Sector pending / Short-Term Business Credit Institutions, Except AgriculturalUpdated 2026-05-10 22:07 UTC

FRA/ECP stock hub

FRA/ECP has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.5B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/ECPFRA/ECP

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In the news

Latest news · FRA/ECP

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.9

P25 n/aP50 n/aP75 n/a

Trailing P/E5.9

P25 n/aP50 n/aP75 n/a

ROE32

P25 n/aP50 n/aP75 n/a

ROIC10.7

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/ECP market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

184

Groups with data

Currency

USD

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	7,350
Employees Change	-50%
Employees Change Percent	-0.68
Enterprise value	EUR 4.8B
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Short-Term Business Credit Institutions, Except Agricultural
Last refreshed	2026-05-10
Market cap	EUR 1.5B
Price	EUR 70
Price currency	EUR
Rev Per Employee	218,469.68x
Sic	6153
Symbol	fra/ECP
Website	https://www.encorecapital.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.82%
EV Earnings	18.56x
EV/EBIT	8.24x
EV/EBITDA	7.74x
EV/FCF	33.1x
EV/Sales	3.03x
FCF yield	9.43%
Forward P/E	6.93x
P/B ratio	1.7x
P/E ratio	5.95x
P/S ratio	0.95x
PE Ratio10 Y	19.37x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	36.8%
EBITDA Margin	38.33%
FCF margin	8.97%
Gross margin	100%
Gross Profit	EUR 1.6B
Gross Profit Growth	34.09%
Gross Profit Growth Q	21.04%
Gross Profit Growth3 Y	15.19%
Gross Profit Growth5 Y	2.59%
Net Income	EUR 257M
Net Income Growth Q	84.3%
Net Income Growth3 Y	99.27%
Net Income Growth5 Y	-1.34%
Pretax Margin	20.93%
Profit Margin	16%
Profit Per Employee	EUR 34,961
ROA	8.17
Roa5y	5.98
ROCE	13.13
ROE	31.96
Roe5y	7.85
ROIC	10.69
Roic5y	8.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS Growth Q	100
EPS Growth3 Y	105.9
EPS Growth5 Y	5.25
FCF Growth	36.9%
FCF Growth Q	102.31%
FCF Growth3 Y	4.2%
FCF Growth5 Y	-9.44%
OCF Growth	26.43%
OCF Growth Q	81.8%
OCF Growth10 Y	4.13%
OCF Growth3 Y	-0.32%
OCF Growth5 Y	-9.37%
Revenue Growth	34.09x
Revenue Growth Q	21.04x
Revenue Growth3 Y	15.19x
Revenue Growth5 Y	2.59x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.36
Assets	EUR 4.7B
Cash	EUR 197.1M
Current Assets	EUR 4B
Current Liabilities	EUR 220.5M
Debt	EUR 3.5B
Debt EBITDA	EUR 5.57
Debt Equity	EUR 3.91
Debt FCF	EUR 24.33
Equity	EUR 897.5M
Interest Coverage	2.3
Liabilities	EUR 3.8B
Long Term Assets	EUR 705.6M
Long Term Liabilities	EUR 3.6B
Net Cash	EUR -3.3B
Net Cash By Market Cap	EUR -216
Net Debt EBITDA	EUR 5.37
Net Debt Equity	EUR 3.69
Net Debt FCF	EUR 22.96
Tangible Book Value	EUR 438.3M
Tangible Book Value Per Share	EUR 20.39

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	18.24
Net Working Capital	EUR 3.7B
Quick ratio	18.06
Working Capital	EUR 3.9B
Working Capital Turnover	EUR 0.38

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.56%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
50-day SMA	63.09
All Time High	72.5
All Time High Change	-3.45%
All Time High Date	2026-05-06
All Time Low	44.6
All Time Low Change	56.95%
All Time Low Date	2026-01-29
ATR	1.13
High	70
High52	72.5
High52 Date	2026-05-06
High52ch	-3.45%
Low	70
Low52	44.6
Low52 Date	2026-01-29
Low52ch	56.95%
Ma50ch	10.96%
RSI	58.84
RSI Monthly	0
RSI Weekly	80.05
Sharpe ratio	3.63x
Sortino ratio	7.08
Total Return	3.56%
Tr1m	12.9%
Tr1w	-1.41%
Tr3m	48.31%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 590.9M
Operating Income Growth	111.4
Operating Income Growth Q	42.25
Operating Income Growth3 Y	35.91
Operating Income Growth5 Y	0.34
Operating margin	36.8

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20,970,311%
Net Borrowing	121,126,283.9
Shares Insiders	2.14%
Shares Institutions	103.79%
Shares Qo Q	-2%
Shares Yo Y	-3.56%
Short Ratio	3.55

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 127.2M
Average Volume	5x
Bv Per Share	41.75
CAPEX	EUR -20.9M
Ch1m	12.9
Ch1w	-1.41
Ch3m	48.31
Change	-1.41%
Change From Open	0
Close	71
Days Gap	-1.41
Depreciation Amortization	23,975,277.6
Earnings Date	2026-05-06
EBIT	EUR 590.9M
EBITDA	EUR 615.4M
EPS	EUR 11.14
F Score	5
FCF	EUR 144.1M
FCF EV Yield	3.02x
Financing CF	20,057,180
Fiscal Year End	December
Founded	1,999
Goodwill	448,984,855.5
Graham Number	104.36008
Graham Upside	49.09
Income Tax	EUR 79.1M
Investing CF	-147,193,820
Is Primary Listing	0
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Lynch Fair Value	EUR 58.86
Lynch Upside	-15.91
Ma20	69.18
Ma20ch	1.19%
Net CF	34,767,455
Open	70
P FCF Ratio	10.61
P OCF Ratio	9.26
Ppne	111,877,562.4
Price Date	2026-05-08
Price EBITDA	EUR 2.48
Ptbv Ratio	3.49
Relative Volume	20x
Revenue	1,605,752,177x
SBC By Revenue	1.05x
Share Based Comp	16,842,966
Tax By Revenue	4.92x
Tax Rate	23.53%
Z Score	2.18

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/ECP pay a dividend?

Capital-return profile for this ticker.

Ownership

Who owns FRA/ECP?

Insider, institutional, and short-interest positioning.

Institutional ownership

+103.8%

Share of float held by funds and institutions

Insider ownership

+2.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/ECP momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.8

Neutral momentum band

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

3.63

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/ECP

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/ECP stock rating?

fra/ECP is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/ECP analysis?

The full report lives at /stocks/fra/ECP/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/ECP?

The latest report frames fra/ECP around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/ECP page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.