Technology / Software - ApplicationUpdated 2026-05-10 22:07 UTC

NZE/PYS stock hub

NZE/PYS has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

39.5M

New Zealand Stock Exchange

Market data

Price

Recent price action with selectable time range.

NZE/PYSNZE/PYS

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In the news

Latest news · NZE/PYS

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E197.6

P25 n/aP50 n/aP75 n/a

Trailing P/E41

P25 n/aP50 n/aP75 n/a

ROE21.3

P25 n/aP50 n/aP75 n/a

ROIC11

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NZE/PYS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

218

Groups with data

Currency

NZD

Showing 218 of 218 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	New Zealand
Country code	NZ
Employees	45
Employees Change	-3%
Employees Change Percent	-6.25
Enterprise value	NZD 3.9M
Exchange	New Zealand Stock Exchange
Financial currency	NZD
First seen	2026-05-10
Industry	Software - Application
Isin	NZMADE0001S4
Last refreshed	2026-05-10
Market cap	NZD 39.5M
Price	NZD 0.24
Price currency	NZD
Rev Per Employee	197,911.11x
Sector	Technology
Sic	8721
Symbol	nze/PYS
Website	https://www.paysauce.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	2.12%
EV Earnings	4.65x
EV/EBIT	5.4x
EV/EBITDA	3.9x
EV/FCF	0.44x
EV/Sales	0.44x
FCF yield	22.29%
Forward P/E	197.64x
P/B ratio	8.75x
P/E ratio	40.99x
P/S ratio	4.44x
PE Ratio3 Y	30.8x
PE Ratio5 Y	36.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	8.11%
EBITDA Margin	9.7%
FCF margin	98.92%
Gross margin	46.6%
Gross Profit	NZD 4.2M
Gross Profit Growth	5.2%
Gross Profit Growth Q	10.8%
Gross Profit Growth3 Y	8.28%
Gross Profit Growth5 Y	14.67%
Net Income	NZD 838,000
Net Income Growth	-46.59%
Net Income Growth Q	224.29%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-12.06%
Pretax Margin	6.89%
Profit Margin	9.41%
Profit Per Employee	NZD 18,622
Profitable Years	2
ROA	1
Roa5y	-1.48
ROCE	15.81
ROE	21.32
Roe5y	-19.36
ROIC	11.02

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	50.04%
Cagr3y	-6.65%
Cagr5y	-2.33%
EPS Growth	-47.48
EPS Growth Q	219.3
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-12.7
FCF Growth	32.18%
FCF Growth Q	62.1%
FCF Growth3 Y	50.16%
FCF Growth5 Y	11.22%
OCF Growth	30.46%
OCF Growth Q	60.92%
OCF Growth10 Y	8.84%
OCF Growth3 Y	48.1%
OCF Growth5 Y	10.74%
Revenue Growth	2.68x
Revenue Growth Q	-1.95x
Revenue Growth Years	7x
Revenue Growth3 Y	4.89x
Revenue Growth5 Y	8.91x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	NZD 0.2
Assets	NZD 49.2M
Cash	NZD 35.8M
Current Assets	NZD 36.3M
Current Liabilities	NZD 44.6M
Debt	NZD 184,000
Debt EBITDA	NZD 0.18
Debt Equity	NZD 0.04
Debt FCF	NZD 0.02
Equity	NZD 4.5M
Interest Coverage	21.24
Liabilities	NZD 44.7M
Long Term Assets	NZD 12.9M
Long Term Liabilities	NZD 48,000
Net Cash	NZD 35.6M
Net Cash By Market Cap	NZD 90.13
Net Cash Growth	-1.72%
Net Debt EBITDA	NZD -41.23
Net Debt Equity	NZD -7.88
Net Debt FCF	NZD -4.04
Tangible Book Value	NZD 478,000
Tangible Book Value Per Share	NZD 0
WACC	5.28

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.81
Net Working Capital	NZD -44M
Quick ratio	0.81
Working Capital	NZD -8.3M
Working Capital Turnover	NZD -1.96

