Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

KMPR stock hub

Kemper Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.8B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

KMPR

In the news

Latest news · KMPR

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.1

P25 8.8P50 10.4P75 13.1

Trailing P/E44

P25 10.9P50 14.7P75 36.2

ROE1.1

P25 4.9P50 10.4P75 15

ROIC2.5

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All KMPR market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

246

Groups with data

Currency

USD

Showing 246 of 246 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000860748
Company name	Kemper Corporation
Country	United States
Country code	US
Cusip	488401100
Employees	7,400
Employees Change	-700%
Employees Change Percent	-8.64
Enterprise value	$3.1B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	US4884011002
Last refreshed	2026-05-10
Market cap	$1.8B
Market cap category	Small-Cap
Price	$30.29
Price currency	USD
Rev Per Employee	635,783.78x
Sector	Financials
Sic	6331
Symbol	KMPR
Website	https://www.kemper.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	2.35%
EV Earnings	74.22x
EV Sales Forward	0.67x
EV/EBIT	28.45x
EV/EBITDA	17.02x
EV/FCF	6.77x
EV/Sales	0.66x
FCF yield	25.77%
Forward P/E	8.06x
P/B ratio	0.67x
P/E ratio	44.04x
P/S ratio	0.38x
PE Ratio10 Y	28.74x
PE Ratio3 Y	24.8x
PS Forward	0.39x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	2.32%
EBITDA Margin	3.88%
FCF margin	9.77%
Gross margin	26.95%
Gross Profit	$1.3B
Net Income	$41.9M
Net Income Growth	-87.9%
Net Income Growth Years	0%
Net Income Growth5 Y	-38.3%
Pretax Margin	0.7%
Profit Margin	0.89%
Profit Per Employee	$5,662
Profitable Years	2
ROA	0.55
Roa5y	0.36
ROCE	1.05
ROE	1.13
Roe5y	-1.06
ROIC	2.51
Roic5y	0.84

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	1.71%
Cagr15y	2.62%
Cagr1y	-49.39%
Cagr20y	0.69%
Cagr3y	-10.49%
Cagr5y	-15.57%
Div CAGR10	2.92%
Div CAGR3	1.06%
Div CAGR5	0.96%
EPS Growth	-87.14
EPS Growth Years	0
EPS Growth5 Y	-37.16
FCF Growth	-3.12%
FCF Growth Q	-54.79%
FCF Growth5 Y	-1.03%
OCF Growth	-5.12%
OCF Growth Q	-50.67%
OCF Growth10 Y	6.48%
OCF Growth5 Y	-1.29%
Revenue Growth	0.34x
Revenue Growth Q	-7.12x
Revenue Growth Years	1x
Revenue Growth3 Y	-4.77x
Revenue Growth5 Y	-2.47x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.38
Assets	$12.4B
Cash	$398.4M
Debt	$1.4B
Debt EBITDA	$7.77
Debt Equity	$0.54
Debt FCF	$3.09
Equity	$2.6B
Interest Coverage	3
Liabilities	$9.8B
Net Cash	$-1.3B
Net Cash By Market Cap	$-74.38
Net Debt EBITDA	$7.26
Net Debt Equity	$0.5
Net Debt FCF	$2.89
Tangible Book Value	$1.4B
Tangible Book Value Per Share	$23.78
WACC	6.98

