Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

HRTG stock hub

Heritage Insurance Holdings, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

646.7M

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

HRTG

In the news

Latest news · HRTG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E4.9

P25 8.8P50 10.4P75 13.1

Trailing P/E3.4

P25 10.9P50 14.7P75 36.2

ROE47.5

P25 4.9P50 10.4P75 15

ROIC33.8

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HRTG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

219

Groups with data

Currency

USD

Showing 219 of 219 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001598665
Company name	Heritage Insurance Holdings, Inc.
Country	United States
Country code	US
Cusip	42727J102
Employees	542
Employees Change	2%
Employees Change Percent	0.37
Enterprise value	$228.6M
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
IPO Date	2014-05-23
Isin	US42727J1025
Last refreshed	2026-05-10
Market cap	$646.7M
Market cap category	Small-Cap
Price	$22.41
Price currency	USD
Rev Per Employee	1,565,439.11x
Sector	Financials
Sic	6331
Symbol	HRTG
Website	https://www.heritagepci.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	31.18%
EV Earnings	1.13x
EV Sales Forward	0.25x
EV/EBIT	0.83x
EV/EBITDA	0.79x
EV/Sales	0.27x
Forward P/E	4.86x
P/B ratio	1.24x
P/E ratio	3.44x
P/S ratio	0.76x
PE Ratio10 Y	28.69x
PE Ratio3 Y	5.2x
PS Forward	0.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	32.47%
EBITDA Margin	34.01%
Gross margin	43.56%
Gross Profit	$369.6M
Net Income	$201.6M
Net Income Growth	159.17%
Net Income Growth Q	19.72%
Net Income Growth Quarters	5%
Net Income Growth Years	3%
Pretax Margin	31.62%
Profit Margin	23.76%
Profit Per Employee	$371,961
Profitable Years	3
ROA	8.13
Roa5y	1.88
ROCE	44.48
ROE	47.47
Roe5y	2.97
ROIC	33.82
Roic5y	11.02

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	7.04%
Cagr1y	-7.78%
Cagr3y	81.28%
Cagr5y	20.23%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	157.7
EPS Growth Q	20.11
EPS Growth Quarters	5
EPS Growth Years	3
Revenue Growth	1.35x
Revenue Growth Q	0.54x
Revenue Growth Quarters	14x
Revenue Growth Years	8x
Revenue Growth3 Y	7.62x
Revenue Growth5 Y	6.9x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.4
Assets	$2B
Cash	$517.1M
Debt	$99M
Debt EBITDA	$0.34
Debt Equity	$0.19
Equity	$520.4M
Interest Coverage	38.06
Liabilities	$1.5B
Net Cash	$418M
Net Cash By Market Cap	$64.64
Net Cash Growth	36.15%
Net Debt EBITDA	$-1.45
Net Debt Equity	$-0.8
Tangible Book Value	$491.7M
Tangible Book Value Per Share	$17.04
WACC	9.34

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.78
Net Working Capital	$-829.3M
Quick ratio	0.44
Working Capital	$-312.2M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.69%
Dividend per share	$0
Dividend Yield	0%
Last Dividend	$0.06

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	97.47%
1Y total return	-7.78%
200-day SMA	25.91
3Y total return	496.01%
50-day SMA	27.33
50-day SMA vs 200-day SMA	50over200
5Y total return	151.22%
All Time High	31.98
All Time High Change	-29.92%
All Time High Date	2025-11-17
All Time Low	1.12
All Time Low Change	1,900.89%
All Time Low Date	2022-11-10
ATR	1.52
Beta	1.03
Beta1y	0.11
Beta2y	0.59
Ch YTD	-23.41
High	24.6
High52	31.98
High52 Date	2025-11-17
High52ch	-29.92%
Low	20.98
Low52	16.83
Low52 Date	2025-08-06
Low52ch	33.2%
Ma50ch	-17.99%
Premarket Change Percent	-12.91
Premarket Price	$24.41
Premarket Volume	7,746
Price vs 200-day SMA	-13.51%
RSI	27.19
RSI Monthly	53.96
RSI Weekly	41.52
Sharpe ratio	0.09x
Sortino ratio	0.22
Total Return	-0.69%
Tr YTD	-23.41
Tr1m	-15.62%
Tr1w	-22%
Tr3m	-15.56%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$39
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$1.53
Earnings EPS Estimate Growth	54.55
Earnings Revenue Estimate	215,492,400x
Earnings Revenue Estimate Growth	1.88x
Operating Income	$275.5M
Operating margin	32.47
Price target	$39
Price Target Change	$74.03
Price Target Change Top	$74.03

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	22,023,306%
Float Percent	76.32%
Shares Insiders	22.92%
Shares Institutions	70.58%
Shares Out	28,855,682
Shares Qo Q	-0.7%
Shares Yo Y	0.69%
Short Float	4.69%
Short Ratio	3.9
Short Shares	3.58

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	357,629.1x
Bv Per Share	18.03
Ch10y	71.46
Ch1m	-15.62
Ch1w	-22
Ch1y	-7.78
Ch3m	-15.56
Ch3y	496
Ch5y	138.4
Ch6m	-24.14
Change	-20.05%
Change From Open	-8.31
Close	28.03
Days Gap	-12.81
Dollar Volume	40,104,420.6
Earnings Date	2026-05-07
Earnings Time	amc
EBIT	$275.5M
EBITDA	$288.5M
EPS	$6.52
F Score	5
Fiscal Year End	December
Founded	2,012
Graham Number	51.43074
Graham Upside	129.5
Income Tax	$66.7M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-12
Ma150	26.9
Ma150ch	-16.69%
Ma20	27.88
Ma20ch	-19.62%
Next Earnings Date	2026-08-04
Open	24.44
Optionable	Yes
Position In Range	39.5
Post Close	22.41
Postmarket Change Percent	1.25
Postmarket Price	$22.69
Ppne	46,753,000
Pre Close	28.03
Price Date	2026-05-08
Price EBITDA	$2.24
Ptbv Ratio	1.32
Relative Volume	5x
Revenue	848,468,000x
Tax By Revenue	7.86x
Tax Rate	24.86%
Tr6m	-24.14%
Us State	Florida
Volume	1,789,577

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does HRTG pay a dividend?

Capital-return profile for this ticker.

Performance

HRTG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HRTG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+70.6%

Float: +76.3% of shares outstanding

Insider ownership

+22.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

HRTG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

27.2

Below 30: short-term oversold

Price vs 200-day MA

-13.5%

50/200-day relationship not available

Beta (5Y)

1.03

Moves roughly with the market

Sharpe ratio

0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

HRTG vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About HRTG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current HRTG stock rating?

Heritage Insurance Holdings, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full HRTG analysis?

The full report lives at /stocks/HRTG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for HRTG?

The latest report frames HRTG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the HRTG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.