Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/5UI stock hub

FRA/5UI has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

935.3M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/5UIFRA/5UI

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In the news

Latest news · FRA/5UI

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.5

P25 n/aP50 n/aP75 n/a

Trailing P/E5.5

P25 n/aP50 n/aP75 n/a

ROE38.9

P25 n/aP50 n/aP75 n/a

ROIC30

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/5UI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

206

Groups with data

Currency

USD

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	929
Employees Change	-176%
Employees Change Percent	-14.15
Enterprise value	EUR 514.3M
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 935.3M
Price	EUR 34.2
Price currency	EUR
Rev Per Employee	1,496,174.66x
Sic	6331
Symbol	fra/5UI
Website	https://www.universalinsuranceholdings.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	18.16%
EV Earnings	3.03x
EV/EBIT	2.28x
EV/EBITDA	2.22x
EV/FCF	1.72x
EV/Sales	0.38x
FCF yield	31.97%
Forward P/E	8.55x
P/B ratio	1.84x
P/E ratio	5.51x
P/S ratio	0.67x
PE Ratio10 Y	15.18x
PE Ratio3 Y	14.01x
PE Ratio5 Y	15.9x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	16.58%
EBITDA Margin	16.98%
FCF margin	21.51%
Gross margin	24.03%
Gross Profit	EUR 334M
Net Income	EUR 169.8M
Net Income Growth	193.51%
Net Income Growth Q	31.01%
Net Income Growth5 Y	50.41%
Pretax Margin	16.18%
Profit Margin	12.22%
Profit Per Employee	EUR 182,789
ROA	6.06
Roa5y	2.08
ROCE	27.86
ROE	38.88
Roe5y	15.15
ROIC	30.02
Roic5y	12.68

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.87%
Cagr1y	56.09%
Cagr3y	39.89%
Cagr5y	28.7%
Div CAGR10	0.84%
Div CAGR3	-3.18%
Div CAGR5	0.61%
EPS Growth	194.7
EPS Growth Q	30.56
EPS Growth5 Y	52.98
FCF Growth	46.14%
FCF Growth Q	-17.41%
FCF Growth3 Y	4.99%
FCF Growth5 Y	61.64%
OCF Growth	44.91%
OCF Growth Q	-17.11%
OCF Growth10 Y	5.62%
OCF Growth3 Y	5.07%
OCF Growth5 Y	50.7%
Revenue Growth	3.57x
Revenue Growth Q	-0.33x
Revenue Growth3 Y	8.59x
Revenue Growth5 Y	7.81x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.58
Assets	EUR 2.4B
Cash	EUR 516.7M
Debt	EUR 87M
Debt EBITDA	EUR 0.37
Debt Equity	EUR 0.17
Debt FCF	EUR 0.29
Equity	EUR 507.1M
Interest Coverage	41.48
Liabilities	EUR 1.9B
Net Cash	EUR 429.7M
Net Cash By Market Cap	EUR 45.95
Net Cash Growth	67.87%
Net Debt EBITDA	EUR -1.82
Net Debt Equity	EUR -0.85
Net Debt FCF	EUR -1.44
Tangible Book Value	EUR 507.1M
Tangible Book Value Per Share	EUR 18.17

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.55
Net Working Capital	EUR -1.1B
Quick ratio	0.37
Working Capital	EUR -713.3M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.51%
Dividend Growth	-6.95%
Dividend Growth Years	0%
Dividend per share	EUR 0.66
Dividend Years	13
Dividend Yield	1.94%
Ex Div Date	2026-05-08
Last Dividend	EUR 0.14
Payout Frequency	Quarterly
Payout Ratio	11.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	235.42%
1Y total return	56.04%
200-day SMA	26.08
3Y total return	173.79%
50-day SMA	30.19
50-day SMA vs 200-day SMA	50over200
5Y total return	252.97%
All Time High	43.01
All Time High Change	-20.48%
All Time High Date	2018-10-04
All Time Low	8.36
All Time Low Change	308.9%
All Time Low Date	2014-05-28
ATR	0.67
Ch YTD	18.75
High	34.2
High52	35
High52 Date	2026-04-29
High52ch	-2.29%
Low	34.2
Low52	19.4
Low52 Date	2025-07-28
Low52ch	76.29%
Ma50ch	13.29%
Price vs 200-day SMA	31.13%
RSI	65.52
RSI Monthly	73.46
RSI Weekly	70.65
Sharpe ratio	1.28x
Sortino ratio	2.2
Total Return	2.45%
Tr YTD	19.76
Tr1m	18.4%
Tr1w	2.19%
Tr3m	29.66%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 230.5M
Operating margin	16.58

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	25,321,867%
Net Borrowing	-1,248,200.1
Shares Insiders	9.28%
Shares Institutions	77.08%
Shares Qo Q	-1.13%
Shares Yo Y	-0.51%
Short Ratio	2.08

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 291.5M
Average Volume	79.25x
Bv Per Share	18.17
CAPEX	EUR -4.2M
Ch10y	128.1
Ch1m	17.93
Ch1w	1.79
Ch1y	51.33
Ch3m	28.57
Ch3y	144.3
Ch5y	180.3
Ch6m	21.28
Change	0.99%
Change From Open	0
Close	33.86
Days Gap	0.99
Earnings Date	2026-04-23
EBIT	EUR 230.5M
EBITDA	EUR 236M
EPS	EUR 5.86
F Score	4
FCF	EUR 299M
FCF EV Yield	58.14x
Financing CF	-51,849,796
Fiscal Year End	December
Founded	1,990
Graham Number	50.90255
Graham Upside	48.84
Income Tax	EUR 55.1M
Investing CF	-79,944,245
Is Primary Listing	0
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Lynch Fair Value	EUR 155
Lynch Upside	353.9
Ma150	27.83
Ma150ch	22.88%
Ma20	31.49
Ma20ch	8.61%
Net CF	171,367,205
Next Earnings Date	2026-07-23
Open	34.2
P FCF Ratio	3.13
P OCF Ratio	3.09
Payment Date	2026-05-15
Ppne	41,843,532.9
Price Date	2026-05-08
Price EBITDA	EUR 3.96
Ptbv Ratio	1.84
Relative Volume	20x
Revenue	1,389,946,255x
SBC By Revenue	0.54x
Share Based Comp	7,503,880
Tax By Revenue	3.96x
Tax Rate	24.49%
Tr6m	23.41%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/5UI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.9%

$0.66 annual per share

Payout ratio

+11.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.6%

0 consecutive years of growth

Total shareholder yield

+2.4%

Next ex-dividend date: 2026-05-08

Performance

FRA/5UI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/5UI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+77.1%

Share of float held by funds and institutions

Insider ownership

+9.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/5UI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

65.5

Neutral momentum band

Price vs 200-day MA

+31.1%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.28

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/5UI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/5UI stock rating?

fra/5UI is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/5UI analysis?

The full report lives at /stocks/fra/5UI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/5UI?

The latest report frames fra/5UI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/5UI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.