Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

MSBI stock hub

Midland States Bancorp, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

586.9M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

MSBI

In the news

Latest news · MSBI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.1

P25 8.8P50 10.4P75 13.1

Trailing P/E24.2

P25 10.9P50 14.7P75 36.2

ROE6.2

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MSBI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

225

Groups with data

Currency

USD

Showing 225 of 225 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001466026
Company name	Midland States Bancorp, Inc.
Country	United States
Country code	US
Cusip	597742105
Employees	861
Employees Change	-35%
Employees Change Percent	-3.91
Enterprise value	$952.2M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2016-05-24
Isin	US5977421057
Last refreshed	2026-05-10
Market cap	$586.9M
Market cap category	Small-Cap
Price	$28.31
Price currency	USD
Rev Per Employee	318,778.16x
Sector	Financials
Sic	6022
Symbol	MSBI
Website	https://www.midlandsb.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.33%
EV Earnings	37.45x
EV Sales Forward	2.95x
EV/FCF	8.37x
EV/Sales	3.47x
FCF yield	19.4%
Forward P/E	9.08x
P/B ratio	1.31x
P/E ratio	24.17x
P/S ratio	2.14x
PE Ratio10 Y	15.83x
PE Ratio3 Y	10.71x
PE Ratio5 Y	9.05x
PS Forward	1.82x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	41.47%
Gross Profit	$274.5M
Net Income	$25.4M
Net Income Growth Quarters	2%
Net Income Growth Years	0%
Net Income Growth3 Y	-35.22%
Net Income Growth5 Y	-8.27%
Pretax Margin	17.14%
Profit Margin	12.81%
Profit Per Employee	$29,532
ROA	0.51
Roa5y	0.39
ROE	6.22
Roe5y	4.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	70.55%
Cagr3y	20.09%
Cagr5y	5.12%
Div CAGR3	2.75%
Div CAGR5	3.17%
EPS Growth Quarters	2
EPS Growth Years	0
EPS Growth3 Y	-34.51
EPS Growth5 Y	-7.24
FCF Growth	-24.09%
FCF Growth Q	-28.47%
FCF Growth3 Y	-19.49%
FCF Growth5 Y	-28.3%
OCF Growth	-25.43%
OCF Growth Q	-31.31%
OCF Growth3 Y	-19.25%
OCF Growth5 Y	-27.84%
Revenue Growth	13.39x
Revenue Growth Q	14.31x
Revenue Growth Quarters	2x
Revenue Growth Years	1x
Revenue Growth3 Y	-3.77x
Revenue Growth5 Y	2.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$6.5B
Cash	$117.3M
Debt	$482.6M
Debt FCF	$4.24
Equity	$559M
Liabilities	$6B
Net Cash	$-365.3M
Net Cash By Market Cap	$-62.25
Net Debt Equity	$0.65
Net Debt FCF	$3.21
Tangible Book Value	$432.3M
Tangible Book Value Per Share	$20.77
WACC	4.28

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-5.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.13%
Dividend Growth	3.23%
Dividend Growth Years	10%
Dividend per share	$1.28
Dividend Years	11
Dividend Yield	4.52%
Ex Div Date	2026-05-15
Last Dividend	$0.32
Payout Frequency	Quarterly
Payout Ratio	109.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	70.49%
200-day SMA	20.08
3Y total return	73.21%
50-day SMA	23.3
50-day SMA vs 200-day SMA	50over200
5Y total return	28.33%
All Time High	37.58
All Time High Change	-24.67%
All Time High Date	2016-12-27
All Time Low	12.48
All Time Low Change	126.84%
All Time Low Date	2020-09-24
ATR	0.84
Beta	0.65
Beta1y	0.71
Beta2y	0.69
Ch YTD	33.73
High	28.53
High52	28.53
High52 Date	2026-05-08
High52ch	-0.77%
Low	28.03
Low52	14.24
Low52 Date	2025-10-31
Low52ch	98.81%
Ma50ch	21.53%
Price vs 200-day SMA	40.99%
RSI	77.96
RSI Monthly	64.66
RSI Weekly	73.71
Sharpe ratio	1.61x
Sortino ratio	2.83
Total Return	4.65%
Tr YTD	35.6
Tr1m	20.26%
Tr1w	7.28%
Tr3m	19.71%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$23.5
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.61
Earnings EPS Estimate Growth	7.02
Earnings Revenue Estimate	75,465,680x
Earnings Revenue Estimate Growth	-0.64x
Operating Income	$81.3M
Operating margin	29.62
Price target	$24.33
Price Target Change	$-14.06
Price Target Change Top	$-16.99

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	19,487,876%
Float Percent	94.01%
Net Borrowing	-197,549,000
Shares Insiders	4.82%
Shares Institutions	69.88%
Shares Out	20,729,799
Shares Qo Q	-2.53%
Shares Yo Y	-0.13%
Short Float	3.07%
Short Ratio	4.22
Short Shares	2.89

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$110.8M
Average Volume	178,748.95x
Bv Per Share	21.54
CAPEX	$-4.1M
Ch1m	20.26
Ch1w	7.28
Ch1y	59.13
Ch3m	18.06
Ch3y	44.96
Ch5y	-1.43
Ch6m	76.83
Change	-0.11%
Change From Open	-0.18
Close	28.34
Days Gap	0.07
Dollar Volume	2,913,835.1
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$1.17
F Score	4
FCF	$113.8M
FCF EV Yield	11.95x
FCF Per Share	$5.49
Financing CF	-747,380,000
Fiscal Year End	December
Founded	1,881
Goodwill	7,927,000
Graham Number	23.82714
Graham Upside	-15.83
Income Tax	$11.9M
Investing CF	641,086,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-02
Lynch Fair Value	$5.86
Lynch Upside	-79.31
Ma150	20.86
Ma150ch	35.71%
Ma20	25.2
Ma20ch	12.32%
Net CF	11,652,000
Next Earnings Date	2026-07-23
Open	28.36
Optionable	Yes
P FCF Ratio	5.16
P OCF Ratio	4.98
Payment Date	2026-05-22
Position In Range	56
Ppne	84,169,000
Price Date	2026-05-08
Ptbv Ratio	1.36
Relative Volume	0.58x
Revenue	274,468,000x
SBC By Revenue	1.12x
Share Based Comp	3,068,000
Tax By Revenue	4.33x
Tax Rate	25.27%
Tr6m	82.95%
Us State	Illinois
Volume	102,926

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MSBI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.5%

$1.28 annual per share

Payout ratio

+109.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.2%

10 consecutive years of growth

Total shareholder yield

+4.6%

Next ex-dividend date: 2026-05-15

Performance

MSBI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MSBI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+69.9%

Float: +94.0% of shares outstanding

Insider ownership

+4.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

MSBI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

78.0

Above 70: short-term overbought

Price vs 200-day MA

+41.0%

50/200-day relationship not available

Beta (5Y)

0.65

Less volatile than the market

Sharpe ratio

1.61

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

MSBI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About MSBI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current MSBI stock rating?

Midland States Bancorp, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full MSBI analysis?

The full report lives at /stocks/MSBI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for MSBI?

The latest report frames MSBI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the MSBI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.