Industrials / Specialty Business ServicesUpdated 2026-05-10 22:07 UTC

CASS stock hub

Cass Information Systems, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

CASSis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

613.4M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

CASS

In the news

Latest news · CASS

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.3

P25 14.6P50 20.6P75 30.4

Trailing P/E20.4

P25 17.1P50 27.2P75 47.6

ROE13.2

P25 -16.4P50 5.9P75 16.4

ROIC4,390.3

P25 -10.3P50 5.1P75 12.2

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All CASS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

275

Groups with data

Currency

USD

Showing 275 of 275 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000708781
Company name	Cass Information Systems, Inc.
Country	United States
Country code	US
Cusip	14808P109
Employees	1,016
Employees Change	-232%
Employees Change Percent	-18.59
Enterprise value	$518.4M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Specialty Business Services
IPO Date	1996-07-01
Isin	US14808P1093
Last refreshed	2026-05-10
Market cap	$613.4M
Market cap category	Small-Cap
Price	$47.66
Price currency	USD
Rev Per Employee	205,753.94x
Sector	Industrials
Sic	7389
Symbol	CASS
Website	https://www.cassinfo.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.7%
EV Earnings	14.82x
EV Sales Forward	3.26x
EV/EBIT	9.45x
EV/EBITDA	8.35x
EV/FCF	20.38x
EV/Sales	2.48x
FCF yield	4.15%
Forward P/E	15.27x
P/B ratio	2.54x
P/E ratio	20.39x
P/S ratio	2.93x
PE Ratio10 Y	22.78x
PE Ratio3 Y	20.62x
PE Ratio5 Y	19.62x
PEG ratio	0.85x
PS Forward	3.86x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	26.24%
EBITDA Margin	29.71%
FCF margin	12.17%
Gross margin	47.59%
Gross Profit	$99.5M
Gross Profit Growth	8.15%
Gross Profit Growth Q	10.61%
Gross Profit Growth3 Y	5.61%
Gross Profit Growth5 Y	11.59%
Net Income	$35M
Net Income Growth	66.72%
Net Income Growth Q	-1.5%
Net Income Growth Years	1%
Net Income Growth3 Y	1.19%
Net Income Growth5 Y	7.21%
Pretax Margin	18.54%
Profit Margin	16.73%
Profit Per Employee	$34,431
Profitable Years	32
ROA	1.41
Roa5y	1.16
ROCE	5.59
ROE	13.15
Roe5y	12.16
ROIC	4,390.3

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.06%
Cagr15y	6.95%
Cagr1y	17.69%
Cagr20y	7.06%
Cagr3y	11.78%
Cagr5y	3.44%
Div CAGR10	6.78%
Div CAGR3	3.36%
Div CAGR5	3.29%
EPS Growth	70.21
EPS Growth Q	1.01
EPS Growth Quarters	5
EPS Growth Years	1
EPS Growth3 Y	2.32
EPS Growth5 Y	8.99
FCF Growth	-40.97%
FCF Growth Q	-33.37%
FCF Growth3 Y	-14.25%
FCF Growth5 Y	-10.28%
OCF Growth	-39.98%
OCF Growth Q	-32.53%
OCF Growth10 Y	-0.11%
OCF Growth3 Y	-12.98%
OCF Growth5 Y	-8.07%
Revenue Growth	3.01x
Revenue Growth Q	3.15x
Revenue Growth Quarters	6x
Revenue Growth Years	2x
Revenue Growth3 Y	2x
Revenue Growth5 Y	7.51x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.09
Assets	$2.5B
Cash	$244.3M
Current Assets	$1.6B
Current Liabilities	$1.6B
Debt	$149.3M
Debt EBITDA	$2.3
Debt Equity	$0.62
Debt FCF	$5.87
Equity	$241.8M
Interest Coverage	3.41
Liabilities	$2.3B
Long Term Assets	$949M
Long Term Liabilities	$739.9M
Net Cash	$95M
Net Cash By Market Cap	$15.49
Net Cash Growth	-55.94%
Net Debt EBITDA	$-1.53
Net Debt Equity	$-0.39
Net Debt FCF	$-3.74
Tangible Book Value	$222.2M
Tangible Book Value Per Share	$17.27
WACC	7.18

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.02
Net Working Capital	$-65.8M
Quick ratio	0.85
Working Capital	$32.7M
Working Capital Turnover	$1.82

