685.3
Price Date
2026-05-08
Ptbv Ratio
0.47
Relative Volume
0.36x
Revenue
362,488,332x
Tax By Revenue
2.81x
Tax Rate
16.79%
Tr6m
13.31%
Volume
6
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

FRA/3VFN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield
+4.8%
$4.35 annual per share
Payout ratio
+52.9%
Share of earnings returned as dividends. Below 60% is generally sustainable.
5Y dividend CAGR
+3.6%
0 consecutive years of growth
Total shareholder yield
+4.1%
Next ex-dividend date: 2026-04-28
Performance

FRA/3VFN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+10.7%
S&P 500 1Y: n/a
3Y total return
+13.5%
S&P 500 3Y: n/a
5Y total return
+11.0%
S&P 500 5Y: n/a
10Y total return
+100.0%
S&P 500 10Y: n/a
Ownership

Who owns FRA/3VFN?

Insider, institutional, and short-interest positioning.

Institutional ownership
+42.8%
Share of float held by funds and institutions
Insider ownership
+0.4%
Stake held by company insiders. Higher generally signals alignment.
Short interest
n/a
Float sold short by bearish positioning
Y/Y dilution
+0.7%
Negative means the company is buying back shares.
Technical

FRA/3VFN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
44.8
Neutral momentum band
Price vs 200-day MA
+2.0%
50/200-day relationship not available
Beta (5Y)
n/a
Sensitivity to the broader market
Sharpe ratio
0.33
Risk-adjusted return — higher is better; >1.0 is solid.
Questions

About FRA/3VFN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/3VFN stock rating?

fra/3VFN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/3VFN analysis?

The full report lives at /stocks/fra/3VFN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/3VFN?

The latest report frames fra/3VFN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/3VFN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.