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StockMarketAgent
Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

NSTS stock hub

NSTS Bancorp, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
62.2M
NASDAQ
Market data

Live price

Current market quote for this ticker.

Current price
NSTS
In the news

Latest news · NSTS

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a
P25 8.8P50 10.4P75 13.1
Trailing P/En/a
P25 10.9P50 14.7P75 36.2
ROE-0.5
P25 4.9P50 10.4P75 15
ROICn/a
P25 -1.3P50 6.6P75 12.7
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All NSTS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
178
Groups with data
11
Currency
USD
Showing 178 of 178 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

24
MetricValue
Cik
0001881592
Company name
NSTS Bancorp, Inc.
Country
United States
Country code
US
Cusip
6293JP109
Employees
49
Employees Change
-4%
Employees Change Percent
-7.55
Enterprise value
$26.9M
Exchange
NASDAQ
Financial currency
USD
First seen
2026-05-09
Industry
Banks - Regional
Isin
US6293JP1094
Last refreshed
2026-05-10
Market cap
$62.2M
Market cap category
Micro-Cap
Price
$12.65
Price currency
USD
Rev Per Employee
202,591.84x
Sector
Financials
Sic
6035
Symbol
NSTS
Website
https://www.northshoretrust.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

6
MetricValue
Earnings Yield
-0.62%
EV/FCF
6.81x
EV/Sales
2.71x
FCF yield
6.35%
P/B ratio
0.78x
P/S ratio
6.26x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

12
MetricValue
FCF margin
39.77%
Gross Profit
$9.9M
Net Income
$-386,000
Net Income Growth Quarters
3%
Net Income Growth Years
2%
Pretax Margin
-3.89%
Profit Margin
-3.89%
Profit Per Employee
$-7,878
ROA
-0.14
Roa5y
-0.39
ROE
-0.49
Roe5y
-1.32

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

16
MetricValue
Cagr1y
7.39%
Cagr3y
14.93%
EPS Growth Quarters
3
EPS Growth Years
2
FCF Growth
-56.68%
FCF Growth Q
-65.28%
FCF Growth3 Y
12.48%
OCF Growth
-57.04%
OCF Growth Q
-65.69%
OCF Growth3 Y
10.67%
Revenue Growth
11.15x
Revenue Growth Q
6.56x
Revenue Growth Quarters
8x
Revenue Growth Years
2x
Revenue Growth3 Y
12.08x
Revenue Growth5 Y
11.88x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

12
MetricValue
Assets
$266.6M
Cash
$35.3M
Equity
$80M
Liabilities
$186.7M
Net Cash
$35.3M
Net Cash By Market Cap
$56.75
Net Cash Growth
-29.39%
Net Debt Equity
$-0.44
Net Debt FCF
$-8.94
Tangible Book Value
$80M
Tangible Book Value Per Share
$16.27
WACC
5.28

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
$-144.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

2
MetricValue
Buyback Yield
0.49%
Dividend Yield
0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

36
MetricValue
1Y total return
7.39%
200-day SMA
11.97
3Y total return
51.82%
50-day SMA
12.23
50-day SMA vs 200-day SMA
50over200
All Time High
13.32
All Time High Change
-5.03%
All Time High Date
2025-02-10
All Time Low
8.25
All Time Low Change
53.33%
All Time Low Date
2023-05-04
ATR
0.23
Beta
0.19
Beta1y
0.15
Beta2y
-0.04
Ch YTD
-2.32
High
12.75
High52
13.06
High52 Date
2026-01-06
High52ch
-3.14%
Low
12.5
Low52
10.72
Low52 Date
2025-10-23
Low52ch
18%
Ma50ch
3.4%
Price vs 200-day SMA
5.69%
RSI
56.84
RSI Monthly
58.33
RSI Weekly
57.46
Sharpe ratio
0.25x
Sortino ratio
0.69
Total Return
0.49%
Tr YTD
-2.32
Tr1m
8.49%
Tr1w
-0.47%
Tr3m
2.85%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
$-386,000
Operating margin
-3.89

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

11
MetricValue
Float
4,557,045%
Float Percent
92.71%
Net Borrowing
-5,000,000
Shares Insiders
7.29%
Shares Institutions
32.23%
Shares Out
4,915,366
Shares Qo Q
-0.29%
Shares Yo Y
-0.49%
Short Float
0.12%
Short Ratio
0.73
Short Shares
0.11

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

56
MetricValue
Adjusted FCF
$3M
Average Volume
3,494.3x
Bv Per Share
16.27
CAPEX
$-104,000
Ch1m
8.49
Ch1w
-0.47
Ch1y
7.39
Ch3m
2.85
Ch3y
51.82
Ch6m
15
Change
-0.78%
Change From Open
-0.63
Close
12.75
Days Gap
-0.16
Dollar Volume
42,706.4
Earnings Date
2026-05-22
Earnings Time
amc
EPS
$-0.08
F Score
2
FCF
$3.9M
FCF EV Yield
14.68x
FCF Per Share
$0.8
Financing CF
-13,723,000
Fiscal Year End
December
Founded
1,921
Investing CF
-9,768,000
Is Primary Listing
1
Is Spac
No
Last Earnings Date
2026-03-30
Last Report Date
2025-12-31
Last Split Type
Never
Last10k Filing Date
2026-03-27
Ma150
11.93
Ma150ch
6.01%
Ma20
12.55
Ma20ch
0.83%
Net CF
-19,439,000
Next Earnings Date
2026-05-22
Open
12.73
Optionable
No
P FCF Ratio
15.75
P OCF Ratio
15.35
Position In Range
60
Post Close
12.65
Postmarket Change Percent
-3.08
Postmarket Price
$12.26
Ppne
5,113,000
Price Date
2026-05-08
Ptbv Ratio
0.78
Relative Volume
0.97x
Revenue
9,927,000x
SBC By Revenue
9.31x
Share Based Comp
924,000
Tr6m
15%
Us State
Illinois
Volume
3,376
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

Does NSTS pay a dividend?

Capital-return profile for this ticker.

Performance

NSTS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+7.4%
S&P 500 1Y: n/a
3Y total return
+51.8%
S&P 500 3Y: n/a
5Y total return
n/a
S&P 500 5Y: n/a
10Y total return
n/a
S&P 500 10Y: n/a
Ownership

Who owns NSTS?

Insider, institutional, and short-interest positioning.

Institutional ownership
+32.2%
Float: +92.7% of shares outstanding
Insider ownership
+7.3%
Stake held by company insiders. Higher generally signals alignment.
Short interest
+0.1%
0.7 days to cover
Y/Y dilution
-0.5%
Negative means the company is buying back shares.
Technical

NSTS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
56.8
Neutral momentum band
Price vs 200-day MA
+5.7%
50/200-day relationship not available
Beta (5Y)
0.19
Less volatile than the market
Sharpe ratio
0.25
Risk-adjusted return — higher is better; >1.0 is solid.
Peers

NSTS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

TickerNameMarket capP/EP/SROIC5Y rev CAGR1Y total returnRating
AXPAmerican Express Company215.6B19.7x3.1x11.5%+15.5%+15.6%Réduire
BACBank of America Corporation364.1B12.7x3.3x—+6.3%+28.2%Réduire
BKThe Bank of New York Mellon Corporation89.6B16.2x4.3x—+6.0%+58.4%Réduire
Questions

About NSTS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current NSTS stock rating?

NSTS Bancorp, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full NSTS analysis?

The full report lives at /stocks/NSTS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for NSTS?

The latest report frames NSTS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the NSTS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.