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.92%
Dividend Growth	3.25%
Dividend Growth Years	24%
Dividend per share	$1.28
Dividend Years	44
Dividend Yield	2.69%
Ex Div Date	2026-06-05
Last Dividend	$0.32
Payout Frequency	Quarterly
Payout Ratio	48.59%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	63.87%
1Y total return	17.68%
200-day SMA	42.87
3Y total return	39.69%
50-day SMA	45.71
50-day SMA vs 200-day SMA	50over200
5Y total return	18.4%
All Time High	62.08
All Time High Change	-23.23%
All Time High Date	2018-06-22
All Time Low	3.75
All Time Low Change	1,170.46%
All Time Low Date	2000-10-25
ATR	1.46
Beta	0.46
Beta1y	0.74
Beta2y	0.65
Ch YTD	14.78
High	48.39
High52	52.45
High52 Date	2026-04-27
High52ch	-9.14%
Low	47.44
Low52	36.08
Low52 Date	2025-10-16
Low52ch	32.1%
Ma50ch	4.25%
Price vs 200-day SMA	11.17%
RSI	55.53
RSI Monthly	59.43
RSI Weekly	60.73
Sharpe ratio	0.64x
Sortino ratio	1.26
Total Return	5.61%
Tr YTD	15.6
Tr15y	174.05%
Tr1m	5.6%
Tr1w	0.75%
Tr3m	2.65%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Ratings	Buy
Earnings EPS Estimate	$0.63
Earnings EPS Estimate Growth	21.15
Earnings Revenue Estimate	49,600,000x
Earnings Revenue Estimate Growth	6.88x
Operating Income	$54.9M
Operating Income Growth	22.95
Operating Income Growth Q	-1.48
Operating Income Growth3 Y	4.48
Operating Income Growth5 Y	11.77
Operating margin	26.24
Price target	$45
Price Target Change	$-5.57

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	11,307,489%
Float Percent	87.85%
Net Borrowing	145,000,000
Shares Insiders	3.93%
Shares Institutions	58.24%
Shares Out	12,871,149
Shares Qo Q	-0.51%
Shares Yo Y	-2.92%
Short Float	2.47%
Short Ratio	3.39
Short Shares	2.17

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$21.1M
Average Volume	78,541.05x
Bv Per Share	18.79
CAPEX	$-5M
Ch10y	29.67
Ch15y	99.57
Ch1m	5.6
Ch1w	0.75
Ch1y	14.31
Ch20y	163.2
Ch3m	1.91
Ch3y	28.24
Ch5y	2.95
Ch6m	20.49
Change	0.07%
Change From Open	0.26
Close	47.62
Days Gap	-0.19
Depreciation Amortization	7,241,000
Dollar Volume	2,643,327.5
Earnings Date	2026-04-23
Earnings Time	bmo
EBIT	$54.9M
EBITDA	$62.1M
EPS	$2.61
F Score	4
FCF	$25.4M
FCF EV Yield	4.91x
FCF Per Share	$1.98
Financing CF	212,368,000
Fiscal Year End	December
Founded	1,906
Goodwill	16,164,000
Graham Number	33.23948
Graham Upside	-30.25
Income Tax	$7.5M
Investing CF	-219,120,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2018-12-03
Last Split Type	Forward
Last10k Filing Date	2026-03-06
Lynch Fair Value	$18.84
Lynch Upside	-60.47
Ma150	43.2
Ma150ch	10.33%
Ma20	47.38
Ma20ch	0.58%
Net CF	23,669,000
Next Earnings Date	2026-07-16
Open	47.53
Optionable	Yes
P FCF Ratio	24.11
P OCF Ratio	20.16
Payment Date	2026-06-15
Position In Range	22.63
Post Close	47.66
Postmarket Change Percent	-0.07
Postmarket Price	$47.62
Ppne	34,103,000
Price Date	2026-05-08
Price EBITDA	$9.88
Ptbv Ratio	2.76
Relative Volume	0.71x
Revenue	209,046,000x
SBC By Revenue	2.1x
Share Based Comp	4,384,000
Tax By Revenue	3.57x
Tax Rate	19.26%
Tr20y	291.08%
Tr6m	22.26%
Us State	Missouri
Volume	55,468
Z Score	0.41

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

CASS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$1.28 annual per share

Payout ratio

+48.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.3%

24 consecutive years of growth

Total shareholder yield

+5.6%

Next ex-dividend date: 2026-06-05

Performance

CASS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns CASS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+58.2%

Float: +87.9% of shares outstanding

Insider ownership

+3.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

CASS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.5

Neutral momentum band

Price vs 200-day MA

+11.2%

50/200-day relationship not available

Beta (5Y)

0.46

Less volatile than the market

Sharpe ratio

0.64

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

CASS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
BA	The Boeing Company	187.1B	95.1x	2.0x	-13.6%	+10.3%	+27.9%	बेचें
CAT	Caterpillar Inc.	413.4B	44.7x	5.8x	16.5%	+10.5%	+183.2%	बेचें
DE	Deere & Company	155.3B	32.4x	3.3x	6.0%	+4.8%	+23.3%	बेचें

Questions

About CASS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current CASS stock rating?

Cass Information Systems, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CASS analysis?

The full report lives at /stocks/CASS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for CASS?

The latest report frames CASS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the CASS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.