Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

GABC stock hub

German American Bancorp, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.6B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

GABC

In the news

Latest news · GABC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.4

P25 8.8P50 10.4P75 13.1

Trailing P/E12.1

P25 10.9P50 14.7P75 36.2

ROE12.2

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All GABC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

220

Groups with data

Currency

USD

Showing 220 of 220 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000714395
Company name	German American Bancorp, Inc.
Country	United States
Country code	US
Cusip	373865104
Employees	984
Employees Change	-36%
Employees Change Percent	-3.53
Enterprise value	$1.7B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US3738651047
Last refreshed	2026-05-10
Market cap	$1.6B
Market cap category	Small-Cap
Price	$43.59
Price currency	USD
Rev Per Employee	376,000x
Sector	Financials
Sic	6022
Symbol	GABC
Website	https://germanamerican.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.26%
EV Earnings	12.48x
EV Sales Forward	4.16x
EV/Sales	4.56x
Forward P/E	11.42x
P/B ratio	1.39x
P/E ratio	12.09x
P/S ratio	4.43x
PE Ratio10 Y	14.92x
PE Ratio3 Y	13.07x
PE Ratio5 Y	12.93x
PS Forward	4.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$370M
Net Income	$135.3M
Net Income Growth	79.63%
Net Income Growth Q	215.22%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth3 Y	13.07%
Net Income Growth5 Y	14.31%
Pretax Margin	45.53%
Profit Margin	36.56%
Profit Per Employee	$137,470
Profitable Years	33
ROA	1.61
Roa5y	1.45
ROE	12.18
Roe5y	12.91

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.11%
Cagr15y	12.28%
Cagr1y	17.66%
Cagr20y	11.51%
Cagr3y	20.32%
Cagr5y	3.41%
Div CAGR10	9.9%
Div CAGR3	7.72%
Div CAGR5	8.45%
EPS Growth	48.05
EPS Growth Q	193.3
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth3 Y	4.35
EPS Growth5 Y	6.67
Revenue Growth	44.15x
Revenue Growth Q	42.3x
Revenue Growth Quarters	7x
Revenue Growth Years	2x
Revenue Growth3 Y	12.72x
Revenue Growth5 Y	12.72x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$8.4B
Cash	$128.2M
Debt	$178.5M
Equity	$1.2B
Liabilities	$7.2B
Net Cash	$-50.3M
Net Cash By Market Cap	$-3.07
Net Debt Equity	$0.04
Tangible Book Value	$767.8M
Tangible Book Value Per Share	$20.44
WACC	6.75

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-6.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-21.27%
Dividend Growth	7.14%
Dividend Growth Years	13%
Dividend per share	$1.24
Dividend Years	34
Dividend Yield	2.84%
Ex Div Date	2026-05-08
Last Dividend	$0.31
Payout Frequency	Quarterly
Payout Ratio	33.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	161.99%
1Y total return	17.65%
200-day SMA	40.75
3Y total return	74.19%
50-day SMA	42.22
50-day SMA vs 200-day SMA	50over200
5Y total return	18.27%
All Time High	51.11
All Time High Change	-14.71%
All Time High Date	2021-03-17
All Time Low	4.73
All Time Low Change	822.15%
All Time Low Date	1993-05-18
ATR	0.95
Beta	0.59
Beta1y	0.68
Beta2y	0.74
Ch YTD	11.26
High	43.92
High52	45
High52 Date	2026-02-06
High52ch	-3.13%
Low	43.39
Low52	36.55
Low52 Date	2025-06-18
Low52ch	19.26%
Ma50ch	3.25%
Price vs 200-day SMA	6.97%
RSI	53.83
RSI Monthly	61.21
RSI Weekly	59.23
Sharpe ratio	0.65x
Sortino ratio	1.26
Total Return	-18.43%
Tr YTD	12.84
Tr15y	468.13%
Tr1m	1.85%
Tr1w	1.1%
Tr3m	-0.36%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$47
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.89
Earnings EPS Estimate Growth	12.66
Earnings Revenue Estimate	95,655,200x
Earnings Revenue Estimate Growth	17.5x
Operating Income	$180.2M
Operating margin	48.72
Price target	$47.67
Price Target Change	$9.36
Price Target Change Top	$7.82

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	35,948,778%
Float Percent	95.7%
Shares Insiders	3.97%
Shares Institutions	51.94%
Shares Out	37,564,316
Shares Qo Q	0.06%
Shares Yo Y	21.27%
Short Float	3.29%
Short Ratio	5.51
Short Shares	3.15

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	110,071x
Bv Per Share	31.27
CAPEX	$-5.1M
Ch10y	105.7
Ch15y	293
Ch1m	1.14
Ch1w	0.39
Ch1y	13.43
Ch20y	393.6
Ch3m	-1.76
Ch3y	57.59
Ch5y	2.71
Ch6m	9.88
Change	-0.41%
Change From Open	-0.5
Close	43.77
Days Gap	0.09
Dollar Volume	3,203,734.2
Earnings Date	2026-04-27
Earnings Time	amc
EPS	$3.61
F Score	4
Financing CF	-208,199,000
Fiscal Year End	December
Founded	1,910
Graham Number	50.36096
Graham Upside	15.53
Income Tax	$33.2M
Investing CF	-268,597,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Last Split Date	2017-04-24
Last Split Type	Forward
Last10k Filing Date	2026-02-27
Lynch Fair Value	$51.6
Lynch Upside	18.38
Ma150	40.96
Ma150ch	6.43%
Ma20	43.53
Ma20ch	0.13%
Net CF	-318,364,000
Next Earnings Date	2026-07-27
Open	43.81
Optionable	Yes
P OCF Ratio	10.34
Payment Date	2026-05-20
Position In Range	37.74
Ppne	137,311,000
Price Date	2026-05-08
Ptbv Ratio	2.13
Relative Volume	0.67x
Revenue	369,984,000x
SBC By Revenue	0.78x
Share Based Comp	2,892,000
Tax By Revenue	8.97x
Tax Rate	19.7%
Tr20y	783.69%
Tr6m	12.26%
Us State	Indiana
Volume	73,497

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

GABC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.8%

$1.24 annual per share

Payout ratio

+33.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+8.4%

13 consecutive years of growth

Total shareholder yield

-18.4%

Next ex-dividend date: 2026-05-08

Performance

GABC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns GABC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+51.9%

Float: +95.7% of shares outstanding

Insider ownership

+4.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

GABC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.8

Neutral momentum band

Price vs 200-day MA

+7.0%

50/200-day relationship not available

Beta (5Y)

0.59

Less volatile than the market

Sharpe ratio

0.65

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

GABC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Réduire
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Réduire
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Réduire

Questions

About GABC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current GABC stock rating?

German American Bancorp, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full GABC analysis?

The full report lives at /stocks/GABC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for GABC?

The latest report frames GABC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the GABC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.