Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

JFIN stock hub

Jiayin Group Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

259M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

JFIN

In the news

Latest news · JFIN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/E1.2

P25 10.9P50 14.7P75 36.2

ROE40.6

P25 4.9P50 10.4P75 15

ROIC31.7

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

242

Groups with data

Currency

CNY

Showing 242 of 242 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001743102
Company name	Jiayin Group Inc.
Country	China
Country code	US
Cusip	47737C104
Employees	1,028
Employees Change	103%
Employees Change Percent	11.14
Enterprise value	$350.4M
Exchange	NASDAQ
Financial currency	CNY
First seen	2026-05-09
Industry	Credit Services
IPO Date	2019-05-10
Isin	US47737C1045
Last refreshed	2026-05-10
Market cap	$259M
Market cap category	Micro-Cap
Price	$4.95
Price currency	USD
Rev Per Employee	865,365.72x
Sector	Financials
Sic	6199
Symbol	JFIN
Website	https://www.jiayintech.cn

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	84.76%
EV Earnings	1.6x
EV/EBIT	1.36x
EV/EBITDA	1.31x
EV/FCF	3.83x
EV/Sales	0.39x
FCF yield	35.32%
P/B ratio	0.41x
P/E ratio	1.18x
P/S ratio	0.29x
PE Ratio10 Y	3.53x
PE Ratio3 Y	2.12x
PE Ratio5 Y	2.46x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	28.89%
EBITDA Margin	30.03%
FCF margin	10.29%
Gross margin	80.14%
Gross Profit	$712.9M
Gross Profit Growth	32.35%
Gross Profit Growth Q	-28.46%
Gross Profit Growth3 Y	22.6%
Gross Profit Growth5 Y	36.28%
Net Income	$219.6M
Net Income Growth	45.36%
Net Income Growth Q	-63.48%
Net Income Growth Years	1%
Net Income Growth3 Y	9.19%
Net Income Growth5 Y	43.44%
Pretax Margin	30.11%
Profit Margin	24.68%
Profit Per Employee	$213,587
Profitable Years	9
ROA	15.86
Roa5y	24.46
ROCE	35.44
ROE	40.63
ROIC	31.74

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-58.72%
Cagr3y	9.75%
Cagr5y	1.67%
EPS Growth	47.89
EPS Growth Q	-62.37
EPS Growth Years	1
EPS Growth3 Y	10.28
EPS Growth5 Y	44.42
FCF Growth	-9.34%
FCF Growth3 Y	74.99%
OCF Growth	-11.8%
OCF Growth3 Y	111.13%
Revenue Growth	7.26x
Revenue Growth Q	-22.38x
Revenue Growth Years	5x
Revenue Growth3 Y	23.9x
Revenue Growth5 Y	36.77x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.88
Assets	$1.3B
Cash	$8.8M
Current Assets	$1B
Current Liabilities	$541.8M
Debt	$100.2M
Debt EBITDA	$0.37
Debt Equity	$0.16
Debt FCF	$1.09
Equity	$633.6M
Liabilities	$618.3M
Long Term Assets	$233.9M
Long Term Liabilities	$76.5M
Net Cash	$-91.3M
Net Cash By Market Cap	$-35.26
Net Debt EBITDA	$0.34
Net Debt Equity	$0.14
Net Debt FCF	$1
Tangible Book Value	$633.8M
Tangible Book Value Per Share	$12.11
WACC	6.43

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.88
Net Working Capital	$479.9M
Quick ratio	1.19
Working Capital	$463M
Working Capital Turnover	$0.33

