Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

TADAWUL/8120 stock hub

TADAWUL/8120 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

TADAWUL/8120is not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

511.7M

Saudi Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TADAWUL/8120

In the news

Latest news · TADAWUL/8120

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-14

P25 n/aP50 n/aP75 n/a

ROIC-12.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TADAWUL/8120 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

172

Groups with data

Currency

SAR

Showing 172 of 172 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Saudi Arabia
Country code	SA
Enterprise value	SAR 464.9M
Exchange	Saudi Stock Exchange
Financial currency	SAR
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	SA000A0MR898
Last refreshed	2026-05-10
Market cap	SAR 511.7M
Price	SAR 11.15
Price currency	SAR
Sector	Financials
Sic	6300
Symbol	tadawul/8120
Website	https://www.eservices.gulfunion.com.sa

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-16.34%
EV Earnings	-5.56x
EV/FCF	-5.19x
EV/Sales	0.5x
FCF yield	-17.51%
P/B ratio	0.9x
P/S ratio	0.55x
PE Ratio3 Y	9.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-7.75%
EBITDA Margin	-6.98%
Gross margin	-8.06%
Gross Profit	SAR -75.2M
Net Income	SAR -83.6M
Net Income Growth Q	-79.52%
Net Income Growth Years	0%
Pretax Margin	-7.8%
Profit Margin	-8.96%
ROA	-3.85
Roa5y	-0.5
ROCE	-6.49
ROE	-13.99
Roe5y	-11.42
ROIC	-12.83
Roic5y	-10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-3.8%
Cagr15y	-4.89%
Cagr1y	-23.43%
Cagr3y	3.35%
Cagr5y	-9.14%
EPS Growth Q	-79.52
EPS Growth Years	0
Revenue Growth	26.03x
Revenue Growth Q	8.18x
Revenue Growth Quarters	11x
Revenue Growth Years	3x
Revenue Growth3 Y	21.94x
Revenue Growth5 Y	13.73x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	SAR 0.79
Assets	SAR 1.2B
Cash	SAR 495.5M
Debt	SAR 6M
Debt Equity	SAR 0.01
Debt FCF	SAR -0.07
Equity	SAR 568.9M
Interest Coverage	-164
Liabilities	SAR 588.1M
Net Cash	SAR 46.8M
Net Cash By Market Cap	SAR 9.14
Net Cash Growth	3.16%
Net Debt Equity	SAR -0.08
Tangible Book Value	SAR 469M
Tangible Book Value Per Share	SAR 10.22
WACC	7.55

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	16.69
Net Working Capital	SAR 599M
Quick ratio	12.52
Working Capital	SAR 648.4M

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-32.13%
1Y total return	-23.42%
200-day SMA	11.56
3Y total return	10.4%
50-day SMA	10.55
50-day SMA vs 200-day SMA	50under200
5Y total return	-38.06%
All Time High	107.4
All Time High Change	-89.62%
All Time High Date	2007-12-04
All Time Low	7.82
All Time Low Change	42.58%
All Time Low Date	2022-11-02
ATR	0.36
Beta	0.6
Beta1y	0.39
Beta2y	0.28
Ch YTD	5.99
High	11.26
High52	15.64
High52 Date	2025-06-11
High52ch	-28.71%
Low	11
Low52	9
Low52 Date	2026-03-04
Low52ch	23.89%
Ma50ch	5.72%
Price vs 200-day SMA	-3.57%
RSI	52.32
RSI Monthly	40.74
RSI Weekly	0
Sharpe ratio	-0.9x
Sortino ratio	-1.08
Tr YTD	5.99
Tr15y	-52.85%
Tr1m	7.21%
Tr1w	0.18%
Tr3m	3.05%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SAR -72.4M
Operating margin	-7.75

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	32,390,112%
Net Borrowing	-3,969,745
Shares Insiders	13.75%
Shares Institutions	6.24%
Shares Out	45,894,928
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SAR -89.6M
Average Volume	355,875.45x
Bv Per Share	12.4
CAPEX	SAR -466,362
Ch10y	-42.1
Ch15y	-59.78
Ch1m	7.21
Ch1w	0.18
Ch1y	-23.42
Ch3m	3.05
Ch3y	10.4
Ch5y	-47.16
Ch6m	-2.53
Change	0.9%
Change From Open	0.9
Close	11.05
Days Gap	0
Dollar Volume	4,719,293.3
Earnings Date	2026-05-14
EBIT	SAR -72.4M
EBITDA	SAR -65.1M
EPS	SAR -1.82
F Score	2
FCF	SAR -89.6M
FCF EV Yield	-19.27x
FCF Per Share	SAR -1.95
Financing CF	-4,411,063
Fiscal Year End	December
Founded	1,983
Goodwill	67,697,750
Income Tax	SAR 10.8M
Investing CF	92,414,262
Is Primary Listing	1
Last Earnings Date	2026-01-22
Last Report Date	2025-12-31
Last Split Date	2017-05-21
Last Split Type	Reverse
Ma150	11.13
Ma150ch	0.19%
Ma20	11.27
Ma20ch	-1.05%
Net CF	-1,142,555
Next Earnings Date	2026-05-14
Open	11.05
Position In Range	57.69
Ppne	10,915,922
Price Date	2026-05-07
Ptbv Ratio	1.09
Relative Volume	1.19x
Revenue	933,786,682x
Tax By Revenue	1.16x
Tr6m	-2.53%
Volume	423,255

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does TADAWUL/8120 pay a dividend?

Capital-return profile for this ticker.

Performance

TADAWUL/8120 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TADAWUL/8120?

Insider, institutional, and short-interest positioning.

Institutional ownership

+6.2%

Share of float held by funds and institutions

Insider ownership

+13.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

TADAWUL/8120 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.3

Neutral momentum band

Price vs 200-day MA

-3.6%

50/200-day relationship not available

Beta (5Y)

0.60

Less volatile than the market

Sharpe ratio

-0.90

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TADAWUL/8120

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tadawul/8120 stock rating?

tadawul/8120 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tadawul/8120 analysis?

The full report lives at /stocks/tadawul/8120/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tadawul/8120?

The latest report frames tadawul/8120 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tadawul/8120 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.