Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

TADAWUL/8012 stock hub

TADAWUL/8012 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

744.5M

Saudi Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TADAWUL/8012

In the news

Latest news · TADAWUL/8012

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E18.7

P25 n/aP50 n/aP75 n/a

ROE4

P25 n/aP50 n/aP75 n/a

ROIC3.9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TADAWUL/8012 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

203

Groups with data

Currency

SAR

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Saudi Arabia
Country code	SA
Employees	219
Employees Change	36%
Employees Change Percent	19.67
Enterprise value	SAR 707.9M
Exchange	Saudi Stock Exchange
Financial currency	SAR
First seen	2026-05-10
Industry	Insurance - Life
Isin	SA13AG53T618
Last refreshed	2026-05-10
Market cap	SAR 744.5M
Price	SAR 11.28
Price currency	SAR
Rev Per Employee	1,516,123.29x
Sector	Financials
Sic	6300
Symbol	tadawul/8012
Website	https://www.aljaziratakaful.com.sa

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.35%
EV Earnings	17.77x
EV/EBIT	15.77x
EV/EBITDA	14.14x
EV/FCF	-7.72x
EV/Sales	2.13x
FCF yield	-12.31%
P/B ratio	0.74x
P/E ratio	18.69x
P/S ratio	2.24x
PE Ratio10 Y	29.61x
PE Ratio3 Y	25.39x
PE Ratio5 Y	31.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	13.52%
EBITDA Margin	14.46%
Gross margin	24.37%
Gross Profit	SAR 80.9M
Net Income	SAR 39.8M
Net Income Growth	7.09%
Net Income Growth Q	22.83%
Net Income Growth Years	1%
Net Income Growth3 Y	1.13%
Net Income Growth5 Y	0.55%
Pretax Margin	13.52%
Profit Margin	12%
Profit Per Employee	SAR 181,922
Profitable Years	13
ROA	0.91
Roa5y	0.99
ROCE	1.49
ROE	4.02
Roe5y	4.12
ROIC	3.93
Roic5y	4.09

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-6.23%
Cagr1y	-15.71%
Cagr3y	-8.22%
Cagr5y	-10.06%
Div CAGR3	25.99%
Div CAGR5	3.75%
EPS Growth	7.09
EPS Growth Q	22.83
EPS Growth Years	1
EPS Growth3 Y	1.13
EPS Growth5 Y	-5.23
Revenue Growth	7.12x
Revenue Growth Q	24.44x
Revenue Growth Quarters	3x
Revenue Growth Years	0x
Revenue Growth3 Y	9.97x
Revenue Growth5 Y	28.41x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	SAR 0.11
Assets	SAR 3.1B
Cash	SAR 308.9M
Debt	SAR 15.1M
Debt EBITDA	SAR 0.3
Debt Equity	SAR 0.01
Debt FCF	SAR -0.16
Equity	SAR 1B
Liabilities	SAR 2B
Net Cash	SAR 36.6M
Net Cash By Market Cap	SAR 4.92
Net Cash Growth	-76.53%
Net Debt EBITDA	SAR -0.76
Net Debt Equity	SAR -0.04
Tangible Book Value	SAR 768.3M
Tangible Book Value Per Share	SAR 11.64
WACC	6.13

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	19.04
Net Working Capital	SAR 494.5M
Quick ratio	10.72
Working Capital	SAR 544.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	SAR 0.4
Dividend Years	2
Dividend Yield	3.55%
Last Dividend	SAR 0.3
Payout Ratio	49.7%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-47.45%
1Y total return	-15.7%
200-day SMA	11.87
3Y total return	-22.69%
50-day SMA	11.31
50-day SMA vs 200-day SMA	50under200
5Y total return	-41.14%
All Time High	73.63
All Time High Change	-84.68%
All Time High Date	2014-08-14
All Time Low	7.84
All Time Low Change	43.8%
All Time Low Date	2013-07-21
ATR	0.21
Beta	0.36
Beta1y	0.2
Beta2y	0.17
Ch YTD	0.98
High	11.28
High52	14.16
High52 Date	2025-05-13
High52ch	-20.34%
Low	11.14
Low52	10.36
Low52 Date	2026-03-01
Low52ch	8.88%
Ma50ch	-0.3%
Price vs 200-day SMA	-5%
RSI	42.9
RSI Monthly	36.49
RSI Weekly	0
Sharpe ratio	-0.93x
Sortino ratio	-1.06
Total Return	3.55%
Tr YTD	0.98
Tr1m	-1.4%
Tr1w	-0.88%
Tr3m	-2.17%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SAR 44.9M
Operating margin	13.52

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	39,932,303%
Net Borrowing	-1,472,000
Shares Insiders	5.14%
Shares Institutions	0.96%
Shares Out	66,000,000
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SAR -91.7M
Average Volume	111,983.8x
Bv Per Share	15.26
CAPEX	SAR -2M
Ch10y	-52.81
Ch1m	-1.4
Ch1w	-0.88
Ch1y	-17.66
Ch3m	-2.17
Ch3y	-25.79
Ch5y	-43.51
Ch6m	-6.78
Change	0.09%
Change From Open	0.09
Close	11.27
Days Gap	0
Dollar Volume	891,311.8
Earnings Date	2026-04-13
EBIT	SAR 44.9M
EBITDA	SAR 48M
EPS	SAR 0.6
F Score	4
FCF	SAR -91.7M
FCF EV Yield	-12.95x
FCF Per Share	SAR -1.39
Financing CF	-21,272,000
Fiscal Year End	December
Founded	2,010
Goodwill	232,255,000
Graham Number	14.39531
Graham Upside	27.62
Income Tax	SAR 5.1M
Investing CF	-7,147,000
Is Primary Listing	1
Last Earnings Date	2026-01-28
Last Report Date	2025-12-31
Last Split Date	2023-09-26
Last Split Type	Forward
Lynch Fair Value	SAR 3.02
Lynch Upside	-73.24
Ma150	11.68
Ma150ch	-3.42%
Ma20	11.49
Ma20ch	-1.79%
Net CF	-118,102,000
Open	11.27
Payment Date	2025-07-06
Position In Range	100
Ppne	21,655,000
Price Date	2026-05-07
Price EBITDA	SAR 15.5
Ptbv Ratio	0.97
Relative Volume	0.71x
Revenue	332,031,000x
Tax By Revenue	1.52x
Tax Rate	11.26%
Tr6m	-6.78%
Volume	79,017

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TADAWUL/8012 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$0.40 annual per share

Payout ratio

+49.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.7%

0 consecutive years of growth

Total shareholder yield

+3.5%

Dividend yield + buyback yield combined

Performance

TADAWUL/8012 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TADAWUL/8012?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.0%

Share of float held by funds and institutions

Insider ownership

+5.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

TADAWUL/8012 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

42.9

Neutral momentum band

Price vs 200-day MA

-5.0%

50/200-day relationship not available

Beta (5Y)

0.36

Less volatile than the market

Sharpe ratio

-0.93

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TADAWUL/8012

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tadawul/8012 stock rating?

tadawul/8012 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tadawul/8012 analysis?

The full report lives at /stocks/tadawul/8012/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tadawul/8012?

The latest report frames tadawul/8012 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tadawul/8012 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.