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.66%
Dividend Growth	-9.71%
Dividend Growth Years	0%
Dividend per share	$0.8
Dividend Years	3
Dividend Yield	16.16%
Ex Div Date	2025-07-14
Last Dividend	$0.79
Payout Frequency	Annual
Payout Ratio	18.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-58.7%
200-day SMA	8.21
3Y total return	32.21%
50-day SMA	5.11
50-day SMA vs 200-day SMA	50under200
5Y total return	8.61%
All Time High	30
All Time High Change	-83.5%
All Time High Date	2020-06-10
All Time Low	1.57
All Time Low Change	215.29%
All Time Low Date	2022-05-11
ATR	0.21
Beta	0.85
Beta1y	1.25
Beta2y	0.9
Ch YTD	-14.66
High	4.98
High52	19.23
High52 Date	2025-06-12
High52ch	-74.26%
Low	4.91
Low52	3.7
Low52 Date	2026-03-31
Low52ch	33.78%
Ma50ch	-3.07%
Premarket Change Percent	0.2
Premarket Price	$4.95
Price vs 200-day SMA	-39.68%
RSI	54.79
RSI Monthly	41.79
RSI Weekly	34.19
Sharpe ratio	-1.4x
Sortino ratio	-1.84
Total Return	17.82%
Tr YTD	-14.66
Tr1m	15.65%
Tr1w	3.56%
Tr3m	-21.8%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$257M
Operating Income Growth	44.02
Operating Income Growth Q	-75.9
Operating Income Growth3 Y	14.99
Operating Income Growth5 Y	42.85
Operating margin	28.89

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	10,341,490%
Float Percent	19.76%
Net Borrowing	103,819,991.8
Shares Insiders	80.24%
Shares Institutions	1.99%
Shares Out	52,329,546
Shares Qo Q	0.45%
Shares Yo Y	-1.66%
Short Ratio	1.33
Short Shares	0.89

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$68.9M
Average Volume	44,335.55x
Bv Per Share	12.11
CAPEX	$-90.8M
Ch1m	15.65
Ch1w	3.56
Ch1y	-60.53
Ch3m	-21.8
Ch3y	4.43
Ch5y	-14.21
Ch6m	-45.12
Change	0.2%
Change From Open	-0.6
Close	4.94
Days Gap	0.81
Depreciation Amortization	10,425,685.2
Dollar Volume	266,399.1
Earnings Date	2026-06-03
Earnings Time	bmo
EBIT	$257M
EBITDA	$267.1M
EPS	$4.2
F Score	4
FCF	$91.5M
FCF EV Yield	26.12x
FCF Per Share	$1.75
Financing CF	69,651,721
Fiscal Year End	December
Founded	2,011
Graham Number	33.84458
Graham Upside	583.7
Income Tax	$48.3M
Investing CF	-278,252,030
Ipr	-52.86
Iprfo	-55
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-03-31
Last Report Date	2025-12-31
Last Split Type	Never
Last10k Filing Date	2026-04-28
Lynch Fair Value	$105
Lynch Upside	2,022.9
Ma150	6.83
Ma150ch	-27.48%
Ma20	4.7
Ma20ch	5.43%
Net CF	-28,939,866
Next Earnings Date	2026-06-03
Open	4.98
Optionable	Yes
P FCF Ratio	2.83
P OCF Ratio	1.44
Payment Date	2025-07-24
Position In Range	57.14
Post Close	4.95
Postmarket Change Percent	1.82
Postmarket Price	$5.04
Ppne	199,702,682
Pre Close	4.94
Price Date	2026-05-08
Price EBITDA	$0.97
Ptbv Ratio	0.41
Relative Volume	1.21x
Revenue	889,595,962x
SBC By Revenue	2.54x
Share Based Comp	22,580,636
Tax By Revenue	5.43x
Tax Rate	18.02%
Tr6m	-45.12%
Volume	53,818
Z Score	2.99

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+16.2%

$0.80 annual per share

Payout ratio

+18.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

0 consecutive years of growth

Total shareholder yield

+17.8%

Next ex-dividend date: 2025-07-14

Performance

JFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns JFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+2.0%

Float: +19.8% of shares outstanding

Insider ownership

+80.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

JFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.8

Neutral momentum band

Price vs 200-day MA

-39.7%

50/200-day relationship not available

Beta (5Y)

0.85

Moves roughly with the market

Sharpe ratio

-1.40

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

JFIN vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About JFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current JFIN stock rating?

Jiayin Group Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full JFIN analysis?

The full report lives at /stocks/JFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for JFIN?

The latest report frames JFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the JFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.