Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

SGX/U13 stock hub

SGX/U13 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

498.4M

Singapore Exchange

Market data

Live price

Current market quote for this ticker.

Current price

SGX/U13

In the news

Latest news · SGX/U13

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E15.4

P25 n/aP50 n/aP75 n/a

ROE6.5

P25 n/aP50 n/aP75 n/a

ROIC7.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SGX/U13 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

223

Groups with data

Currency

SGD

Showing 223 of 223 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Singapore
Country code	SG
Employees	132
Employees Change	57%
Employees Change Percent	76
Enterprise value	SGD 441.5M
Exchange	Singapore Exchange
Financial currency	SGD
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	SG1M91002014
Last refreshed	2026-05-10
Market cap	SGD 498.4M
Price	SGD 8.15
Price currency	SGD
Rev Per Employee	1,089,580.15x
Sector	Financials
Sic	6331
Symbol	sgx/U13
Website	https://www.uoi.com.sg

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.48%
EV Earnings	13.67x
EV/EBIT	11.06x
EV/EBITDA	10.59x
EV/FCF	28.64x
EV/Sales	3.09x
FCF yield	3.09%
P/B ratio	0.95x
P/E ratio	15.43x
P/S ratio	3.49x
PE Ratio10 Y	16.21x
PE Ratio3 Y	16.23x
PE Ratio5 Y	14.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	27.98%
EBITDA Margin	29.21%
FCF margin	10.8%
Gross margin	30.19%
Gross Profit	SGD 43.1M
Net Income	SGD 32.3M
Net Income Growth	8.37%
Net Income Growth Q	51.54%
Net Income Growth Years	2%
Net Income Growth3 Y	0.83%
Net Income Growth5 Y	6.35%
Pretax Margin	22.36%
Profit Margin	22.63%
Profit Per Employee	SGD 246,550
Profitable Years	20
ROA	3.97
Roa5y	3.05
ROCE	6.26
ROE	6.51
Roe5y	6.07
ROIC	7.63
Roic5y	5.83

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.97%
Cagr15y	9.5%
Cagr1y	8.19%
Cagr20y	9.49%
Cagr3y	12.05%
Cagr5y	6%
Div CAGR10	1.38%
Div CAGR3	-2.44%
Div CAGR5	-1.47%
EPS Growth	8.35
EPS Growth Q	51.49
EPS Growth Years	2
EPS Growth3 Y	0.83
EPS Growth5 Y	6.35
FCF Growth	290.5%
FCF Growth3 Y	17.31%
FCF Growth5 Y	-7.03%
OCF Growth	269.76%
OCF Growth10 Y	-4.42%
OCF Growth3 Y	16.05%
OCF Growth5 Y	-7.52%
Revenue Growth	14.65x
Revenue Growth Q	1.43x
Revenue Growth Quarters	4x
Revenue Growth Years	2x
Revenue Growth3 Y	7.53x
Revenue Growth5 Y	5.3x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	SGD 0.23
Assets	SGD 652.1M
Cash	SGD 112.8M
Debt	SGD 24,000
Debt EBITDA	SGD 0
Debt Equity	SGD 0
Debt FCF	SGD 0
Equity	SGD 523.1M
Liabilities	SGD 129M
Net Cash	SGD 56.9M
Net Cash By Market Cap	SGD 11.43
Net Cash Growth	-41.86%
Net Debt EBITDA	SGD -1.37
Net Debt Equity	SGD -0.11
Net Debt FCF	SGD -3.69
Tangible Book Value	SGD 523.1M
Tangible Book Value Per Share	SGD 8.55
WACC	4.41

