Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

ATLC stock hub

Atlanticus Holdings Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.3B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

ATLC

In the news

Latest news · ATLC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.2

P25 8.8P50 10.4P75 13.1

Trailing P/E12.7

P25 10.9P50 14.7P75 36.2

ROE21.4

P25 4.9P50 10.4P75 15

ROIC2

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ATLC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

246

Groups with data

Currency

USD

Showing 246 of 246 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001464343
Company name	Atlanticus Holdings Corporation
Country	United States
Country code	US
Cusip	04914Y102
Employees	576
Employees Change	159%
Employees Change Percent	38.13
Enterprise value	$7B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	1999-04-23
Isin	US04914Y1029
Last refreshed	2026-05-10
Market cap	$1.3B
Market cap category	Small-Cap
Price	$84.81
Price currency	USD
Rev Per Employee	1,091,815.97x
Sector	Financials
Sic	6141
Symbol	ATLC
Website	https://www.atlanticus.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.94%
EV Earnings	55.42x
EV Sales Forward	2.12x
EV/FCF	8.82x
EV/Sales	11.08x
FCF yield	62.48%
Forward P/E	8.23x
P/B ratio	1.97x
P/E ratio	12.7x
P/S ratio	2.01x
PE Ratio10 Y	5.76x
PE Ratio3 Y	7.24x
PE Ratio5 Y	6.17x
PS Forward	0.38x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	125.64%
Gross margin	72.39%
Gross Profit	$455.3M
Net Income	$125.7M
Net Income Growth	15.61%
Net Income Growth Q	40.15%
Net Income Growth Quarters	2%
Net Income Growth Years	2%
Net Income Growth3 Y	11.09%
Net Income Growth5 Y	2.02%
Pretax Margin	28.26%
Profit Margin	21.44%
Profit Per Employee	$218,259
Profitable Years	8
ROA	2.5
Roa5y	5.48
ROE	21.4
Roe5y	29.09
ROIC	1.96
Roic5y	6.04

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	39.59%
Cagr15y	22.85%
Cagr1y	57.63%
Cagr20y	4.51%
Cagr3y	44.16%
Cagr5y	19.9%
EPS Growth	29.21
EPS Growth Q	49.87
EPS Growth Quarters	2
EPS Growth Years	2
EPS Growth3 Y	10.69
EPS Growth5 Y	3.32
FCF Growth	65.38%
FCF Growth Q	121.96%
FCF Growth3 Y	29.83%
FCF Growth5 Y	28.01%
OCF Growth	64.41%
OCF Growth Q	117.63%
OCF Growth10 Y	45.37%
OCF Growth3 Y	29.08%
OCF Growth5 Y	28.02%
Revenue Growth	48.02x
Revenue Growth Q	60.82x
Revenue Growth Quarters	10x
Revenue Growth Years	2x
Revenue Growth3 Y	19.93x
Revenue Growth5 Y	14.99x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.12
Assets	$7.5B
Cash	$651.1M
Debt	$6.4B
Debt Equity	$9.29
Debt FCF	$8.04
Equity	$684M
Liabilities	$6.8B
Net Cash	$-5.7B
Net Cash By Market Cap	$-451
Net Debt Equity	$8.34
Net Debt FCF	$7.22
Tangible Book Value	$620.7M
Tangible Book Value Per Share	$41.15
WACC	2.67

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	17.36
Quick ratio	16.83
Working Capital	$7B
Working Capital Turnover	$0.13

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.97%
Dividend per share	$0
Dividend Yield	0%
Last Dividend	$0.5

