Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

FRA/CHL stock hub

FRA/CHL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

122.3B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/CHL

In the news

Latest news · FRA/CHL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.3

P25 n/aP50 n/aP75 n/a

Trailing P/E6.7

P25 n/aP50 n/aP75 n/a

ROE25.5

P25 n/aP50 n/aP75 n/a

ROIC16.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/CHL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

207

Groups with data

Currency

CNY

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	97,505
Enterprise value	EUR 141B
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Life Insurance
Last refreshed	2026-05-10
Market cap	EUR 122.3B
Price	EUR 3.35
Price currency	EUR
Rev Per Employee	441,157.45x
Sic	6311
Symbol	fra/CHL
Website	https://www.e-chinalife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.88%
EV Earnings	7.75x
EV/EBIT	6.48x
EV/EBITDA	6.31x
EV/FCF	2.54x
EV/Sales	3.34x
FCF yield	45.35%
Forward P/E	8.27x
P/B ratio	1.59x
P/E ratio	6.72x
P/S ratio	2.84x
PE Ratio10 Y	19.13x
PE Ratio3 Y	11.21x
PE Ratio5 Y	13.35x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	51.6%
EBITDA Margin	52.72%
FCF margin	128.96%
Gross margin	56.92%
Gross Profit	EUR 24.5B
Net Income	EUR 18.2B
Net Income Growth	25.8%
Net Income Growth Q	-32.28%
Net Income Growth3 Y	53.92%
Net Income Growth5 Y	18.66%
Pretax Margin	49.26%
Profit Margin	42.32%
Profit Per Employee	EUR 186,710
ROA	1.5
Roa5y	1.07
ROCE	2.4
ROE	25.48
Roe5y	18.95
ROIC	16.56
Roic5y	13.15

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.75%
Cagr15y	5.22%
Cagr1y	108.74%
Cagr20y	8.27%
Cagr3y	29.57%
Cagr5y	20.43%
Div CAGR10	3.4%
Div CAGR3	-4.65%
Div CAGR5	-2.08%
EPS Growth	25.79
EPS Growth Q	-32.35
EPS Growth3 Y	53.92
EPS Growth5 Y	18.62
FCF Growth	15.11%
FCF Growth Q	-8.25%
FCF Growth3 Y	7.99%
FCF Growth5 Y	5.78%
OCF Growth	14.26%
OCF Growth Q	-8.88%
OCF Growth3 Y	7.79%
OCF Growth5 Y	5.43%
Revenue Growth	11.48x
Revenue Growth Q	-15.22x
Revenue Growth3 Y	-11.84x
Revenue Growth5 Y	-15.83x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.05
Assets	EUR 970.1B
Cash	EUR 273.6B
Debt	EUR 34.7B
Debt EBITDA	EUR 1.52
Debt Equity	EUR 0.45
Debt FCF	EUR 0.63
Equity	EUR 77B
Interest Coverage	42.51
Liabilities	EUR 893.2B
Net Cash	EUR -17.4B
Net Cash By Market Cap	EUR -14.21
Net Debt EBITDA	EUR 0.77
Net Debt Equity	EUR 0.23
Net Debt FCF	EUR 0.31
Tangible Book Value	EUR 74.2B
Tangible Book Value Per Share	EUR 2.63

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	6.33
Net Working Capital	EUR 246.2B
Quick ratio	6.25
Working Capital	EUR 233.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.07%
Dividend Growth	0.22%
Dividend Growth Years	2%
Dividend per share	EUR 0.08
Dividend Years	20
Dividend Yield	2.45%
Ex Div Date	2025-10-09
Last Dividend	EUR 0.03
Payout Frequency	Semi-Annual
Payout Ratio	18.21%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	153.52%
1Y total return	108.63%
200-day SMA	2.92
3Y total return	117.54%
50-day SMA	3.02
50-day SMA vs 200-day SMA	50over200
5Y total return	153.25%
All Time High	4.97
All Time High Change	-32.6%
All Time High Date	2007-10-17
All Time Low	0.48
All Time Low Change	597.92%
All Time Low Date	2005-04-18
ATR	0.08
Ch YTD	9.44
High	3.35
High52	3.8
High52 Date	2026-01-29
High52ch	-11.84%
Low	3.35
Low52	1.67
Low52 Date	2025-05-08
Low52ch	100.12%
Ma50ch	10.78%
Price vs 200-day SMA	14.73%
RSI	68.9
RSI Monthly	64.52
RSI Weekly	58.19
Sharpe ratio	1.86x
Sortino ratio	3.07
Total Return	2.39%
Tr YTD	9.44
Tr15y	114.64%
Tr1m	22.6%
Tr1w	8.07%
Tr3m	-7.79%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 22.2B
Operating margin	51.6

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	8,941,175,000%
Net Borrowing	-16,213,245,904.3
Shares Institutions	15.42%
Shares Qo Q	-0.15%
Shares Yo Y	0.07%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 55.5B
Average Volume	3,016.1x
Bv Per Share	2.66
CAPEX	EUR -211M
Ch10y	76.32
Ch15y	41.05
Ch1m	22.58
Ch1w	8.07
Ch1y	100.6
Ch20y	199.1
Ch3m	-7.79
Ch3y	89.48
Ch5y	97.06
Ch6m	18.33
Change	-0.03%
Change From Open	0
Close	3.35
Days Gap	-0.03
Earnings Date	2026-04-29
EBIT	EUR 22.2B
EBITDA	EUR 22.7B
EPS	EUR 0.64
F Score	5
FCF	EUR 55.5B
FCF EV Yield	39.33x
Financing CF	5,467,684,347
Fiscal Year End	December
Founded	1,949
Graham Number	4.8629
Graham Upside	45.16
Income Tax	EUR 2.7B
Investing CF	-56,636,171,430
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 9.3
Lynch Upside	177.7
Ma150	3.07
Ma150ch	9.19%
Ma20	3.02
Ma20ch	11.07%
Net CF	4,497,954,069
Next Earnings Date	2026-08-21
Open	3.35
P FCF Ratio	2.2
P OCF Ratio	2.2
Payment Date	2025-11-18
Ppne	6,744,993,581.9
Price Date	2026-05-08
Price EBITDA	EUR 5.39
Ptbv Ratio	1.65
Relative Volume	0.12x
Revenue	43,015,057,272x
Tax By Revenue	6.18x
Tax Rate	12.55%
Tr20y	389.92%
Tr6m	18.33%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/CHL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.5%

$0.08 annual per share

Payout ratio

+18.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-2.1%

2 consecutive years of growth

Total shareholder yield

+2.4%

Next ex-dividend date: 2025-10-09

Performance

FRA/CHL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/CHL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+15.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.1%

Negative means the company is buying back shares.

Technical

FRA/CHL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

68.9

Neutral momentum band

Price vs 200-day MA

+14.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.86

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/CHL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/CHL stock rating?

fra/CHL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/CHL analysis?

The full report lives at /stocks/fra/CHL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/CHL?

The latest report frames fra/CHL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/CHL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.