Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

LON/ZENB stock hub

LON/ZENB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.8B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/ZENB

In the news

Latest news · LON/ZENB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E3.8

P25 n/aP50 n/aP75 n/a

Trailing P/E4.9

P25 n/aP50 n/aP75 n/a

ROE21.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/ZENB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

158

Groups with data

Currency

NGN

Showing 158 of 158 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Nigeria
Country code	UK
Employees	10,397
Employees Change	1,106%
Employees Change Percent	13.55
Exchange	London Stock Exchange
Financial currency	NGN
First seen	2026-05-10
Industry	Commercial Banks
Isin	US98935J1025
Last refreshed	2026-05-10
Market cap	$2.8B
Price	$2.9
Price currency	USD
Rev Per Employee	124,728.25x
Sic	6020
Symbol	lon/ZENB
Website	https://www.zenithbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	20.4%
FCF yield	69.56%
Forward P/E	3.83x
P/B ratio	0.99x
P/E ratio	4.9x
P/S ratio	2.15x
PE Ratio10 Y	3.02x
PE Ratio3 Y	2.09x
PE Ratio5 Y	2.48x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	149.77%
Gross Profit	$1.3B
Net Income	$569.6M
Net Income Growth	-4.09%
Net Income Growth Q	0.67%
Net Income Growth3 Y	65.01%
Net Income Growth5 Y	34.93%
Pretax Margin	53.69%
Profit Margin	43.93%
Profit Per Employee	$54,789
ROA	3.24
Roa5y	3.29
ROE	21.7
Roe5y	25.92

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.39%
Cagr1y	12.58%
Cagr3y	7.22%
Cagr5y	6%
Div CAGR10	-2.63%
Div CAGR3	45.33%
Div CAGR5	0.1%
EPS Growth	-20.98
EPS Growth Q	0.68
EPS Growth3 Y	50.88
EPS Growth5 Y	27.88
FCF Growth Q	13,836.87%
OCF Growth Q	7,838.45%
Revenue Growth	2.6x
Revenue Growth Q	7.35x
Revenue Growth3 Y	53.24x
Revenue Growth5 Y	35.55x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$17.5B
Cash	$3.7B
Debt	$282.8M
Debt FCF	$0.15
Equity	$2.8B
Liabilities	$14.7B
Net Cash	$3.4B
Net Cash By Market Cap	$123
Net Cash Growth	195.7%
Net Debt Equity	$-1.22
Net Debt FCF	$-1.77
Tangible Book Value	$2.8B
Tangible Book Value Per Share	$0.07

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-1.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-21.37%
Dividend Growth	131.21%
Dividend Growth Years	3%
Dividend per share	$0.24
Dividend Years	14
Dividend Yield	8.37%
Ex Div Date	2026-04-23
Last Dividend	$0.21
Payout Frequency	Semi-Annual
Payout Ratio	7.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	168.63%
1Y total return	12.57%
200-day SMA	2.9
3Y total return	23.28%
50-day SMA	2.9
50-day SMA vs 200-day SMA	50under200
5Y total return	33.83%
All Time High	21.21
All Time High Change	-86.33%
All Time High Date	2013-11-12
All Time Low	2
All Time Low Change	45%
All Time Low Date	2016-01-20
ATR	0
High52	2.9
High52 Date	2026-05-08
High52ch	0%
Low52	2.9
Low52 Date	2026-05-08
Low52ch	0%
Ma50ch	0%
Price vs 200-day SMA	0%
RSI	97.36
RSI Monthly	20.53
RSI Weekly	27.85
Sharpe ratio	0.76x
Total Return	-13%
Tr YTD	11.09
Tr1m	11.09%
Tr3m	11.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$715.1M
Operating margin	55.14

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	35,762,129,325%
Net Borrowing	-594,241,559.6
Shares Insiders	12.92%
Shares Institutions	16.17%
Shares Qo Q	-0.02%
Shares Yo Y	21.37%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$1.9B
Average Volume	0x
Bv Per Share	0.07
CAPEX	$-56M
Ch10y	11.54
Change	0%
Close	2.9
Earnings Date	2026-04-30
EPS	$0.01
F Score	4
FCF	$1.9B
Financing CF	-101,407,254
Fiscal Year End	December
Founded	1,990
Graham Number	6.24915
Graham Upside	115.5
Income Tax	$126.2M
Investing CF	-2,937,082,481
Is Primary Listing	0
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Lynch Fair Value	$14.79
Lynch Upside	410
Ma150	2.9
Ma150ch	0%
Ma20	2.9
Ma20ch	0%
Net CF	-1,171,109,031
Next Earnings Date	2026-09-03
P FCF Ratio	1.44
P OCF Ratio	1.4
Ppne	216,932,932.5
Price Date	2026-05-08
Ptbv Ratio	1
Revenue	1,296,799,568x
Tax By Revenue	9.73x
Tax Rate	18.12%
Tr6m	11.09%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/ZENB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.4%

$0.24 annual per share

Payout ratio

+7.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.1%

3 consecutive years of growth

Total shareholder yield

-13.0%

Next ex-dividend date: 2026-04-23

Performance

LON/ZENB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/ZENB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+16.2%

Share of float held by funds and institutions

Insider ownership

+12.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+21.4%

Negative means the company is buying back shares.

Technical

LON/ZENB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

97.4

Above 70: short-term overbought

Price vs 200-day MA

0.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.76

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/ZENB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/ZENB stock rating?

lon/ZENB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/ZENB analysis?

The full report lives at /stocks/lon/ZENB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/ZENB?

The latest report frames lon/ZENB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/ZENB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.