Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OCFC stock hub

OceanFirst Financial Corp. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.1B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

OCFC

In the news

Latest news · OCFC

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/E16

P25 10.9P50 14.7P75 36.2

ROE4.1

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OCFC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

243

Groups with data

Currency

USD

Showing 243 of 243 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001004702
Company name	OceanFirst Financial Corp.
Country	United States
Country code	US
Cusip	675234108
Employees	954
Employees Change	-77%
Employees Change Percent	-7.47
Enterprise value	$2.5B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	1996-07-03
Isin	US6752341080
Last refreshed	2026-05-10
Market cap	$1.1B
Market cap category	Small-Cap
Price	$18.8
Price currency	USD
Rev Per Employee	415,770.44x
Sector	Financials
Sic	6021
Symbol	OCFC
Website	https://www.oceanfirst.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.2%
EV Earnings	36.65x
EV Sales Forward	3.88x
EV/FCF	23.12x
EV/Sales	6.2x
FCF yield	9.83%
P/B ratio	0.65x
P/E ratio	16.01x
P/S ratio	2.73x
PE Ratio10 Y	15.89x
PE Ratio3 Y	11.03x
PE Ratio5 Y	10.99x
PS Forward	1.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	26.83%
Gross Profit	$396.6M
Net Income	$67.1M
Net Income Growth	-24.68%
Net Income Growth Q	-4.66%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-22.59%
Net Income Growth5 Y	-2.55%
Pretax Margin	23.02%
Profit Margin	17.64%
Profit Per Employee	$70,366
Profitable Years	29
ROA	0.5
Roa5y	0.83
ROE	4.15
Roe5y	6.69

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.13%
Cagr15y	5.58%
Cagr1y	20.39%
Cagr20y	2.87%
Cagr3y	15.84%
Cagr5y	0.83%
Div CAGR10	4.4%
Div CAGR3	0%
Div CAGR5	3.3%
EPS Growth	-23.2
EPS Growth Q	2.71
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-21.84
EPS Growth5 Y	-1.62
FCF Growth	198.89%
FCF Growth3 Y	-19.22%
FCF Growth5 Y	3.98%
OCF Growth	157.54%
OCF Growth10 Y	13.76%
OCF Growth3 Y	-19.28%
OCF Growth5 Y	1.53%
Revenue Growth	6.86x
Revenue Growth Q	8.53x
Revenue Growth Quarters	4x
Revenue Growth Years	1x
Revenue Growth3 Y	-3.06x
Revenue Growth5 Y	3.18x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$14.6B
Cash	$195.9M
Debt	$1.6B
Debt FCF	$14.78
Equity	$1.7B
Liabilities	$12.9B
Net Cash	$-1.4B
Net Cash By Market Cap	$-127
Net Debt Equity	$0.83
Net Debt FCF	$12.94
Tangible Book Value	$1.1B
Tangible Book Value Per Share	$19.86
WACC	3.94

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-11.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.67%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.8
Dividend Years	30
Dividend Yield	4.26%
Ex Div Date	2026-04-27
Last Dividend	$0.2
Payout Frequency	Quarterly
Payout Ratio	68.11%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	49.92%
1Y total return	20.38%
200-day SMA	18.37
3Y total return	55.45%
50-day SMA	18.42
50-day SMA vs 200-day SMA	50over200
5Y total return	4.24%
All Time High	30.9
All Time High Change	-39.16%
All Time High Date	2018-06-21
All Time Low	6.46
All Time Low Change	191.11%
All Time Low Date	1996-07-16
ATR	0.45
Beta	0.98
Beta1y	0.97
Beta2y	1.02
Ch YTD	4.74
High	19
High52	20.61
High52 Date	2025-12-18
High52ch	-8.78%
Low	18.75
Low52	16.09
Low52 Date	2025-08-05
Low52ch	16.84%
Ma50ch	2.04%
Premarket Change Percent	-2.97
Premarket Price	$18.32
Premarket Volume	747
Price vs 200-day SMA	2.32%
RSI	50.08
RSI Monthly	53.3
RSI Weekly	52.44
Sharpe ratio	0.64x
Sortino ratio	1.2
Total Return	5.92%
Tr YTD	6.99
Tr15y	125.73%
Tr1m	1.82%
Tr1w	-1.16%
Tr3m	-3.95%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	3
Analyst Price Target Top	$21.67
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.39
Earnings EPS Estimate Growth	11.43
Earnings Revenue Estimate	104,297,600x
Earnings Revenue Estimate Growth	20.36x
Operating Income	$126.7M
Operating margin	31.95
Price target	$21.67
Price Target Change	$15.27
Price Target Change Top	$15.27

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	55,493,499%
Float Percent	96.34%
Net Borrowing	348,090,000
Shares Insiders	3.66%
Shares Institutions	82.28%
Shares Out	57,600,069
Shares Qo Q	0.17%
Shares Yo Y	-1.67%
Short Float	8.54%
Short Ratio	6.58
Short Shares	8.22

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$101.1M
Average Volume	675,357.65x
Bv Per Share	28.98
CAPEX	$-7.8M
Ch10y	4.68
Ch15y	34.57
Ch1m	0.75
Ch1w	-1.16
Ch1y	15.13
Ch20y	-17.29
Ch3m	-4.95
Ch3y	34.96
Ch5y	-16
Ch6m	5.26
Change	-0.42%
Change From Open	-0.79
Close	18.88
Days Gap	0.37
Dollar Volume	7,522,857.6
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$1.17
F Score	4
FCF	$106.4M
FCF EV Yield	4.33x
FCF Per Share	$1.85
Financing CF	1,159,860,000
Fiscal Year End	December
Founded	1,902
Goodwill	517,481,000
Graham Number	27.67493
Graham Upside	47.21
Income Tax	$21.2M
Investing CF	-1,300,807,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2002-05-20
Last Split Type	Forward
Last10k Filing Date	2026-02-27
Lynch Fair Value	$5.87
Lynch Upside	-68.76
Ma150	18.63
Ma150ch	0.94%
Ma20	18.96
Ma20ch	-0.84%
Net CF	-26,740,000
Next Earnings Date	2026-07-23
Open	18.95
Optionable	Yes
P FCF Ratio	10.18
P OCF Ratio	9.48
Payment Date	2026-05-08
Position In Range	20
Ppne	128,566,000
Pre Close	18.88
Price Date	2026-05-08
Ptbv Ratio	0.95
Relative Volume	0.59x
Revenue	396,645,000x
SBC By Revenue	1.33x
Share Based Comp	5,263,000
Tax By Revenue	5.35x
Tax Rate	23.25%
Tr20y	76.22%
Tr6m	7.53%
Us State	New Jersey
Volume	400,152

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OCFC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.3%

$0.80 annual per share

Payout ratio

+68.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.3%

0 consecutive years of growth

Total shareholder yield

+5.9%

Next ex-dividend date: 2026-04-27

Performance

OCFC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OCFC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+82.3%

Float: +96.3% of shares outstanding

Insider ownership

+3.7%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

OCFC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.1

Neutral momentum band

Price vs 200-day MA

+2.3%

50/200-day relationship not available

Beta (5Y)

0.98

Moves roughly with the market

Sharpe ratio

0.64

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

OCFC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About OCFC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current OCFC stock rating?

OceanFirst Financial Corp. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full OCFC analysis?

The full report lives at /stocks/OCFC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for OCFC?

The latest report frames OCFC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the OCFC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.