Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

ORRF stock hub

Orrstown Financial Services, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

727.8M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

ORRF

In the news

Latest news · ORRF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.8

P25 8.8P50 10.4P75 13.1

Trailing P/E8.5

P25 10.9P50 14.7P75 36.2

ROE14.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ORRF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

224

Groups with data

Currency

USD

Showing 224 of 224 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000826154
Company name	Orrstown Financial Services, Inc.
Country	United States
Country code	US
Cusip	687380105
Employees	652
Employees Change	22%
Employees Change Percent	3.49
Enterprise value	$843.3M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US6873801053
Last refreshed	2026-05-10
Market cap	$727.8M
Market cap category	Small-Cap
Price	$37.03
Price currency	USD
Rev Per Employee	391,671.78x
Sector	Financials
Sic	6022
Symbol	ORRF
Website	https://www.orrstown.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.63%
EV Earnings	9.97x
EV Sales Forward	3.52x
EV/Sales	3.3x
Forward P/E	8.84x
P/B ratio	1.2x
P/E ratio	8.48x
P/S ratio	2.85x
PE Ratio10 Y	15.09x
PE Ratio3 Y	14.58x
PE Ratio5 Y	12.46x
PS Forward	3.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$255.4M
Net Income	$84.6M
Net Income Growth	168.02%
Net Income Growth Q	20.82%
Net Income Growth Quarters	5%
Net Income Growth Years	1%
Net Income Growth3 Y	54.77%
Net Income Growth5 Y	21.77%
Pretax Margin	42.05%
Profit Margin	33.13%
Profit Per Employee	$129,775
Profitable Years	13
ROA	1.54
Roa5y	1.02
ROE	14.9
Roe5y	11.24

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.51%
Cagr15y	4.86%
Cagr1y	28.46%
Cagr20y	3.04%
Cagr3y	36.33%
Cagr5y	12.18%
Div CAGR10	13.55%
Div CAGR3	13.48%
Div CAGR5	10.25%
EPS Growth	137.1
EPS Growth Q	20.43
EPS Growth Quarters	5
EPS Growth Years	1
EPS Growth3 Y	26.53
EPS Growth5 Y	8.84
Revenue Growth	25.26x
Revenue Growth Q	5.4x
Revenue Growth Quarters	6x
Revenue Growth Years	10x
Revenue Growth3 Y	27.14x
Revenue Growth5 Y	17.83x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$5.6B
Cash	$174.3M
Debt	$289.8M
Equity	$603.2M
Liabilities	$5B
Net Cash	$-115.5M
Net Cash By Market Cap	$-15.88
Net Debt Equity	$0.19
Tangible Book Value	$497.7M
Tangible Book Value Per Share	$25.38
WACC	5.78

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-4.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-13.14%
Dividend Growth	16.33%
Dividend Growth Years	10%
Dividend per share	$1.2
Dividend Years	12
Dividend Yield	3.24%
Ex Div Date	2026-05-05
Last Dividend	$0.3
Payout Frequency	Quarterly
Payout Ratio	26.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	171.53%
1Y total return	28.43%
200-day SMA	35.46
3Y total return	153.43%
50-day SMA	36.38
50-day SMA vs 200-day SMA	50over200
5Y total return	77.63%
All Time High	45.35
All Time High Change	-18.35%
All Time High Date	2004-02-17
All Time Low	7.45
All Time Low Change	397.05%
All Time Low Date	2012-02-02
ATR	0.96
Beta	0.7
Beta1y	0.9
Beta2y	0.86
Ch YTD	4.55
High	37.17
High52	40.72
High52 Date	2026-02-09
High52ch	-9.06%
Low	36.59
Low52	29.31
Low52 Date	2025-05-23
Low52ch	26.36%
Ma50ch	1.79%
Price vs 200-day SMA	4.44%
RSI	50.59
RSI Monthly	63.61
RSI Weekly	53.29
Sharpe ratio	0.92x
Sortino ratio	1.66
Total Return	-9.9%
Tr YTD	6.22
Tr15y	103.67%
Tr1m	0.31%
Tr1w	0.39%
Tr3m	-4.7%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$42
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1.03
Earnings EPS Estimate Growth	10.75
Earnings Revenue Estimate	55,640,000x
Earnings Revenue Estimate Growth	14.11x
Operating Income	$120.4M
Operating margin	47.14
Price target	$42
Price Target Change	$13.42
Price Target Change Top	$13.42

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	18,659,536%
Float Percent	94.97%
Shares Insiders	4.8%
Shares Institutions	60.04%
Shares Out	19,647,812
Shares Qo Q	0.13%
Shares Yo Y	13.14%
Short Float	4.04%
Short Ratio	3.86
Short Shares	3.84

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	118,651.05x
Bv Per Share	30.76
CAPEX	$-2.3M
Ch10y	100.3
Ch15y	44.42
Ch1m	-0.51
Ch1w	-0.43
Ch1y	24.35
Ch20y	11.89
Ch3m	-6.21
Ch3y	127.7
Ch5y	51.14
Ch6m	9.72
Change	0.3%
Change From Open	0.3
Close	36.92
Days Gap	0
Dollar Volume	3,326,664.1
Earnings Date	2026-04-21
Earnings Time	amc
EPS	$4.37
F Score	4
Financing CF	38,884,000
Fiscal Year End	December
Founded	1,919
Goodwill	69,751,000
Graham Number	54.99141
Graham Upside	48.46
Income Tax	$22.8M
Investing CF	-254,186,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2007-05-23
Last Split Type	Forward
Last10k Filing Date	2026-03-12
Lynch Fair Value	$95.14
Lynch Upside	156.8
Ma150	35.91
Ma150ch	3.11%
Ma20	37.37
Ma20ch	-0.9%
Net CF	-125,984,000
Next Earnings Date	2026-07-21
Open	36.92
Optionable	Yes
P OCF Ratio	8.15
Payment Date	2026-05-12
Position In Range	75.86
Post Close	37.03
Postmarket Change Percent	0.03
Postmarket Price	$37.04
Ppne	50,532,000
Price Date	2026-05-08
Ptbv Ratio	1.46
Relative Volume	0.76x
Revenue	255,370,000x
SBC By Revenue	2.03x
Share Based Comp	5,195,000
Tax By Revenue	8.91x
Tax Rate	21.2%
Tr20y	82.13%
Tr6m	11.48%
Us State	Pennsylvania
Volume	89,837

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ORRF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.2%

$1.20 annual per share

Payout ratio

+26.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+10.2%

10 consecutive years of growth

Total shareholder yield

-9.9%

Next ex-dividend date: 2026-05-05

Performance

ORRF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ORRF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+60.0%

Float: +95.0% of shares outstanding

Insider ownership

+4.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

ORRF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.6

Neutral momentum band

Price vs 200-day MA

+4.4%

50/200-day relationship not available

Beta (5Y)

0.70

Less volatile than the market

Sharpe ratio

0.92

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

ORRF vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About ORRF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ORRF stock rating?

Orrstown Financial Services, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ORRF analysis?

The full report lives at /stocks/ORRF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ORRF?

The latest report frames ORRF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ORRF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.