Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

HGTY stock hub

Hagerty, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.4B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

HGTY

In the news

Latest news · HGTY

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E22.6

P25 8.8P50 10.4P75 13.1

Trailing P/E38.1

P25 10.9P50 14.7P75 36.2

ROE15

P25 4.9P50 10.4P75 15

ROIC338.3

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HGTY market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

238

Groups with data

Currency

USD

Showing 238 of 238 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001840776
Company name	Hagerty, Inc.
Country	United States
Country code	US
Cusip	405166109
Employees	1,891
Employees Change	147%
Employees Change Percent	8.43
Enterprise value	$2.7B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	US4051661092
Last refreshed	2026-05-10
Market cap	$3.4B
Market cap category	Mid-Cap
Price	$10.06
Price currency	USD
Rev Per Employee	761,439.98x
Sector	Financials
Sic	6411
Symbol	HGTY
Website	https://www.hagerty.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	0.74%
EV Earnings	106.84x
EV Sales Forward	1.99x
EV/EBIT	14.92x
EV/EBITDA	12.45x
EV/FCF	16.66x
EV/Sales	1.9x
FCF yield	4.77%
Forward P/E	22.65x
P/B ratio	4.65x
P/E ratio	38.08x
P/S ratio	2.39x
PE Ratio3 Y	51.21x
PE Ratio5 Y	64.82x
PEG ratio	0.24x
PS Forward	2.5x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	12.77%
EBITDA Margin	15.3%
FCF margin	11.43%
Gross margin	60.01%
Gross Profit	$864.1M
Gross Profit Growth	20.67%
Gross Profit Growth Q	12.97%
Gross Profit Growth3 Y	25.62%
Gross Profit Growth5 Y	26.3%
Net Income	$25.7M
Net Income Growth	47.58%
Net Income Growth Years	1%
Net Income Growth3 Y	118.16%
Pretax Margin	5.4%
Profit Margin	1.98%
Profit Per Employee	$13,573
Profitable Years	4
ROA	5.98
Roa5y	1.76
ROCE	15.85
ROE	15
Roe5y	1.72
ROIC	338.3
Roic5y	77.8

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	3.18%
Cagr3y	1.57%
EPS Growth	31.42
EPS Growth Years	4
FCF Growth	17.18%
FCF Growth Q	-77.78%
FCF Growth3 Y	117.17%
FCF Growth5 Y	42.78%
OCF Growth	17.71%
OCF Growth Q	-62.92%
OCF Growth3 Y	48.85%
OCF Growth5 Y	22.35%
Revenue Growth	15.38x
Revenue Growth Q	-2.43x
Revenue Growth Years	7x
Revenue Growth3 Y	19.77x
Revenue Growth5 Y	23.19x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.75
Assets	$2B
Cash	$933.3M
Current Assets	$1.4B
Current Liabilities	$864.8M
Debt	$228.6M
Debt EBITDA	$1.04
Debt Equity	$0.31
Debt FCF	$1.39
Equity	$734M
Interest Coverage	4.49
Liabilities	$1.3B
Long Term Assets	$620.7M
Long Term Liabilities	$425.7M
Net Cash	$704.7M
Net Cash By Market Cap	$20.44
Net Cash Growth	1,271.03%
Net Debt EBITDA	$-3.2
Net Debt Equity	$-0.96
Net Debt FCF	$-4.28
Tangible Book Value	$15.4M
Tangible Book Value Per Share	$0.15
WACC	9.14

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.62
Net Working Capital	$-394.2M
Quick ratio	1.23
Working Capital	$539.1M
Working Capital Turnover	$5.24