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	2,708.28%
1Y total return	57.58%
200-day SMA	60.35
3Y total return	199.68%
50-day SMA	62.95
50-day SMA vs 200-day SMA	50over200
5Y total return	147.77%
All Time High	91.98
All Time High Change	-7.8%
All Time High Date	2021-11-04
All Time Low	1.15
All Time Low Change	7,274.78%
All Time Low Date	2014-10-10
ATR	4.12
Beta	2.15
Beta1y	1.69
Beta2y	1.77
Ch YTD	26.68
High	86.07
High52	86.07
High52 Date	2026-05-08
High52ch	-1.46%
Low	72.04
Low52	45.74
Low52 Date	2025-07-23
Low52ch	85.42%
Ma50ch	34.72%
Price vs 200-day SMA	40.52%
RSI	75.1
RSI Monthly	67.14
RSI Weekly	69.01
Sharpe ratio	1.07x
Sortino ratio	1.74
Total Return	-1.97%
Tr YTD	26.68
Tr15y	2,091.47%
Tr1m	51.53%
Tr1w	8.69%
Tr3m	52.29%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	7
Analyst Count Top	5
Analyst Price Target Top	$93
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$1.67
Earnings EPS Estimate Growth	12.08
Earnings Revenue Estimate	762,858,880x
Earnings Revenue Estimate Growth	121.2x
Operating Income	$184.7M
Operating Income Growth	27.05
Operating Income Growth Q	44.9
Operating Income Growth3 Y	8.42
Operating Income Growth5 Y	2.52
Operating margin	29.37
Price target	$90
Price Target Change	$6.12
Price Target Change Top	$9.66

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4,945,901%
Float Percent	33.17%
Net Borrowing	1,021,798,000
Shares Insiders	65.07%
Shares Institutions	24.81%
Shares Out	14,911,958
Shares Qo Q	0.08%
Shares Yo Y	1.97%
Short Float	9.57%
Short Ratio	7.13
Short Shares	3.18

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$785.3M
Average Volume	68,968.9x
Bv Per Share	42.98
CAPEX	$-2.6M
Ch10y	2,708.3
Ch15y	2,091.5
Ch1m	51.53
Ch1w	8.69
Ch1y	57.58
Ch20y	106.5
Ch3m	52.29
Ch3y	199.7
Ch5y	147.8
Ch6m	57.03
Change	8.26%
Change From Open	6.13
Close	78.34
Days Gap	2
Depreciation Amortization	11,204,000
Dollar Volume	14,381,910.2
Earnings Date	2026-05-07
Earnings Time	amc
EPS	$6.68
F Score	5
FCF	$790.1M
FCF EV Yield	11.34x
FCF Per Share	$52.99
Financing CF	998,059,000
Fiscal Year End	December
Founded	1,996
Graham Number	80.37373
Graham Upside	-5.23
Income Tax	$43.6M
Investing CF	-1,448,185,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-12
Lynch Fair Value	$33.4
Lynch Upside	-60.62
Ma150	59.81
Ma150ch	41.81%
Ma20	75.16
Ma20ch	12.83%
Net CF	342,610,000
Next Earnings Date	2026-08-06
Open	79.91
Optionable	No
P FCF Ratio	1.6
P OCF Ratio	1.6
Position In Range	91.02
Post Close	84.81
Postmarket Change Percent	-0.01
Postmarket Price	$84.8
Ppne	26,338,000
Price Date	2026-05-08
Ptbv Ratio	2.04
Relative Volume	2.46x
Revenue	628,886,000x
SBC By Revenue	0.77x
Share Based Comp	4,818,000
Tax By Revenue	6.94x
Tax Rate	24.55%
Tr20y	141.68%
Tr6m	57.03%
Us State	Georgia
Volume	169,578

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does ATLC pay a dividend?

Capital-return profile for this ticker.

Performance

ATLC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ATLC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+24.8%

Float: +33.2% of shares outstanding

Insider ownership

+65.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

ATLC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

75.1

Above 70: short-term overbought

Price vs 200-day MA

+40.5%

50/200-day relationship not available

Beta (5Y)

2.15

More volatile than the market

Sharpe ratio

1.07

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

ATLC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About ATLC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ATLC stock rating?

Atlanticus Holdings Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ATLC analysis?

The full report lives at /stocks/ATLC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ATLC?

The latest report frames ATLC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ATLC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.