Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

ISBA stock hub

Isabella Bank Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

313.6M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

ISBA

In the news

Latest news · ISBA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.3

P25 8.8P50 10.4P75 13.1

Trailing P/E15.8

P25 10.9P50 14.7P75 36.2

ROE8.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ISBA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

USD

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000842517
Company name	Isabella Bank Corporation
Country	United States
Country code	US
Cusip	464214105
Employees	379
Employees Change	11%
Employees Change Percent	2.99
Enterprise value	$406.6M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US4642141059
Last refreshed	2026-05-10
Market cap	$313.6M
Market cap category	Small-Cap
Price	$42.95
Price currency	USD
Rev Per Employee	215,176.78x
Sector	Financials
Sic	6022
Symbol	ISBA
Website	https://www.isabellabank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.36%
EV Earnings	20.38x
EV Sales Forward	0.12x
EV/Sales	4.99x
Forward P/E	11.28x
P/B ratio	1.34x
P/E ratio	15.77x
P/S ratio	3.85x
PE Ratio10 Y	12.75x
PE Ratio3 Y	11.93x
PE Ratio5 Y	11.26x
PS Forward	0.1x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$81.6M
Net Income	$20M
Net Income Growth	35.67%
Net Income Growth Q	26.41%
Net Income Growth Quarters	5%
Net Income Growth Years	1%
Net Income Growth3 Y	-4.38%
Net Income Growth5 Y	8.58%
Pretax Margin	30.95%
Profit Margin	24.47%
Profit Per Employee	$52,646
Profitable Years	7
ROA	0.92
Roa5y	0.9
ROE	8.88
Roe5y	8.98

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.19%
Cagr15y	10.5%
Cagr1y	69.04%
Cagr20y	4.25%
Cagr3y	32.84%
Cagr5y	18.84%
Div CAGR10	1.66%
Div CAGR3	0.6%
Div CAGR5	0.73%
EPS Growth	37.64
EPS Growth Q	28.3
EPS Growth Quarters	5
EPS Growth Years	1
EPS Growth3 Y	-3.21
EPS Growth5 Y	10.72
Revenue Growth	15.89x
Revenue Growth Q	13.65x
Revenue Growth Quarters	5x
Revenue Growth Years	1x
Revenue Growth3 Y	2.7x
Revenue Growth5 Y	4.44x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$2.3B
Cash	$50.1M
Debt	$143.1M
Equity	$234M
Liabilities	$2B
Net Cash	$-93M
Net Cash By Market Cap	$-29.64
Net Debt Equity	$0.4
Tangible Book Value	$185.7M
Tangible Book Value Per Share	$25.32
WACC	2.99

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-1.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.41%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$1.12
Dividend Years	19
Dividend Yield	2.62%
Ex Div Date	2026-03-27
Last Dividend	$0.28
Payout Frequency	Quarterly
Payout Ratio	41.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	140.86%
1Y total return	68.98%
200-day SMA	42.26
3Y total return	134.47%
50-day SMA	45.16
50-day SMA vs 200-day SMA	50over200
5Y total return	136.97%
All Time High	58.83
All Time High Change	-26.99%
All Time High Date	2025-12-22
All Time Low	14
All Time Low Change	206.79%
All Time Low Date	2009-11-03
ATR	2.19
Beta	0.02
Beta1y	-0.95
Beta2y	0.1
Ch YTD	-14.1
High	43.24
High52	58.83
High52 Date	2025-12-22
High52ch	-26.99%
Low	41.16
Low52	24.68
Low52 Date	2025-05-23
Low52ch	74.03%
Ma50ch	-4.88%
Price vs 200-day SMA	1.63%
RSI	46.85
RSI Monthly	65.1
RSI Weekly	47.42
Sharpe ratio	1.17x
Sortino ratio	2
Total Return	4.03%
Tr YTD	-13.56
Tr15y	347.41%
Tr1m	-6.06%
Tr1w	4.78%
Tr3m	-10.96%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$47
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.78
Earnings EPS Estimate Growth	47.17
Earnings Revenue Estimate	21,680,000x
Operating Income	$26.4M
Operating margin	32.4
Price target	$47
Price Target Change	$9.43
Price Target Change Top	$9.43

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,713,696%
Float Percent	91.56%
Shares Insiders	8.44%
Shares Institutions	10.64%
Shares Out	7,332,900
Shares Qo Q	-0.06%
Shares Yo Y	-1.41%
Short Float	2.54%
Short Ratio	4.85
Short Shares	2.32

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	35,021.95x
Bv Per Share	31.9
Ch10y	53.72
Ch15y	137.3
Ch1m	-6.06
Ch1w	4.78
Ch1y	64.25
Ch20y	9.87
Ch3m	-11.52
Ch3y	104.5
Ch5y	88.79
Ch6m	11.27
Change	3.39%
Change From Open	4.35
Close	41.54
Days Gap	-0.91
Dollar Volume	491,343
Earnings Date	2026-04-23
Earnings Time	bmo
EPS	$2.71
F Score	2
Fiscal Year End	December
Founded	1,903
Graham Number	44.11835
Graham Upside	3.15
Income Tax	$5.3M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2008-03-11
Last Split Type	Forward
Last10k Filing Date	2026-03-13
Lynch Fair Value	$23.27
Lynch Upside	-45.59
Ma150	45.38
Ma150ch	-5.34%
Ma20	43.89
Ma20ch	-2.15%
Next Earnings Date	2026-07-23
Open	41.16
Optionable	No
Payment Date	2026-03-31
Position In Range	86.06
Post Close	42.95
Postmarket Change Percent	-0.42
Postmarket Price	$42.77
Ppne	29,064,000
Price Date	2026-05-08
Ptbv Ratio	1.69
Relative Volume	0.33x
Revenue	81,552,000x
Tax By Revenue	6.48x
Tax Rate	20.94%
Tr20y	129.84%
Tr6m	12.57%
Us State	Michigan
Volume	11,439.9

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ISBA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.6%

$1.12 annual per share

Payout ratio

+41.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.7%

0 consecutive years of growth

Total shareholder yield

+4.0%

Next ex-dividend date: 2026-03-27

Performance

ISBA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ISBA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+10.6%

Float: +91.6% of shares outstanding

Insider ownership

+8.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

ISBA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.9

Neutral momentum band

Price vs 200-day MA

+1.6%

50/200-day relationship not available

Beta (5Y)

0.02

Less volatile than the market

Sharpe ratio

1.17

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

ISBA vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About ISBA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ISBA stock rating?

Isabella Bank Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ISBA analysis?

The full report lives at /stocks/ISBA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ISBA?

The latest report frames ISBA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ISBA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.