Financials / InsuranceUpdated 2026-05-10 22:07 UTC

PSX/PINL stock hub

PSX/PINL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

PSX/PINLis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

493.5M

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/PINL

In the news

Latest news · PSX/PINL

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E2.5

P25 n/aP50 n/aP75 n/a

ROE17.3

P25 n/aP50 n/aP75 n/a

ROIC15.4

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/PINL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

194

Groups with data

Currency

PKR

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	90
Employees Change	8%
Employees Change Percent	9.76
Enterprise value	PKR 497.7M
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Insurance
Isin	PK0001101010
Last refreshed	2026-05-10
Market cap	PKR 493.5M
Price	PKR 9.76
Price currency	PKR
Rev Per Employee	6,567,411.11x
Sector	Financials
Sic	6300
Symbol	psx/PINL
Website	https://www.pil.com.pk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	39.56%
EV Earnings	2.55x
EV/EBIT	2.52x
EV/EBITDA	2.42x
EV/FCF	-1.57x
EV/Sales	0.84x
FCF yield	-64.43%
P/B ratio	0.45x
P/E ratio	2.53x
P/S ratio	0.83x
PE Ratio3 Y	9.92x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	33%
EBITDA Margin	34.14%
Gross margin	66.39%
Gross Profit	PKR 392.4M
Net Income	PKR 195.2M
Net Income Growth	103.09%
Net Income Growth Q	359.82%
Pretax Margin	34.62%
Profit Margin	33.03%
Profit Per Employee	PKR 2.2M
ROA	4.04
Roa5y	-0.6
ROCE	10.46
ROE	17.26
Roe5y	-0.46
ROIC	15.44
Roic5y	-2.79

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-6.91%
Cagr15y	2.55%
Cagr1y	102.59%
Cagr20y	-0.5%
Cagr3y	18.87%
Cagr5y	19.53%
Div CAGR10	-4.54%
Div CAGR3	-11.63%
Div CAGR5	-11.2%
EPS Growth	102.9
EPS Growth Q	358.9
Revenue Growth	14.55x
Revenue Growth Q	65.04x
Revenue Growth3 Y	21.13x
Revenue Growth5 Y	19.9x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.2
Assets	PKR 3.1B
Cash	PKR 4.3M
Debt	PKR 8.5M
Debt EBITDA	PKR 0.04
Debt Equity	PKR 0.01
Debt FCF	PKR -0.03
Equity	PKR 1.1B
Interest Coverage	101.5
Liabilities	PKR 2B
Net Cash	PKR -4.2M
Net Cash By Market Cap	PKR -0.85
Net Debt EBITDA	PKR 0.02
Net Debt Equity	PKR 0
Tangible Book Value	PKR 1.1B
Tangible Book Value Per Share	PKR 21.71
WACC	9.12

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.51
Net Working Capital	PKR -628.6M
Quick ratio	0.28
Working Capital	PKR -624.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.11%
Dividend per share	PKR 0
Last Dividend	PKR 0.83
Payout Ratio	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-51.12%
1Y total return	102.49%
200-day SMA	9.08
3Y total return	67.99%
50-day SMA	7.92
50-day SMA vs 200-day SMA	50under200
5Y total return	144%
All Time High	29.29
All Time High Change	-66.68%
All Time High Date	2006-12-11
All Time Low	0.32
All Time Low Change	2,935.77%
All Time Low Date	1996-10-29
ATR	0.77
Beta	0.85
Beta1y	1.29
Beta2y	0.67
Ch YTD	-6.42
High	10.28
High52	12.46
High52 Date	2025-07-16
High52ch	-21.67%
Low	9.5
Low52	4.4
Low52 Date	2025-05-08
Low52ch	121.82%
Ma50ch	23.25%
Price vs 200-day SMA	7.54%
RSI	67.54
RSI Monthly	59.4
RSI Weekly	55.88
Sharpe ratio	1.37x
Sortino ratio	2.46
Total Return	-0.11%
Tr YTD	-6.42
Tr15y	45.85%
Tr1m	22%
Tr1w	7.25%
Tr3m	1.56%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 195M
Operating margin	33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	30,056,616%
Net Borrowing	2,773,000
Shares Insiders	5.38%
Shares Institutions	11.87%
Shares Out	50,565,105
Shares Qo Q	0.21%
Shares Yo Y	0.11%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -318M
Average Volume	206,404.25x
Bv Per Share	21.72
CAPEX	PKR -14.8M
Ch10y	-51.12
Ch15y	-1.82
Ch1m	22
Ch1w	7.25
Ch1y	102.5
Ch20y	-55.09
Ch3m	1.56
Ch3y	67.99
Ch5y	144
Ch6m	4.83
Change	0.1%
Change From Open	-5.06
Close	9.75
Days Gap	5.44
Dollar Volume	409,207.5
Earnings Date	2026-04-28
EBIT	PKR 195M
EBITDA	PKR 201.8M
EPS	PKR 3.86
F Score	3
FCF	PKR -318M
FCF EV Yield	-63.89x
FCF Per Share	PKR -6.29
Financing CF	848,000
Fiscal Year End	December
Founded	1,952
Graham Number	43.41043
Graham Upside	344.8
Income Tax	PKR 9.4M
Investing CF	243,441,000
Is Primary Listing	1
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2017-11-17
Last Split Type	Forward
Ma150	9.23
Ma150ch	5.72%
Ma20	8.59
Ma20ch	13.58%
Net CF	-58,879,000
Next Earnings Date	2026-05-13
Open	10.28
Position In Range	33.33
Ppne	208,516,000
Price Date	2026-05-08
Price EBITDA	PKR 2.45
Ptbv Ratio	0.45
Relative Volume	0.2x
Revenue	591,067,000x
Tax By Revenue	1.59x
Tax Rate	4.6%
Tr20y	-9.59%
Tr6m	4.83%
Volume	41,927

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PSX/PINL pay a dividend?

Capital-return profile for this ticker.

Performance

PSX/PINL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/PINL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+11.9%

Share of float held by funds and institutions

Insider ownership

+5.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.1%

Negative means the company is buying back shares.

Technical

PSX/PINL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

67.5

Neutral momentum band

Price vs 200-day MA

+7.5%

50/200-day relationship not available

Beta (5Y)

0.85

Moves roughly with the market

Sharpe ratio

1.37

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/PINL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/PINL stock rating?

psx/PINL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/PINL analysis?

The full report lives at /stocks/psx/PINL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/PINL?

The latest report frames psx/PINL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/PINL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.