Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

BIT/PFI stock hub

BIT/PFI has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Borsa Italiana

Market data

Live price

Current market quote for this ticker.

Current price

BIT/PFI

In the news

Latest news · BIT/PFI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E17.3

P25 9.4P50 10.9P75 13.5

Trailing P/En/a

P25 8.6P50 10.4P75 13.7

ROE-10.2

P25 7P50 13.2P75 18

ROIC0.5

P25 -0.5P50 4.9P75 10

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BIT/PFI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

187

Groups with data

Currency

EUR

Showing 187 of 187 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	IT
Employees	27
Employees Change	6%
Employees Change Percent	28.57
Enterprise value	EUR 2M
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Credit Services
Isin	IT0005442154
Last refreshed	2026-05-10
Market cap	EUR 2M
Price	EUR 0.52
Price currency	EUR
Sector	Financials
Sic	6141
Symbol	bit/PFI
Website	https://www.premiafinancespa.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-15.8%
EV Earnings	-6.27x
EV/EBIT	184.49x
EV/EBITDA	6.9x
EV/FCF	-23x
EV/Sales	0.29x
FCF yield	-4.31%
Forward P/E	17.33x
P/B ratio	0.68x
P/S ratio	0.29x
PEG ratio	0.14x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	0.16%
EBITDA Margin	4.16%
Gross margin	22.29%
Gross Profit	EUR 1.6M
Gross Profit Growth	3.05%
Gross Profit Growth Q	8.59%
Gross Profit Growth3 Y	2.57%
Gross Profit Growth5 Y	-0.9%
Net Income	EUR -322,914
Net Income Growth Years	0%
Pretax Margin	-3.8%
Profit Margin	-4.58%
ROA	0.14
Roa5y	6.15
ROCE	0.35
ROE	-10.17
Roe5y	7.03
ROIC	0.48
Roic5y	23.95

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-8.78%
Cagr3y	-44.91%
Cagr5y	-28.59%
EPS Growth Years	0
OCF Growth Q	-54.86%
Revenue Growth	17.09x
Revenue Growth Q	11.18x
Revenue Growth Quarters	4x
Revenue Growth Years	2x
Revenue Growth3 Y	7.31x
Revenue Growth5 Y	3.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 1.43
Assets	EUR 4.8M
Cash	EUR 736,991
Current Assets	EUR 3M
Current Liabilities	EUR 1.6M
Debt	EUR 6,727
Debt EBITDA	EUR 0.02
Debt Equity	EUR 0
Debt FCF	EUR -0.08
Equity	EUR 3M
Interest Coverage	0.04
Liabilities	EUR 1.8M
Long Term Assets	EUR 1.8M
Long Term Liabilities	EUR 156,455
Net Cash	EUR 730,264
Net Cash By Market Cap	EUR 35.74
Net Cash Growth	15.68%
Net Debt EBITDA	EUR -2.49
Net Debt Equity	EUR -0.24
Tangible Book Value	EUR 997,876
Tangible Book Value Per Share	EUR 0.25
WACC	18.55

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.86
Net Working Capital	EUR 666,760
Quick ratio	1.86
Working Capital	EUR 1.4M
Working Capital Turnover	EUR 5.27

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend per share	EUR 0
Last Dividend	EUR 0.15

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-8.77%
200-day SMA	0.84
3Y total return	-83.29%
50-day SMA	0.58
50-day SMA vs 200-day SMA	50under200
5Y total return	-81.43%
All Time High	3.3
All Time High Change	-84.24%
All Time High Date	2021-09-20
All Time Low	0.44
All Time Low Change	18.72%
All Time Low Date	2026-03-30
ATR	0.02
Beta	0.65
Beta1y	1.43
Beta2y	0.7
Ch YTD	-43.17
High	0.52
High52	1.44
High52 Date	2026-02-10
High52ch	-63.89%
Low	0.52
Low52	0.44
Low52 Date	2026-04-07
Low52ch	18.72%
Ma50ch	-10.94%
Price vs 200-day SMA	-37.86%
RSI	46.82
RSI Monthly	36.8
RSI Weekly	37.34
Sharpe ratio	0.09x
Sortino ratio	0.2
Tr YTD	-43.17
Tr1m	17.65%
Tr1w	1.96%
Tr3m	-62.86%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 10,971
Operating Income Growth	-80.91
Operating Income Growth3 Y	-55.9
Operating Income Growth5 Y	-53.18
Operating margin	0.16

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	501,000%
Net Borrowing	-15,254
Shares Insiders	1.57%
Shares Out	3,929,540
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -88,011
Average Volume	7,250x
Bv Per Share	0.59
CAPEX	EUR -27,806
Ch1m	17.65
Ch1w	1.96
Ch1y	-8.77
Ch3m	-62.86
Ch3y	-84.05
Ch5y	-82.67
Ch6m	-42.22
Change	0%
Change From Open	0.97
Close	0.52
Days Gap	-0.96
Depreciation Amortization	282,540
Dollar Volume	1,300
Earnings Date	2026-06-26
EBIT	EUR 10,971
EBITDA	EUR 293,511
EPS	EUR -0.08
F Score	3
FCF	EUR -88,011
FCF EV Yield	-4.35x
FCF Per Share	EUR -0.02
Financing CF	-129,526
Fiscal Year End	December
Founded	2,011
Goodwill	1,218,024
Income Tax	EUR 61,945
Investing CF	183,456
Is Primary Listing	1
Last Earnings Date	2025-12-22
Last Report Date	2025-12-31
Ma150	0.83
Ma150ch	-37.04%
Ma20	0.51
Ma20ch	1.64%
Net CF	-6,275
Next Earnings Date	2026-06-26
Open	0.52
Position In Range	100
Ppne	206,362
Price Date	2026-05-08
Price EBITDA	EUR 6.96
Ptbv Ratio	2.05
Relative Volume	0.32x
Revenue	7,050,748x
Tax By Revenue	0.88x
Tr6m	-42.22%
Volume	2,500
Z Score	2.76

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does BIT/PFI pay a dividend?

Capital-return profile for this ticker.

Performance

BIT/PFI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BIT/PFI?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

+1.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

BIT/PFI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.8

Neutral momentum band

Price vs 200-day MA

-37.9%

50/200-day relationship not available

Beta (5Y)

0.65

Less volatile than the market

Sharpe ratio

0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BIT/PFI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bit/PFI stock rating?

bit/PFI is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bit/PFI analysis?

The full report lives at /stocks/bit/PFI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bit/PFI?

The latest report frames bit/PFI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bit/PFI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.