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-217.96%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	3.18%
200-day SMA	11.73
3Y total return	4.79%
50-day SMA	10.56
50-day SMA vs 200-day SMA	50under200
All Time High	19.97
All Time High Change	-49.62%
All Time High Date	2021-12-13
All Time Low	7.23
All Time Low Change	39.14%
All Time Low Date	2022-05-12
ATR	0.44
Beta	0.83
Beta1y	0.72
Beta2y	0.64
Ch YTD	-25.15
High	10.3
High52	14
High52 Date	2025-12-29
High52ch	-28.14%
Low	9.71
Low52	8.81
Low52 Date	2025-08-07
Low52ch	14.19%
Ma50ch	-4.71%
Price vs 200-day SMA	-14.24%
RSI	40.88
RSI Monthly	46.81
RSI Weekly	36.26
Sharpe ratio	0.17x
Sortino ratio	0.39
Total Return	-217.96%
Tr YTD	-25.15
Tr1m	-9.21%
Tr1w	-2.71%
Tr3m	-20.16%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	6
Analyst Count Top	2
Analyst Price Target Top	$15
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.04
Earnings EPS Estimate Growth	-42.86
Earnings Revenue Estimate	282,946,160x
Earnings Revenue Estimate Growth	-13.82x
Operating Income	$183.8M
Operating Income Growth	130.3
Operating Income Growth Q	53.81
Operating Income Growth5 Y	113.8
Operating margin	12.77
Price target	$13.67
Price Target Change	$35.89
Price Target Change Top	$49.11

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	46,782,569%
Float Percent	13.65%
Net Borrowing	81,875,000
Shares Insiders	2.46%
Shares Institutions	38.12%
Shares Out	342,618,689
Shares Qo Q	-1.26%
Shares Yo Y	217.96%
Short Float	1.69%
Short Ratio	4.65
Short Shares	0.23

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$145.4M
Average Volume	126,357.3x
Bv Per Share	2.16
CAPEX	$-26.9M
Ch1m	-9.21
Ch1w	-2.71
Ch1y	3.18
Ch3m	-20.16
Ch3y	4.79
Ch6m	-19.07
Change	-2.33%
Change From Open	-1.66
Close	10.3
Days Gap	-0.68
Depreciation Amortization	36,434,000
Dollar Volume	1,927,425.6
Earnings Date	2026-05-06
Earnings Time	bmo
EBIT	$183.8M
EBITDA	$220.3M
EPS	$0.26
F Score	7
FCF	$164.6M
FCF EV Yield	6x
FCF Per Share	$0.48
Financing CF	106,723,000
Fiscal Year End	December
Founded	1,984
Goodwill	114,150,000
Graham Number	3.586
Graham Upside	-64.35
Income Tax	$-23.7M
Investing CF	-220,641,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-26
Lynch Fair Value	$6.6
Lynch Upside	-34.35
Ma150	11.83
Ma150ch	-14.97%
Ma20	10.52
Ma20ch	-4.36%
Net CF	80,425,000
Next Earnings Date	2026-08-03
Open	10.23
Optionable	Yes
P FCF Ratio	20.95
P OCF Ratio	18.01
Position In Range	59.32
Price Date	2026-05-08
Price EBITDA	$15.65
Ptbv Ratio	223.7
Relative Volume	1.52x
Revenue	1,439,883,000x
SBC By Revenue	1.33x
Share Based Comp	19,133,000
Tax By Revenue	-1.65x
Tr6m	-19.07%
Us State	Michigan
Volume	191,593

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does HGTY pay a dividend?

Capital-return profile for this ticker.

Performance

HGTY stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HGTY?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.1%

Float: +13.7% of shares outstanding

Insider ownership

+2.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

HGTY momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.9

Neutral momentum band

Price vs 200-day MA

-14.2%

50/200-day relationship not available

Beta (5Y)

0.83

Moves roughly with the market

Sharpe ratio

0.17

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

HGTY vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About HGTY

Hub-level FAQ points readers to the deeper analysis pages.

What is the current HGTY stock rating?

Hagerty, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full HGTY analysis?

The full report lives at /stocks/HGTY/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for HGTY?

The latest report frames HGTY around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the HGTY page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.