Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

INDB stock hub

Independent Bank Corp. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.8B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

INDB

In the news

Latest news · INDB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.4

P25 8.8P50 10.4P75 13.1

Trailing P/E15.5

P25 10.9P50 14.7P75 36.2

ROE7.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All INDB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

243

Groups with data

Currency

USD

Showing 243 of 243 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000776901
Company name	Independent Bank Corp.
Country	United States
Country code	US
Cusip	453836108
Employees	2,294
Employees Change	457%
Employees Change Percent	24.88
Enterprise value	$3.9B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US4538361084
Last refreshed	2026-05-10
Market cap	$3.8B
Market cap category	Mid-Cap
Price	$78.29
Price currency	USD
Rev Per Employee	381,965.13x
Sector	Financials
Sic	6022
Symbol	INDB
Website	https://www.rocklandtrust.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.37%
EV Earnings	16.01x
EV Sales Forward	3.57x
EV/FCF	11.35x
EV/Sales	4.4x
FCF yield	8.98%
Forward P/E	10.35x
P/B ratio	1.07x
P/E ratio	15.53x
P/S ratio	4.31x
PE Ratio10 Y	17.24x
PE Ratio3 Y	12.89x
PE Ratio5 Y	15.33x
PS Forward	3.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	38.73%
Gross Profit	$876.2M
Net Income	$240.6M
Net Income Growth	27.49%
Net Income Growth Q	79.9%
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Net Income Growth3 Y	-4%
Net Income Growth5 Y	12.07%
Pretax Margin	35.3%
Profit Margin	27.46%
Profit Per Employee	$104,890
Profitable Years	33
ROA	1.08
Roa5y	1.04
ROE	7.32
Roe5y	7.02

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.31%
Cagr15y	9.77%
Cagr1y	33.33%
Cagr20y	7.48%
Cagr3y	21.09%
Cagr5y	2.99%
Div CAGR10	8.46%
Div CAGR3	4.37%
Div CAGR5	5.32%
EPS Growth	13.41
EPS Growth Q	56.73
EPS Growth Quarters	2
EPS Growth Years	0
EPS Growth3 Y	-5.36
EPS Growth5 Y	4.07
FCF Growth	94.89%
FCF Growth Q	886.86%
FCF Growth3 Y	-3.63%
FCF Growth5 Y	21.31%
OCF Growth	84.8%
OCF Growth Q	778.56%
OCF Growth10 Y	15.55%
OCF Growth3 Y	-3.67%
OCF Growth5 Y	20.03%
Revenue Growth	33.95x
Revenue Growth Q	51.63x
Revenue Growth Quarters	5x
Revenue Growth Years	1x
Revenue Growth3 Y	6.15x
Revenue Growth5 Y	14.02x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$24.8B
Cash	$755.7M
Debt	$828.4M
Debt FCF	$2.44
Equity	$3.5B
Liabilities	$21.2B
Net Cash	$-72.7M
Net Cash By Market Cap	$-1.92
Net Debt Equity	$0.02
Net Debt FCF	$0.21
Tangible Book Value	$2.3B
Tangible Book Value Per Share	$47.86
WACC	7.09

