KRX/000370 (KRX/000370)

Korea Stock Exchange: KRX/000370 · KRW

₩6,170

+89.98 (+1.5%)· Recorded snapshot

Market cap	713.4B
Revenue (ttm)	6.8T
Net income (ttm)	304.8B
EPS (ttm)	₩1,983
Shares out	115.6M
P/E (trailing)	3.1x
Dividend	₩200 (3.24%)
Volume	321,917
Beta	0.53

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 6.8T
Net income (ttm): 304.8B
EPS (ttm): ₩1,983
P/E (trailing): 3.1x
Market cap: 713.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E3.1

P25 n/aP50 n/aP75 n/a

ROE11

P25 n/aP50 n/aP75 n/a

ROIC5.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All KRX/000370 indicators

Market & fundamental data

Available fields

242

Groups with data

Currency

KRW

Showing 242 of 242 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	KRW
Country	South Korea
Country code	KR
Earnings date	2026-11-13
Employees	3,414
Enterprise value	KRW 2T
Exchange	Korea Stock Exchange
Financial currency	KRW
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1946
Industry	Insurance - Property & Casualty
Is primary listing	Yes
ISIN number	KR7000370007
Last earnings date	2026-05-12
Last refreshed	2026-10-28
Last stock split date	2004-03-26
Last stock split type	Reverse
Market cap	KRW 713.4B
Next earnings date	2026-11-13
Price	KRW 6,170.00
Price currency	KRW
Sector	Financials
SIC code	6300
Stock price date	2026-10-28
Symbol	krx/000370
Website	https://www.hwgeneralins.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.01x
Average P/E ratio (3Y)	2.26x
Average P/E ratio (5Y)	2.54x
Earnings yield	32.13%
EV/Earnings	6.7x
EV/EBIT	7.41x
EV/EBITDA	5.39x
EV/FCF	2.03x
EV/Sales	0.3x
FCF / EV yield	49.3%
FCF yield	141.19%
Graham number	33578.39546
Graham upside	444.22%
Industry P/E	7.81x
Lynch fair value	KRW 49,566.43
Lynch upside	703.35%
P/(FCF - SBC) ratio	0.71x
P/(OCF - SBC) ratio	0.7x
P/B ratio	0.23x
P/E ratio	3.11x
P/FCF ratio	0.71x
P/OCF ratio	0.69x
P/S ratio	0.11x
Price / tangible book value	0.25x
Price/EBITDA ratio	1.87x
Sector forward P/E	6.88x
Sector P/E	7.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	4.1%
EBITDA margin	5.62%
Effective tax rate	23.3%
FCF margin	14.86%
Gross margin	9.87%
Operating margin	4.1%
Pretax margin	6.2%
Profit margin	4.71%
Profit per employee	KRW 89.3M
Profitable quarters	18
Profitable years	6
Revenue per employee	KRW 2B
ROA	0.86%
ROA (5Y)	1.13%
ROCE	1.49%
ROE	11.04%
ROE (5Y)	8.16%
ROIC	5.16%
ROIC (5Y)	7.06%
SBC / revenue	0.05%
Tax / revenue	1.45%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	4.02%
EPS growth (Q)	69.88%
EPS growth (QoQ)	14.07%
EPS growth 10Y	6.25%
EPS growth 3Y	13.34%
EPS growth 5Y	24.34%
EPS growth quarters	1
EPS growth years	2
FCF growth	-3.24%
FCF growth (Q)	38.25%
FCF growth (QoQ)	177.95%
FCF growth 3Y	26.38%
FCF growth 5Y	-3.33%
Net income growth	3.17%
Net income growth (Q)	69.67%
Net income growth (QoQ)	14.19%
Net income growth 3Y	15.43%
Net income growth 5Y	31.38%
Net income growth quarters	1
Net income growth years	0
OCF growth	-3.93%
OCF growth (Q)	36.3%
OCF growth (QoQ)	173.63%
OCF growth 10Y	16.07%
OCF growth 3Y	25.82%
OCF growth 5Y	-3.2%
Revenue growth	11.56%
Revenue growth (Q)	12.43%
Revenue growth (QoQ)	1.77%
Revenue growth 10Y	5.3%
Revenue growth 3Y	10.83%
Revenue growth 5Y	3.4%
Revenue growth quarters	10
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	KRW -21.3B
EBIT	KRW 277.8B
EBITDA	KRW 380.9B
EPS	KRW 1,982.66
FCF per share	KRW 8,711.72
Financing cash flow	KRW -71.4B
Free cash flow	KRW 1T
Free cash flow minus SBC	KRW 1T
Gross profit	KRW 669.3B
Income taxes	KRW 98B
Investing cash flow	KRW -951.7B
Net cash flow	KRW 9.4B
Net income	KRW 304.8B
