Sector pending / Surety InsuranceUpdated 2026-05-10 22:07 UTC

BIT/1AIZ stock hub

BIT/1AIZ has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

10.1B

Borsa Italiana

Market data

Live price

Current market quote for this ticker.

Current price

BIT/1AIZ

In the news

Latest news · BIT/1AIZ

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.7

P25 n/aP50 n/aP75 n/a

ROE18

P25 n/aP50 n/aP75 n/a

ROIC13.7

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BIT/1AIZ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

184

Groups with data

Currency

USD

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	IT
Employees	14,800
Employees Change	600%
Employees Change Percent	4.23
Enterprise value	EUR 10.6B
Exchange	Borsa Italiana
Financial currency	USD
First seen	2026-05-10
Industry	Surety Insurance
Last refreshed	2026-05-10
Market cap	EUR 10.1B
Price	EUR 208
Price currency	EUR
Rev Per Employee	771,217.22x
Sic	6351
Symbol	bit/1AIZ
Website	https://www.assurant.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.52%
EV Earnings	12.34x
EV/EBIT	9.06x
EV/EBITDA	7.52x
EV/FCF	8.43x
EV/Sales	0.95x
FCF yield	12.48%
Forward P/E	11.53x
P/B ratio	1.98x
P/E ratio	11.73x
P/S ratio	0.88x
PE Ratio10 Y	15.47x
PE Ratio3 Y	13.99x
PE Ratio5 Y	14.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.48%
EBITDA Margin	12.45%
FCF margin	11.03%
Gross margin	12.75%
Gross Profit	EUR 1.5B
Net Income	EUR 860M
Net Income Growth	49.2%
Net Income Growth Q	86.97%
Net Income Growth3 Y	60.2%
Net Income Growth5 Y	18.54%
Pretax Margin	9.42%
Profit Margin	7.6%
Profit Per Employee	EUR 58,109
ROA	2.44
Roa5y	1.65
ROCE	16.64
ROE	18.02
Roe5y	12.34
ROIC	13.72
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS Growth	52.33
EPS Growth Q	91.17
EPS Growth3 Y	63.53
EPS Growth5 Y	22.57
FCF Growth	2.35%
FCF Growth Q	-43.19%
FCF Growth3 Y	7.65%
FCF Growth5 Y	9.88%
OCF Growth	2.39%
OCF Growth Q	-38.76%
OCF Growth10 Y	34.59%
OCF Growth3 Y	7.4%
OCF Growth5 Y	9.94%
Revenue Growth	9.02x
Revenue Growth Q	11.26x
Revenue Growth3 Y	8.33x
Revenue Growth5 Y	6.57x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.37
Assets	EUR 31B
Cash	EUR 1.7B
Debt	EUR 1.9B
Debt EBITDA	EUR 1.33
Debt Equity	EUR 0.38
Debt FCF	EUR 1.52
Equity	EUR 5.1B
Interest Coverage	12.4
Liabilities	EUR 25.9B
Net Cash	EUR -534.1M
Net Cash By Market Cap	EUR -5.29
Net Debt EBITDA	EUR 0.38
Net Debt Equity	EUR 0.1
Net Debt FCF	EUR 0.42
Tangible Book Value	EUR 2.3B
Tangible Book Value Per Share	EUR 47.21

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.39
Net Working Capital	EUR -16B
Quick ratio	0.14
Working Capital	EUR -14.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.59%
Dividend Growth	0%
Dividend Growth Years	2%
Dividend per share	EUR 1.38
Dividend Years	2
Dividend Yield	0.66%
Ex Div Date	2025-09-01
Last Dividend	EUR 0.68
Payout Ratio	17.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
50-day SMA	186.1
All Time High	208
All Time High Change	0%
All Time High Date	2025-11-21
All Time Low	154.4
All Time Low Change	34.69%
All Time Low Date	2025-07-09
ATR	2.47
High	208
High52	208
High52 Date	2025-11-21
High52ch	0%
Low	208
Low52	154.4
Low52 Date	2025-07-09
Low52ch	34.69%
Ma50ch	11.77%
RSI	76.41
RSI Monthly	0
RSI Weekly	70.78
Sharpe ratio	1.13x
Sortino ratio	2.07
Total Return	2.26%
Tr1m	16.2%
Tr1w	5.58%
Tr3m	15.34%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 1.2B
Operating margin	10.48

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	49,367,486%
Net Borrowing	103,196,975.4
Shares Insiders	0.74%
Shares Institutions	98.83%
Shares Qo Q	-0.93%
Shares Yo Y	-1.59%
Short Ratio	1.99

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 1.2B
Average Volume	0x
Bv Per Share	102.5
CAPEX	EUR -199.3M
Ch1m	16.2
Ch1w	5.58
Ch3m	14.92
Ch6m	16.2
Change	6.67%
Change From Open	0
Close	195
Days Gap	6.67
Earnings Date	2026-05-05
EBIT	EUR 1.2B
EBITDA	EUR 1.4B
EPS	EUR 16.92
F Score	5
FCF	EUR 1.3B
FCF EV Yield	11.87x
Financing CF	-388,637,130
Fiscal Year End	December
Founded	1,892
Goodwill	2,250,915,129
Graham Number	204.61522
Graham Upside	-1.63
Income Tax	EUR 207.4M
Investing CF	-1,143,535,050
Is Primary Listing	0
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Lynch Fair Value	EUR 329
Lynch Upside	58.02
Ma20	190.8
Ma20ch	9.01%
Net CF	-67,562,670
Next Earnings Date	2026-08-04
Open	208
P FCF Ratio	8.01
P OCF Ratio	6.92
Payment Date	2025-09-29
Ppne	719,834,941.8
Price Date	2025-11-21
Price EBITDA	EUR 7.1
Ptbv Ratio	4.3
Revenue	11,414,014,920x
SBC By Revenue	0.67x
Share Based Comp	76,495,860
Tax By Revenue	1.82x
Tax Rate	19.29%
Tr6m	17.1%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BIT/1AIZ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.7%

$1.38 annual per share

Payout ratio

+17.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

2 consecutive years of growth

Total shareholder yield

+2.3%

Next ex-dividend date: 2025-09-01

Ownership

Who owns BIT/1AIZ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+98.8%

Share of float held by funds and institutions

Insider ownership

+0.7%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BIT/1AIZ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

76.4

Above 70: short-term overbought

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.13

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BIT/1AIZ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bit/1AIZ stock rating?

bit/1AIZ is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bit/1AIZ analysis?

The full report lives at /stocks/bit/1AIZ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bit/1AIZ?

The latest report frames bit/1AIZ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bit/1AIZ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.