Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

UBSI stock hub

United Bankshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

UBSIis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

UBSI

In the news

Latest news · UBSI

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.9

P25 8.8P50 10.4P75 13.1

Trailing P/E12.2

P25 10.9P50 14.7P75 36.2

ROE9.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UBSI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

219

Groups with data

Currency

USD

Showing 219 of 219 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000729986
Company name	United Bankshares, Inc.
Country	United States
Country code	US
Cusip	909907107
Employees	2,749
Employees Change	55%
Employees Change Percent	2.04
Enterprise value	$4.5B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US9099071071
Last refreshed	2026-05-10
Market cap	$6B
Market cap category	Mid-Cap
Price	$43.41
Price currency	USD
Rev Per Employee	454,884.69x
Sector	Financials
Sic	6022
Symbol	UBSI
Website	https://www.ubsi-inc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.4%
EV Earnings	8.9x
EV Sales Forward	3.35x
EV/Sales	3.58x
Forward P/E	11.92x
P/B ratio	1.09x
P/E ratio	12.15x
P/S ratio	4.79x
PE Ratio10 Y	15.26x
PE Ratio3 Y	12.41x
PE Ratio5 Y	12.72x
PS Forward	4.48x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$1.3B
Net Income	$503.5M
Net Income Growth	36.17%
Net Income Growth Q	47.32%
Net Income Growth Quarters	4%
Net Income Growth Years	2%
Net Income Growth3 Y	8.4%
Net Income Growth5 Y	7.25%
Pretax Margin	50.58%
Profit Margin	40.34%
Profit Per Employee	$183,144
Profitable Years	33
ROA	1.52
Roa5y	1.31
ROE	9.34
Roe5y	8.15

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.59%
Cagr15y	8.11%
Cagr1y	28.92%
Cagr20y	5.1%
Cagr3y	17.42%
Cagr5y	5.36%
Div CAGR10	1.44%
Div CAGR3	1.37%
Div CAGR5	1.39%
EPS Growth	32.52
EPS Growth Q	50.83
EPS Growth Quarters	4
EPS Growth Years	2
EPS Growth3 Y	6.81
EPS Growth5 Y	5.04
Revenue Growth	22.46x
Revenue Growth Q	18.54x
Revenue Growth Quarters	5x
Revenue Growth Years	1x
Revenue Growth3 Y	5.99x
Revenue Growth5 Y	3.14x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$33.7B
Cash	$2.3B
Debt	$792.3M
Equity	$5.5B
Liabilities	$28.2B
Net Cash	$1.5B
Net Cash By Market Cap	$25.23
Net Cash Growth	-15.62%
Net Debt Equity	$-0.28
Tangible Book Value	$3.4B
Tangible Book Value Per Share	$24.9
WACC	7.36

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-24.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-2.96%
Dividend Growth	1.35%
Dividend Growth Years	37%
Dividend per share	$1.52
Dividend Years	43
Dividend Yield	3.5%
Ex Div Date	2026-03-13
Last Dividend	$0.38
Payout Frequency	Quarterly
Payout Ratio	41.99%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	72.24%
1Y total return	28.9%
200-day SMA	39.39
3Y total return	61.89%
50-day SMA	42.01
50-day SMA vs 200-day SMA	50over200
5Y total return	29.81%
All Time High	52.59
All Time High Change	-17.46%
All Time High Date	2008-09-19
All Time Low	4.5
All Time Low Change	864.67%
All Time Low Date	1990-10-31
ATR	0.8
Beta	0.74
Beta1y	0.71
Beta2y	0.77
Ch YTD	13.05
High	43.6
High52	45.93
High52 Date	2026-02-06
High52ch	-5.48%
Low	43.23
Low52	34.1
Low52 Date	2025-10-16
Low52ch	27.29%
Ma50ch	3.33%
Premarket Change Percent	0.21
Premarket Price	$43.5
Premarket Volume	10,046
Price vs 200-day SMA	10.21%
RSI	52.15
RSI Monthly	61.64
RSI Weekly	59.35
Sharpe ratio	1.02x
Sortino ratio	1.81
Total Return	0.54%
Tr YTD	14.15
Tr15y	222.11%
Tr1m	2.36%
Tr1w	-0.62%
Tr3m	-3.7%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$42.75
Analyst Ratings	Hold
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.85
Earnings EPS Estimate Growth	44.07
Earnings Revenue Estimate	317,522,000x
Earnings Revenue Estimate Growth	9.64x
Operating Income	$663M
Operating margin	53.02
Price target	$43.17
Price Target Change	$-0.55
Price Target Change Top	$-1.52

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	134,749,852%
Float Percent	97.57%
Shares Insiders	2.39%
Shares Institutions	72.73%
Shares Out	138,105,582
Shares Qo Q	-0.63%
Shares Yo Y	2.96%
Short Float	3.67%
Short Ratio	4.47
Short Shares	3.58

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	754,911.55x
Bv Per Share	39.74
Ch10y	15.67
Ch15y	74.55
Ch1m	2.36
Ch1w	-0.62
Ch1y	23.92
Ch20y	17.58
Ch3m	-4.64
Ch3y	42.75
Ch5y	5.88
Ch6m	18.77
Change	0%
Change From Open	-0.32
Close	43.41
Days Gap	0.32
Dollar Volume	27,595,563.4
Earnings Date	2026-04-23
Earnings Time	bmo
EPS	$3.57
F Score	2
Fiscal Year End	December
Founded	1,982
Goodwill	2,018,848,000
Graham Number	56.51283
Graham Upside	30.18
Income Tax	$128M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	1998-03-30
Last Split Type	Forward
Last10k Filing Date	2026-02-27
Lynch Fair Value	$25.89
Lynch Upside	-40.35
Ma150	40.13
Ma150ch	8.18%
Ma20	43.68
Ma20ch	-0.62%
Next Earnings Date	2026-07-23
Open	43.55
Optionable	Yes
Payment Date	2026-04-01
Position In Range	48.65
Ppne	87,841,000
Pre Close	43.41
Price Date	2026-05-08
Ptbv Ratio	1.74
Relative Volume	0.84x
Revenue	1,250,478,000x
Tax By Revenue	10.23x
Tax Rate	20.23%
Tr20y	170.27%
Tr6m	21.09%
Us State	West Virginia
Volume	635,696

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UBSI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$1.52 annual per share

Payout ratio

+42.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.4%

37 consecutive years of growth

Total shareholder yield

+0.5%

Next ex-dividend date: 2026-03-13

Performance

UBSI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UBSI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+72.7%

Float: +97.6% of shares outstanding

Insider ownership

+2.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

UBSI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.1

Neutral momentum band

Price vs 200-day MA

+10.2%

50/200-day relationship not available

Beta (5Y)

0.74

Less volatile than the market

Sharpe ratio

1.02

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

UBSI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Réduire
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Réduire
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Réduire

Questions

About UBSI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current UBSI stock rating?

United Bankshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full UBSI analysis?

The full report lives at /stocks/UBSI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for UBSI?

The latest report frames UBSI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the UBSI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.