Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

NSE/RECLTD stock hub

NSE/RECLTD has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

946.4B

National Stock Exchange of India

Market data

Live price

Current market quote for this ticker.

Current price

NSE/RECLTD

In the news

Latest news · NSE/RECLTD

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5.3

P25 10.5P50 16.3P75 25.3

Trailing P/E5.8

P25 11.3P50 20.9P75 37.2

ROE20

P25 8.1P50 12.1P75 15.7

ROIC2.8

P25 1.6P50 3.9P75 9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NSE/RECLTD market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

205

Groups with data

Currency

INR

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	512
Employees Change	95%
Employees Change Percent	22.78
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Isin	INE020B01018
Last refreshed	2026-05-10
Market cap	INR 946.4B
Price	INR 359
Price currency	INR
Rev Per Employee	451,457,812.5x
Sector	Financials
Sic	6159
Symbol	nse/RECLTD
Website	https://www.recindia.nic.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	17.23%
FCF yield	6.23%
Forward P/E	5.31x
P/B ratio	1.11x
P/E ratio	5.81x
P/S ratio	4.09x
PE Ratio10 Y	5.63x
PE Ratio3 Y	6.97x
PE Ratio5 Y	5.3x
PEG ratio	0.98x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	25.51%
Gross margin	98.63%
Gross Profit	INR 228B
Net Income	INR 163.1B
Net Income Growth	2.67%
Net Income Growth Q	-21.69%
Net Income Growth Years	6%
Net Income Growth3 Y	13.57%
Net Income Growth5 Y	14.25%
Pretax Margin	89.84%
Profit Margin	70.55%
Profit Per Employee	INR 318.5M
Profitable Years	22
ROA	2.6
Roa5y	2.63
ROE	19.96
Roe5y	21.03
ROIC	2.78
Roic5y	2.78

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	28.38%
Cagr15y	17.74%
Cagr1y	-7.85%
Cagr3y	46.93%
Cagr5y	39.13%
Div CAGR10	13.52%
Div CAGR3	18.26%
Div CAGR5	18.89%
EPS Growth	2.68
EPS Growth Q	-21.87
EPS Growth Years	6
EPS Growth3 Y	13.49
EPS Growth5 Y	14.21
Revenue Growth	8.25x
Revenue Growth Q	-14.42x
Revenue Growth Years	3x
Revenue Growth3 Y	13.88x
Revenue Growth5 Y	14.58x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	INR 0.04
Assets	INR 6.4T
Cash	INR 215.7B
Debt	INR 5.2T
Debt Equity	INR 6.07
Debt FCF	INR 87.63
Equity	INR 850.5B
Liabilities	INR 5.6T
Net Cash	INR -5T
Net Cash By Market Cap	INR -523
Net Debt Equity	INR 5.82
Net Debt FCF	INR 83.97
Tangible Book Value	INR 850.5B
Tangible Book Value Per Share	INR 320
WACC	1.01

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	282.5
Quick ratio	282.4
Working Capital	INR 6T
Working Capital Turnover	INR 0.04

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.2%
Dividend Growth	-3.92%
Dividend Growth Years	4%
Dividend per share	INR 18.55
Dividend Years	19
Dividend Yield	5.16%
Ex Div Date	2026-03-20
Last Dividend	INR 3.2
Payout Frequency	Quarterly
Payout Ratio	37.73%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	1,115.82%
1Y total return	-7.84%
200-day SMA	364.1
3Y total return	217.26%
50-day SMA	346.9
50-day SMA vs 200-day SMA	50under200
5Y total return	421.14%
All Time High	654
All Time High Change	-45.06%
All Time High Date	2024-07-12
All Time Low	19.88
All Time Low Change	1,707.8%
All Time Low Date	2008-11-28
ATR	10.91
Beta	0.41
Beta1y	0.77
Beta2y	0.81
Ch YTD	0.7
High	363.6
High52	428.7
High52 Date	2025-06-09
High52ch	-16.19%
Low	356.2
Low52	304.1
Low52 Date	2026-03-30
Low52ch	18.17%
Ma50ch	3.58%
Price vs 200-day SMA	-1.31%
RSI	51.61
RSI Monthly	47.92
RSI Weekly	49.83
Sharpe ratio	-0.37x
Sortino ratio	-0.32
Total Return	4.96%
Tr YTD	2.92
Tr15y	1,058.8%
Tr1m	9.09%
Tr1w	1.64%
Tr3m	-2.61%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	INR 219.8B
Operating Income Growth	8.27
Operating Income Growth Q	-17.71
Operating Income Growth3 Y	13.58
Operating Income Growth5 Y	14.64
Operating margin	95.07

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,198,506,533%
Net Borrowing	37,785,600,000
Shares Insiders	0%
Shares Institutions	23.5%
Shares Out	2,633,224,000
Shares Qo Q	1.01%
Shares Yo Y	0.2%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR 59B
Average Volume	8,717,637.85x
Bv Per Share	319.8
CAPEX	INR -752M
Ch10y	478.4
Ch15y	327.5
Ch1m	9.09
Ch1w	1.64
Ch1y	-12.57
Ch3m	-3.54
Ch3y	171.6
Ch5y	265.1
Ch6m	-1.55
Change	-0.13%
Change From Open	-0.13
Close	359.8
Days Gap	0
Depreciation Amortization	270,500,000
Dollar Volume	1,817,418,754.7
Earnings Date	2026-04-28
EPS	INR 61.81
F Score	4
FCF	INR 59B
FCF Per Share	INR 22.39
Financing CF	-23,750,200,000
Fiscal Year End	March
Founded	1,969
Graham Number	666.89556
Graham Upside	85.61
Income Tax	INR 44.6B
Investing CF	-33,076,600,000
Is Primary Listing	1
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2022-08-17
Last Split Type	Forward
Lynch Fair Value	INR 881
Lynch Upside	145.1
Ma150	357.9
Ma150ch	0.38%
Ma20	364.7
Ma20ch	-1.47%
Net CF	2,888,900,000
Next Earnings Date	2026-07-24
Open	359.8
P FCF Ratio	16.05
P OCF Ratio	15.85
Payment Date	2026-04-14
Position In Range	42.28
Ppne	7,402,200,000
Price Date	2026-05-08
Ptbv Ratio	1.11
Relative Volume	0.59x
Revenue	231,146,400,000x
Tax By Revenue	19.29x
Tax Rate	21.47%
Tr6m	0.62%
Volume	5,058,221

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NSE/RECLTD dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.2%

$18.6 annual per share

Payout ratio

+37.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.9%

4 consecutive years of growth

Total shareholder yield

+5.0%

Next ex-dividend date: 2026-03-20

Performance

NSE/RECLTD stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NSE/RECLTD?

Insider, institutional, and short-interest positioning.

Institutional ownership

+23.5%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

NSE/RECLTD momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.6

Neutral momentum band

Price vs 200-day MA

-1.3%

50/200-day relationship not available

Beta (5Y)

0.41

Less volatile than the market

Sharpe ratio

-0.37

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NSE/RECLTD

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nse/RECLTD stock rating?

nse/RECLTD is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nse/RECLTD analysis?

The full report lives at /stocks/nse/RECLTD/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nse/RECLTD?

The latest report frames nse/RECLTD around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nse/RECLTD page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.