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.81
Net Working Capital	$-466.7M
Quick ratio	0.78
Working Capital	$-374.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.59%
Dividend Growth	1.59%
Dividend Growth Years	1%
Dividend per share	$1.28
Dividend Years	37
Dividend Yield	4.23%
Ex Div Date	2026-05-18
Last Dividend	$0.32
Payout Frequency	Quarterly
Payout Ratio	186.12%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	18.47%
1Y total return	-49.37%
200-day SMA	41.51
3Y total return	-28.28%
50-day SMA	31.53
50-day SMA vs 200-day SMA	50under200
5Y total return	-57.09%
All Time High	91.98
All Time High Change	-67.07%
All Time High Date	2019-04-30
All Time Low	7.96
All Time Low Change	280.53%
All Time Low Date	2009-03-09
ATR	1.32
Beta	1.15
Beta1y	0.76
Beta2y	0.73
Ch YTD	-25.28
High	30.65
High52	66.13
High52 Date	2025-05-13
High52ch	-54.2%
Low	29.36
Low52	27.74
Low52 Date	2026-05-07
Low52ch	9.19%
Ma50ch	-3.93%
Price vs 200-day SMA	-27.03%
RSI	38.82
RSI Monthly	30.14
RSI Weekly	32.13
Sharpe ratio	-1.56x
Sortino ratio	-1.63
Total Return	9.81%
Tr YTD	-24.53
Tr15y	47.41%
Tr1m	-4.69%
Tr1w	-11.3%
Tr3m	-10.64%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	5
Analyst Count Top	3
Analyst Price Target Top	$45.33
Analyst Ratings	Hold
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.8
Earnings EPS Estimate Growth	-51.52
Earnings Revenue Estimate	1,187,523,720x
Earnings Revenue Estimate Growth	-0.46x
Operating Income	$109.3M
Operating margin	2.32
Price target	$45.33
Price Target Change	$49.65
Price Target Change Top	$49.65

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	58,223,064%
Float Percent	98.89%
Shares Insiders	1.02%
Shares Institutions	91.75%
Shares Out	58,874,232
Shares Qo Q	-0.1%
Shares Yo Y	-5.59%
Short Float	5.72%
Short Ratio	2.85
Short Shares	5.66

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$459.5M
Average Volume	780,206.75x
Bv Per Share	45.05
CAPEX	$-33.8M
Ch10y	-3.78
Ch15y	3.27
Ch1m	-4.69
Ch1w	-11.3
Ch1y	-50.84
Ch20y	-37.55
Ch3m	-11.54
Ch3y	-33.47
Ch5y	-61.89
Ch6m	-18.18
Change	3.03%
Change From Open	2.23
Close	29.4
Days Gap	0.78
Dollar Volume	35,067,278.2
Earnings Date	2026-05-06
Earnings Time	amc
EBIT	$109.3M
EBITDA	$182.7M
EPS	$0.69
F Score	6
FCF	$459.5M
FCF EV Yield	14.78x
FCF Per Share	$7.8
Financing CF	-438,100,000
Fiscal Year End	December
Founded	1,990
Goodwill	1,250,700,000
Graham Number	26.40146
Graham Upside	-12.84
Income Tax	$1.8M
Investing CF	-78,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Date	1999-03-29
Last Split Type	Forward
Last10k Filing Date	2026-02-11
Lynch Fair Value	$3.44
Lynch Upside	-88.65
Ma150	37.33
Ma150ch	-18.87%
Ma20	32.7
Ma20ch	-7.36%
Net CF	-22,800,000
Next Earnings Date	2026-08-04
Open	29.63
Optionable	Yes
P FCF Ratio	3.88
P OCF Ratio	3.62
Payment Date	2026-06-02
Position In Range	72.09
Price Date	2026-05-08
Price EBITDA	$9.76
Ptbv Ratio	1.27
Relative Volume	1.48x
Revenue	4,704,800,000x
Tax By Revenue	0.04x
Tax Rate	5.45%
Tr20y	14.69%
Tr6m	-16.66%
Us State	Illinois
Volume	1,157,718

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

KMPR dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.2%

$1.28 annual per share

Payout ratio

+186.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.0%

1 consecutive years of growth

Total shareholder yield

+9.8%

Next ex-dividend date: 2026-05-18

Performance

KMPR stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns KMPR?

Insider, institutional, and short-interest positioning.

Institutional ownership

+91.8%

Float: +98.9% of shares outstanding

Insider ownership

+1.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

KMPR momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.8

Neutral momentum band

Price vs 200-day MA

-27.0%

50/200-day relationship not available

Beta (5Y)

1.15

Moves roughly with the market

Sharpe ratio

-1.56

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

KMPR vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About KMPR

Hub-level FAQ points readers to the deeper analysis pages.

What is the current KMPR stock rating?

Kemper Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full KMPR analysis?

The full report lives at /stocks/KMPR/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for KMPR?

The latest report frames KMPR around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the KMPR page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.