Operating cash flow minus SBC	KRW 1T
Operating income	KRW 277.8B
Revenue	KRW 6.8T
Stock-based compensation	KRW 3.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	KRW 25,274.92
Debt / EBITDA	2.88
Debt / equity	0.35
Debt / FCF	1.09
Goodwill	KRW 58.4B
Interest coverage	4.91
Net cash (debt)	KRW -1.1T
Net cash / market cap	-154%
Net debt / EBITDA	2.88
Net debt / equity	0.35
Net debt / FCF	1.09
Piotroski F-Score	6
Property, plant and equipment	KRW 368.5B
Shareholders' equity	KRW 3.2T
Tangible book value	KRW 2.8T
Tangible book value per share	KRW 24,491.10
Total assets	KRW 19.8T
Total cash	KRW 16.2T
Total debt	KRW 1.1T
Total liabilities	KRW 16.7T
WACC	5.22%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.34
Current ratio	15.83
Net working capital	KRW 16.6T
Quick ratio	14.75
Working capital	KRW 16.6T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.55%
Dividend growth (10Y)	11.07%
Dividend growth (3Y)	15.44%
Dividend growth (5Y)	9%
Dividend per share	KRW 200.00
Dividend yield	3.24%
Last dividend	KRW 200.00
Payout ratio	4.5%
Shareholder yield	1.69%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-15.48%
10Y return CAGR	-0.5%
10Y total return	-4.86%
150-day SMA	KRW 6,716.13
15Y price change	-23.45%
15Y return CAGR	-0.93%
15Y total return	-13.05%
1D price change	1.48%
1M price change	-18.92%
1M total return	-18.92%
1W price change	-2.22%
1W total return	-2.22%
1Y price change	13%
1Y return CAGR	13.01%
1Y total return	13%
20-day SMA	KRW 6,754.00
200-day SMA	KRW 6,669.55
20Y price change	9.79%
20Y return CAGR	1.68%
20Y total return	39.55%
3M price change	5.11%
3M total return	5.11%
3Y price change	47.61%
3Y return CAGR	15.5%
3Y total return	54.11%
50-day SMA	KRW 7,459.60
50-day SMA vs 200-day SMA	50over200
52-week high	KRW 10,800.00
52-week high date	2026-02-23
52-week low	KRW 5,050.00
52-week low date	2026-07-30
5Y price change	28.95%
5Y return CAGR	6.13%
5Y total return	34.63%
6M price change	-7.5%
6M total return	-7.5%
All-time high	KRW 132,600.13
All-time high date	1994-01-27
All-time low	KRW 931.00
All-time low date	2020-03-20
Average true range (ATR)	KRW 335.14
Average volume	379.5K
Beta (1Y)	0.92
Beta (2Y)	0.93
Beta (5Y)	0.53
Change from 52-week high	-42.87%
Change from 52-week low	22.18%
Change from all-time high	-95.35%
Change from all-time low	562.73%
Change from open	1.31%
Day's gap	0.16%
Dollar volume	KRW 2B
High price	KRW 6,240.00
Low price	KRW 6,080.00
Monthly RSI	51.96
Open price	KRW 6,090.00
Position in 52-week range	56.25%
Previous close	KRW 6,080.00
Price vs 150-day SMA	-8.13%
Price vs 20-day SMA	-8.65%
Price vs 200-day SMA	-7.49%
Price vs 50-day SMA	-17.29%
Relative volume	0.86
RSI	35.13
Sharpe ratio	0.41
Sharpe ratio (3Y)	0.43
Sharpe ratio (5Y)	0.32
Sortino ratio	0.81
Sortino ratio (3Y)	0.84
Sortino ratio (5Y)	0.65
Volume	321.9K
Weekly RSI	44.47
YTD price change	10.97%
YTD total return	10.97%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	54.8M
Shares change (QoQ)	0.1%
Shares change (YoY)	1.55%
Shares held by insiders	0.17%
Shares held by institutions	8.88%
Shares outstanding	115.6M

Deeper analysis on KRX/000370

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this KRX/000370 report

Is a complete KRX/000370 research report available?

No complete published report is available for krx/000370 (KRX/000370) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

KRX/000370 (KRX/000370)

Price

Financial snapshot

Fair-value bridge

Latest news · KRX/000370

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All KRX/000370 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on KRX/000370

Frequently asked questions