Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/NAGF stock hub

FRA/NAGF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

12.8B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/NAGF

In the news

Latest news · FRA/NAGF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.3

P25 n/aP50 n/aP75 n/a

Trailing P/E11.3

P25 n/aP50 n/aP75 n/a

ROE12.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/NAGF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

188

Groups with data

Currency

EUR

Showing 188 of 188 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Greece
Country code	DE
Employees	7,877
Employees Change	25%
Employees Change Percent	0.32
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 12.8B
Price	EUR 14.11
Price currency	EUR
Rev Per Employee	339,342.39x
Sic	6020
Symbol	fra/NAGF
Website	https://www.nbg.gr

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.82%
FCF yield	4.7%
Forward P/E	10.27x
P/B ratio	1.32x
P/E ratio	11.34x
P/S ratio	4.8x
PE Ratio10 Y	14.42x
PE Ratio3 Y	7.06x
PE Ratio5 Y	6.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	22.56%
Gross Profit	EUR 2.7B
Net Income	EUR 1.1B
Net Income Growth	2.73%
Net Income Growth Q	-9.64%
Net Income Growth3 Y	3.5%
Net Income Growth5 Y	31.65%
Pretax Margin	56.38%
Profit Margin	42.31%
Profit Per Employee	EUR 143,583
ROA	1.44
Roa5y	1.32
ROE	12.22
Roe5y	14.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	18.89%
Cagr15y	-31.42%
Cagr1y	60.88%
Cagr20y	-31.72%
Cagr3y	48.93%
Cagr5y	43.31%
Div CAGR10	-48.9%
Div CAGR3	25.97%
Div CAGR5	14.86%
EPS Growth	3.42
EPS Growth Q	-8.54
EPS Growth3 Y	4.12
EPS Growth5 Y	32.01
FCF Growth	56.22%
FCF Growth Q	1.83%
FCF Growth5 Y	-39.47%
OCF Growth	82.37%
OCF Growth Q	1.7%
OCF Growth10 Y	-6.92%
OCF Growth5 Y	-31.6%
Revenue Growth	2.02x
Revenue Growth Q	6.27x
Revenue Growth3 Y	5.61x
Revenue Growth5 Y	10.92x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 82.7B
Cash	EUR 7.8B
Debt	EUR 10.7B
Debt FCF	EUR 17.69
Equity	EUR 9.7B
Liabilities	EUR 73B
Net Cash	EUR -2.8B
Net Cash By Market Cap	EUR -22.1
Net Debt Equity	EUR 0.29
Net Debt FCF	EUR 4.7
Tangible Book Value	EUR 9B
Tangible Book Value Per Share	EUR 10.02

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -55.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.67%
Dividend Growth	65.5%
Dividend Growth Years	1%
Dividend per share	EUR 0.73
Dividend Years	3
Dividend Yield	5.16%
Ex Div Date	2026-06-05
Last Dividend	EUR 0.51
Payout Frequency	Semi-Annual
Payout Ratio	53.49%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	464.2%
1Y total return	60.83%
200-day SMA	13.38
3Y total return	230.41%
50-day SMA	13.63
50-day SMA vs 200-day SMA	50over200
5Y total return	504.33%
All Time High	27.9
All Time High Change	-49.44%
All Time High Date	2007-11-05
All Time Low	0.08
All Time Low Change	17,983.33%
All Time Low Date	2015-11-27
ATR	0.43
Ch YTD	7.67
High	14.11
High52	16.15
High52 Date	2026-01-28
High52ch	-12.66%
Low	14.11
Low52	9.36
Low52 Date	2025-05-08
Low52ch	50.76%
Ma50ch	3.45%
Price vs 200-day SMA	5.43%
RSI	50.98
RSI Monthly	73.85
RSI Weekly	53.77
Sharpe ratio	1.22x
Sortino ratio	2.28
Total Return	5.83%
Tr YTD	7.67
Tr15y	-99.65%
Tr1m	6.57%
Tr1w	2.69%
Tr3m	-8.2%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 1.6B
Operating margin	59.22

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	820,479,624%
Net Borrowing	1,266,000,000
Shares Insiders	0.1%
Shares Institutions	50.99%
Shares Qo Q	-0.34%
Shares Yo Y	-0.67%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 603M
Average Volume	1,114.7x
Bv Per Share	10.8
CAPEX	EUR -535M
Ch10y	4,797.6
Ch15y	354.1
Ch1m	6.57
Ch1w	2.69
Ch1y	51.41
Ch20y	-39.07
Ch3m	-8.2
Ch3y	197.4
Ch5y	424.5
Ch6m	11.94
Change	-0.35%
Change From Open	-0.04
Close	14.16
Days Gap	-0.35
Dollar Volume	987.4
Earnings Date	2026-05-08
EPS	EUR 1.25
F Score	4
FCF	EUR 603M
Financing CF	2,657,000,000
Fiscal Year End	December
Founded	1,841
Graham Number	17.30669
Graham Upside	22.7
Income Tax	EUR 373M
Investing CF	-4,524,000,000
Is Primary Listing	0
Last Earnings Date	2026-05-08
Last Report Date	2026-03-31
Last Split Date	2018-08-29
Last Split Type	Reverse
Lynch Fair Value	EUR 31.09
Lynch Upside	120.4
Ma150	13.72
Ma150ch	2.82%
Ma20	14.38
Ma20ch	-1.91%
Net CF	-734,000,000
Next Earnings Date	2026-07-30
Open	14.11
P FCF Ratio	21.28
P OCF Ratio	11.27
Payment Date	2026-06-12
Ppne	1,521,000,000
Price Date	2026-05-08
Ptbv Ratio	1.42
Relative Volume	0.06x
Revenue	2,673,000,000x
Tax By Revenue	13.95x
Tax Rate	24.75%
Tr20y	-99.95%
Tr6m	13.94%
Volume	70

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/NAGF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.2%

$0.73 annual per share

Payout ratio

+53.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+14.9%

1 consecutive years of growth

Total shareholder yield

+5.8%

Next ex-dividend date: 2026-06-05

Performance

FRA/NAGF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/NAGF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+51.0%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.7%

Negative means the company is buying back shares.

Technical

FRA/NAGF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.0

Neutral momentum band

Price vs 200-day MA

+5.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.22

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/NAGF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/NAGF stock rating?

fra/NAGF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/NAGF analysis?

The full report lives at /stocks/fra/NAGF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/NAGF?

The latest report frames fra/NAGF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/NAGF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.