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.96%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	50%
200-day SMA	0.25
3Y total return	-18.64%
50-day SMA	0.26
50-day SMA vs 200-day SMA	50over200
5Y total return	-11.11%
All Time High	1.4
All Time High Change	-82.86%
All Time High Date	2020-01-03
All Time Low	0.14
All Time Low Change	66.67%
All Time Low Date	2025-05-26
ATR	0
Beta	0.18
Beta1y	-0.09
Beta2y	0.28
Ch YTD	-12.73
High	0.24
High52	0.34
High52 Date	2025-11-10
High52ch	-29.41%
Low	0.24
Low52	0.14
Low52 Date	2025-05-26
Low52ch	66.67%
Ma50ch	-8.54%
Price vs 200-day SMA	-2.4%
RSI	31.86
RSI Monthly	50.23
RSI Weekly	47.36
Sharpe ratio	0.69x
Sortino ratio	1.37
Total Return	-1.96%
Tr YTD	-12.73
Tr1m	-7.69%
Tr1w	-4%
Tr3m	-7.69%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NZD 722,000
Operating Income Growth	23.21
Operating Income Growth Q	68.69
Operating Income Growth3 Y	11.92
Operating margin	8.11

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	117,959,895%
Net Borrowing	-125,000
Shares Insiders	26.58%
Shares Institutions	15.61%
Shares Out	164,670,092
Shares Qo Q	-0.15%
Shares Yo Y	1.96%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NZD 8.5M
Average Volume	7,924.4x
Bv Per Share	0.03
CAPEX	NZD -9,000
Ch1m	-7.69
Ch1w	-4
Ch1y	50
Ch3m	-7.69
Ch3y	-18.64
Ch5y	-11.11
Ch6m	-27.27
Change	0%
Change From Open	0
Close	0.24
Days Gap	0
Depreciation Amortization	142,000
Dollar Volume	13,932.5
Earnings Date	2026-05-20
EBIT	NZD 722,000
EBITDA	NZD 864,000
EPS	NZD 0.01
F Score	5
FCF	NZD 8.8M
FCF EV Yield	225.97x
FCF Per Share	NZD 0.05
Financing CF	-125,000
Fiscal Year End	March
Founded	2,015
Graham Number	0.06425
Graham Upside	-73.23
Income Tax	NZD -224,000
Investing CF	-1,624,000
Is Primary Listing	1
Last Earnings Date	2026-02-08
Last Report Date	2025-09-30
Last Split Date	2019-07-11
Last Split Type	Reverse
Lynch Fair Value	NZD 0.03
Lynch Upside	-87.8
Ma150	0.26
Ma150ch	-8.92%
Ma20	0.26
Ma20ch	-6.18%
Net CF	7,070,000
Next Earnings Date	2026-05-20
Open	0.24
P FCF Ratio	4.49
P OCF Ratio	4.48
Ppne	256,000
Price Date	2026-05-08
Price EBITDA	NZD 45.74
Ptbv Ratio	82.68
Relative Volume	7.33x
Revenue	8,906,000x
SBC By Revenue	3.78x
Share Based Comp	337,000
Tax By Revenue	-2.52x
Tr6m	-27.27%
Volume	58,052
Z Score	0.12

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does NZE/PYS pay a dividend?

Capital-return profile for this ticker.

Performance

NZE/PYS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NZE/PYS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+15.6%

Share of float held by funds and institutions

Insider ownership

+26.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.0%

Negative means the company is buying back shares.

Technical

NZE/PYS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

31.9

Neutral momentum band

Price vs 200-day MA

-2.4%

50/200-day relationship not available

Beta (5Y)

0.18

Less volatile than the market

Sharpe ratio

0.69

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NZE/PYS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nze/PYS stock rating?

nze/PYS is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nze/PYS analysis?

The full report lives at /stocks/nze/PYS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nze/PYS?

The latest report frames nze/PYS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nze/PYS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.