Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

HOSE/TCB stock hub

HOSE/TCB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

239.9T

Ho Chi Minh Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

HOSE/TCB

In the news

Latest news · HOSE/TCB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.8

P25 n/aP50 n/aP75 n/a

Trailing P/E9.2

P25 n/aP50 n/aP75 n/a

ROE15.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HOSE/TCB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

170

Groups with data

Currency

VND

Showing 170 of 170 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Vietnam
Country code	VN
Employees	12,946
Employees Change	751%
Employees Change Percent	6.16
Exchange	Ho Chi Minh Stock Exchange
Financial currency	VND
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	VND 239.9T
Price	VND 33,850
Price currency	VND
Rev Per Employee	3,953,988,799.63x
Sic	6020
Symbol	hose/TCB
Website	https://techcombank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.83%
FCF yield	-18.84%
Forward P/E	7.79x
P/B ratio	1.28x
P/E ratio	9.23x
P/S ratio	4.69x
PE Ratio10 Y	8.47x
PE Ratio3 Y	8.53x
PE Ratio5 Y	8.2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	VND 51.2T
Net Income	VND 26T
Net Income Growth	22.42%
Net Income Growth Q	12.16%
Net Income Growth3 Y	10.79%
Net Income Growth5 Y	12.77%
Pretax Margin	66.76%
Profit Margin	50.82%
Profit Per Employee	VND 2B
ROA	2.47
Roa5y	2.8
ROE	15.79
Roe5y	17.61

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	28.71%
Cagr3y	35.65%
Cagr5y	8.78%
EPS Growth	22.09
EPS Growth Q	11.82
EPS Growth3 Y	10.52
EPS Growth5 Y	12.53
Revenue Growth	20.79x
Revenue Growth Q	21.08x
Revenue Growth3 Y	10.86x
Revenue Growth5 Y	13.22x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	VND 1190.5T
Cash	VND 88.6T
Debt	VND 292.7T
Debt FCF	VND -6.48
Equity	VND 186.7T
Liabilities	VND 1003.8T
Net Cash	VND -204.1T
Net Cash By Market Cap	VND -85.09
Net Debt Equity	VND 1.09
Tangible Book Value	VND 171.4T
Tangible Book Value Per Share	VND 24,192
WACC	4.18

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	VND -560.7T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.3%
Dividend Growth	0%
Dividend Growth Years	2%
Dividend per share	VND 1,000
Dividend Years	3
Dividend Yield	2.95%
Ex Div Date	2026-05-19
Last Dividend	VND 700
Payout Frequency	Annual
Payout Ratio	27.24%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	28.69%
200-day SMA	35,196
3Y total return	149.67%
50-day SMA	31,821
50-day SMA vs 200-day SMA	50under200
5Y total return	52.3%
All Time High	42,500
All Time High Change	-20.35%
All Time High Date	2025-08-21
All Time Low	7,000
All Time Low Change	383.57%
All Time Low Date	2020-03-31
ATR	759.6
Beta	0.91
Beta1y	0.78
Beta2y	0.7
Ch YTD	-3.01
High	33,950
High52	42,500
High52 Date	2025-08-21
High52ch	-20.35%
Low	33,550
Low52	26,850
Low52 Date	2025-05-08
Low52ch	26.07%
Ma50ch	6.38%
Price vs 200-day SMA	-3.82%
RSI	60.52
RSI Monthly	58.93
RSI Weekly	51.12
Sharpe ratio	0.87x
Sortino ratio	1.49
Total Return	2.65%
Tr YTD	-3.01
Tr1m	17.94%
Tr1w	0.89%
Tr3m	-2.17%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	VND 34.9T
Operating margin	68.13

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,872,229,944%
Shares Insiders	3.02%
Shares Institutions	6.21%
Shares Out	7,086,240,414
Shares Qo Q	0%
Shares Yo Y	0.3%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	VND -45.2T
Average Volume	16,324,043.9x
Bv Per Share	24,963.3
CAPEX	VND -657.3B
Ch1m	17.94
Ch1w	0.89
Ch1y	25.37
Ch3m	-2.17
Ch3y	135.9
Ch5y	43.89
Ch6m	2.58
Change	0.45%
Change From Open	0.59
Close	33,700
Days Gap	-0.15
Dollar Volume	389,558,663,000
Earnings Date	2026-04-20
EPS	VND 3,666
F Score	2
FCF	VND -45.2T
FCF Per Share	VND -6,378
Financing CF	88,627,167,000,000
Fiscal Year End	December
Founded	1,993
Graham Number	45377.08515
Graham Upside	34.05
Income Tax	VND 7.3T
Investing CF	-814,247,000,000
Is Primary Listing	1
Last Earnings Date	2026-04-20
Last Report Date	2026-03-31
Last Split Date	2024-06-20
Last Split Type	Forward
Lynch Fair Value	VND 46,822
Lynch Upside	38.32
Ma150	34,356.7
Ma150ch	-1.47%
Ma20	32,820
Ma20ch	3.14%
Net CF	43,275,377,000,000
Open	33,650
Payment Date	2026-06-10
Position In Range	75
Ppne	6,332,302,000,000
Price Date	2026-05-08
Ptbv Ratio	1.4
Relative Volume	0.7x
Revenue	51,188,339,000,000x
Tax By Revenue	14.22x
Tax Rate	21.31%
Tr6m	2.58%
Volume	11,508,380

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

HOSE/TCB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.0%

$1000 annual per share

Payout ratio

+27.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

2 consecutive years of growth

Total shareholder yield

+2.7%

Next ex-dividend date: 2026-05-19

Performance

HOSE/TCB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HOSE/TCB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+6.2%

Share of float held by funds and institutions

Insider ownership

+3.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.3%

Negative means the company is buying back shares.

Technical

HOSE/TCB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.5

Neutral momentum band

Price vs 200-day MA

-3.8%

50/200-day relationship not available

Beta (5Y)

0.91

Moves roughly with the market

Sharpe ratio

0.87

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About HOSE/TCB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current hose/TCB stock rating?

hose/TCB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full hose/TCB analysis?

The full report lives at /stocks/hose/TCB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for hose/TCB?

The latest report frames hose/TCB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the hose/TCB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.