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	10.92
Net Working Capital	SGD 85M
Quick ratio	8.3
Working Capital	SGD 142M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.02%
Dividend Growth	-9.3%
Dividend Growth Years	1%
Dividend per share	SGD 0.27
Dividend Years	35
Dividend Yield	3.25%
Ex Div Date	2026-05-11
Last Dividend	SGD 0.2
Payout Frequency	Semi-Annual
Payout Ratio	40.71%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	136.09%
1Y total return	8.18%
200-day SMA	7.86
3Y total return	40.7%
50-day SMA	8.08
50-day SMA vs 200-day SMA	50over200
5Y total return	33.79%
All Time High	8.4
All Time High Change	-2.98%
All Time High Date	2018-01-12
All Time Low	0.19
All Time Low Change	4,124.99%
All Time Low Date	1998-09-01
ATR	0.07
Beta	0.03
Beta1y	0.06
Beta2y	0.12
Ch YTD	5.98
High	8.35
High52	8.35
High52 Date	2026-05-06
High52ch	-2.4%
Low	8.15
Low52	7.49
Low52 Date	2025-10-07
Low52ch	8.81%
Ma50ch	0.82%
Price vs 200-day SMA	3.73%
RSI	60.41
RSI Monthly	72.7
RSI Weekly	72.46
Sharpe ratio	0.92x
Sortino ratio	1.65
Total Return	3.24%
Tr YTD	5.98
Tr15y	290.24%
Tr1m	-1.21%
Tr1w	-0.73%
Tr3m	4.49%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SGD 39.9M
Operating margin	27.98

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,099,051%
Shares Insiders	13.28%
Shares Institutions	0.86%
Shares Out	61,155,000
Shares Qo Q	0.01%
Shares Yo Y	0.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SGD 15.4M
Average Volume	3,805x
Bv Per Share	8.55
CAPEX	SGD -479,000
Ch10y	74.52
Ch15y	129.6
Ch1m	-1.21
Ch1w	-0.73
Ch1y	7.24
Ch20y	101.7
Ch3m	4.49
Ch3y	28.15
Ch5y	16.1
Ch6m	5.03
Change	-2.4%
Change From Open	-2.4
Close	8.35
Days Gap	0
Dollar Volume	132,845
Earnings Date	2026-05-04
EBIT	SGD 39.9M
EBITDA	SGD 41.7M
EPS	SGD 0.53
F Score	4
FCF	SGD 15.4M
FCF EV Yield	3.49x
FCF Per Share	SGD 0.25
Financing CF	-13,148,000
Fiscal Year End	December
Founded	1,971
Graham Number	10.08166
Graham Upside	23.7
Income Tax	SGD -385,000
Investing CF	-43,754,000
Is Primary Listing	1
Last Earnings Date	2026-05-04
Last Report Date	2025-12-31
Last Split Date	1993-09-13
Last Split Type	Forward
Lynch Fair Value	SGD 3.35
Lynch Upside	-58.86
Ma150	7.88
Ma150ch	3.39%
Ma20	8.25
Ma20ch	-1.26%
Net CF	-41,006,000
Next Earnings Date	2026-05-11
Open	8.35
P FCF Ratio	32.33
P OCF Ratio	31.35
Payment Date	2026-05-22
Position In Range	0
Ppne	39,380,000
Price Date	2026-05-08
Price EBITDA	SGD 11.96
Ptbv Ratio	0.95
Relative Volume	4.28x
Revenue	142,735,000x
Tax By Revenue	-0.27x
Tr20y	512.52%
Tr6m	5.03%
Volume	16,300

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SGX/U13 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.3%

$0.27 annual per share

Payout ratio

+40.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-1.5%

1 consecutive years of growth

Total shareholder yield

+3.2%

Next ex-dividend date: 2026-05-11

Performance

SGX/U13 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SGX/U13?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.9%

Share of float held by funds and institutions

Insider ownership

+13.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

SGX/U13 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.4

Neutral momentum band

Price vs 200-day MA

+3.7%

50/200-day relationship not available

Beta (5Y)

0.03

Less volatile than the market

Sharpe ratio

0.92

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About SGX/U13

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sgx/U13 stock rating?

sgx/U13 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sgx/U13 analysis?

The full report lives at /stocks/sgx/U13/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sgx/U13?

The latest report frames sgx/U13 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sgx/U13 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.