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-19.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-12.43%
Dividend Growth	4.78%
Dividend Growth Years	15%
Dividend per share	$2.56
Dividend Years	33
Dividend Yield	3.27%
Ex Div Date	2026-03-30
Last Dividend	$0.64
Payout Frequency	Quarterly
Payout Ratio	47.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	122.13%
1Y total return	33.31%
200-day SMA	73.64
3Y total return	77.55%
50-day SMA	77.23
50-day SMA vs 200-day SMA	50over200
5Y total return	15.88%
All Time High	99.85
All Time High Change	-21.6%
All Time High Date	2021-03-12
All Time Low	1
All Time Low Change	7,728.5%
All Time Low Date	1991-06-07
ATR	1.73
Beta	0.8
Beta1y	0.85
Beta2y	0.9
Ch YTD	7.12
High	78.95
High52	87
High52 Date	2026-02-06
High52ch	-10.02%
Low	78.05
Low52	57.01
Low52 Date	2025-06-24
Low52ch	37.32%
Ma50ch	1.36%
Price vs 200-day SMA	6.31%
RSI	51.27
RSI Monthly	59.31
RSI Weekly	54.87
Sharpe ratio	1.04x
Sortino ratio	1.86
Total Return	-9.16%
Tr YTD	8.06
Tr15y	304.96%
Tr1m	0.37%
Tr1w	1.08%
Tr3m	-8.18%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	4
Analyst Count Top	3
Analyst Price Target Top	$86.67
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$1.69
Earnings EPS Estimate Growth	59.43
Earnings Revenue Estimate	252,211,500x
Earnings Revenue Estimate Growth	41.66x
Operating Income	$386.1M
Operating margin	44.06
Price target	$87
Price Target Change	$11.13
Price Target Change Top	$10.71

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	47,726,320%
Float Percent	98.76%
Net Borrowing	-206,870,000
Shares Insiders	1.22%
Shares Institutions	89.31%
Shares Out	48,327,110
Shares Qo Q	-0.96%
Shares Yo Y	12.43%
Short Float	3.89%
Short Ratio	5.76
Short Shares	3.84

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$329.9M
Average Volume	376,354.2x
Bv Per Share	72.92
CAPEX	$-15.7M
Ch10y	67.56
Ch15y	168.1
Ch1m	0.37
Ch1w	1.08
Ch1y	28.82
Ch20y	144
Ch3m	-8.98
Ch3y	58.09
Ch5y	-2.13
Ch6m	11.07
Change	0.07%
Change From Open	0.1
Close	78.23
Days Gap	-0.03
Dollar Volume	17,559,873.5
Earnings Date	2026-04-16
Earnings Time	amc
EPS	$5.04
F Score	4
FCF	$339.3M
FCF EV Yield	8.81x
FCF Per Share	$7.02
Financing CF	-380,573,000
Fiscal Year End	December
Founded	1,907
Goodwill	1,090,610,000
Graham Number	90.89541
Graham Upside	16.23
Income Tax	$68.7M
Investing CF	37,671,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-16
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-27
Lynch Fair Value	$60.76
Lynch Upside	-22.3
Ma150	75.38
Ma150ch	3.86%
Ma20	78.34
Ma20ch	-0.07%
Net CF	12,134,000
Next Earnings Date	2026-07-16
Open	78.21
Optionable	Yes
P FCF Ratio	11.14
P OCF Ratio	10.64
Payment Date	2026-04-09
Position In Range	26.11
Post Close	78.29
Postmarket Change Percent	-0.11
Postmarket Price	$78.2
Ppne	217,695,000
Price Date	2026-05-08
Ptbv Ratio	1.63
Relative Volume	0.6x
Revenue	876,228,000x
SBC By Revenue	1.07x
Share Based Comp	9,404,000
Tax By Revenue	7.84x
Tax Rate	22.21%
Tr20y	323.15%
Tr6m	12.93%
Us State	Massachusetts
Volume	224,307

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

INDB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.3%

$2.56 annual per share

Payout ratio

+47.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+5.3%

15 consecutive years of growth

Total shareholder yield

-9.2%

Next ex-dividend date: 2026-03-30

Performance

INDB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns INDB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+89.3%

Float: +98.8% of shares outstanding

Insider ownership

+1.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

INDB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.3

Neutral momentum band

Price vs 200-day MA

+6.3%

50/200-day relationship not available

Beta (5Y)

0.80

Less volatile than the market

Sharpe ratio

1.04

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

INDB vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Réduire
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Réduire
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Réduire

Questions

About INDB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current INDB stock rating?

Independent Bank Corp. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full INDB analysis?

The full report lives at /stocks/INDB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for INDB?

The latest report frames INDB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the INDB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.