Technology / Software - InfrastructureUpdated 2026-05-10 22:07 UTC

PGY stock hub

Pagaya Technologies Ltd. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.3B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

PGY

In the news

Latest news · PGY

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5

P25 12.5P50 22.3P75 38.6

Trailing P/E13.9

P25 16.3P50 33.5P75 65.6

ROE16.3

P25 -30.7P50 1.5P75 14.4

ROIC105.5

P25 -18.6P50 1.9P75 13.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PGY market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

246

Groups with data

Currency

USD

Showing 246 of 246 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001883085
Company name	Pagaya Technologies Ltd.
Country	United States
Country code	US
Cusip	M7S64L115
Employees	518
Employees Change	-35%
Employees Change Percent	-6.33
Enterprise value	$927.6M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Software - Infrastructure
Isin	IL0011858912
Last refreshed	2026-05-10
Market cap	$1.3B
Market cap category	Small-Cap
Price	$15.19
Price currency	USD
Rev Per Employee	2,566,245.17x
Sector	Technology
Sic	6199
Symbol	PGY
Website	https://pagaya.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.47%
EV Earnings	9.87x
EV Sales Forward	0.63x
EV/EBIT	3.13x
EV/EBITDA	3.07x
EV/FCF	4.25x
EV/Sales	0.7x
FCF yield	17.32%
Forward P/E	4.99x
P/B ratio	2.38x
P/E ratio	13.87x
P/S ratio	0.95x
PEG ratio	0.04x
PS Forward	0.85x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	22.28%
EBITDA Margin	22.75%
FCF margin	16.41%
Gross margin	42.85%
Gross Profit	$569.7M
Gross Profit Growth	24.62%
Gross Profit Growth Q	14.22%
Gross Profit Growth3 Y	26.54%
Gross Profit Growth5 Y	46.16%
Net Income	$94M
Net Income Growth Q	212.86%
Net Income Growth Quarters	5%
Net Income Growth Years	1%
Pretax Margin	5.94%
Profit Margin	7.39%
Profit Per Employee	$181,434
Profitable Years	1
ROA	12.65
Roa5y	-1.3
ROCE	20.52
ROE	16.26
Roe5y	-30.3
ROIC	105.5
Roic5y	12.37

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	35.05%
Cagr3y	13.53%
Cagr5y	-33.53%
EPS Growth Q	183.8
EPS Growth Quarters	5
EPS Growth Years	1
FCF Growth	353.37%
FCF Growth Q	30.53%
FCF Growth5 Y	87.46%
OCF Growth	283.72%
OCF Growth Q	25.44%
OCF Growth5 Y	87.31%
Revenue Growth	23.43x
Revenue Growth Q	9.64x
Revenue Growth Quarters	15x
Revenue Growth Years	5x
Revenue Growth3 Y	20.22x
Revenue Growth5 Y	49.58x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.91
Assets	$1.6B
Cash	$1.3B
Current Assets	$1.5B
Current Liabilities	$205.5M
Debt	$928M
Debt EBITDA	$3.01
Debt Equity	$1.47
Debt FCF	$4.26
Equity	$629.3M
Liabilities	$1B
Long Term Assets	$147.2M
Long Term Liabilities	$813.9M
Net Cash	$331.2M
Net Cash By Market Cap	$26.31
Net Debt EBITDA	$-1.09
Net Debt Equity	$-0.53
Net Debt FCF	$-1.52
Tangible Book Value	$500.2M
Tangible Book Value Per Share	$6.04
WACC	19.66

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	7.31
Net Working Capital	$151.5M
Quick ratio	7
Working Capital	$1.3B
Working Capital Turnover	$1.83

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-19.44%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	35.02%
200-day SMA	23.1
3Y total return	46.34%
50-day SMA	12.53
50-day SMA vs 200-day SMA	50under200
5Y total return	-87.02%
All Time High	414
All Time High Change	-96.33%
All Time High Date	2022-08-02
All Time Low	6.84
All Time Low Change	122.04%
All Time Low Date	2022-12-16
ATR	0.92
Beta	5.44
Beta1y	2.34
Beta2y	2.21
Ch YTD	-27.32
High	15.87
High52	44.99
High52 Date	2025-09-18
High52ch	-66.24%
Low	14.46
Low52	10.4
Low52 Date	2026-03-19
Low52ch	46.06%
Ma50ch	21.27%
Premarket Change Percent	1.94
Premarket Price	$15.8
Premarket Volume	107,740
Price vs 200-day SMA	-34.23%
RSI	63.11
RSI Monthly	43.56
RSI Weekly	44.66
Sharpe ratio	0.72x
Sortino ratio	1.2
Total Return	-19.44%
Tr YTD	-27.32
Tr1m	25.23%
Tr1w	6.67%
Tr3m	-18.51%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	8
Analyst Count Top	4
Analyst Price Target Top	$38.5
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$0.52
Earnings EPS Estimate Growth	-24.64
Earnings Revenue Estimate	323,202,984x
Earnings Revenue Estimate Growth	11.45x
Operating Income	$296.1M
Operating Income Growth	176.9
Operating Income Growth Q	67.78
Operating Income Growth5 Y	94.3
Operating margin	22.28
Price target	$34.5
Price Target Change	$127
Price Target Change Top	$153

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	63,060,980%
Float Percent	76.1%
Net Borrowing	232,683,000
Shares Insiders	15.46%
Shares Institutions	52.84%
Shares Out	82,870,842
Shares Qo Q	-5.08%
Shares Yo Y	19.44%
Short Float	21.57%
Short Ratio	4.5
Short Shares	16.42

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$169.9M
Average Volume	3,935,218.5x
Bv Per Share	6.39
CAPEX	$-29.3M
Ch1m	25.23
Ch1w	6.67
Ch1y	35.02
Ch3m	-18.51
Ch3y	46.34
Ch5y	-87.02
Ch6m	-37.87
Change	-2%
Change From Open	-3.98
Close	15.5
Days Gap	2.06
Depreciation Amortization	6,317,000
Dollar Volume	91,813,722.1
Earnings Date	2026-05-07
Earnings Time	bmo
EBIT	$296.1M
EBITDA	$302.5M
EPS	$1.1
F Score	7
FCF	$218.1M
FCF EV Yield	23.51x
FCF Per Share	$2.63
Financing CF	197,615,000
Fiscal Year End	December
Founded	2,016
Goodwill	22,903,000
Graham Number	12.55314
Graham Upside	-17.36
Income Tax	$-14.1M
Investing CF	-298,740,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Date	2024-03-08
Last Split Type	Reverse
Last10k Filing Date	2026-03-02
Ma150	19.34
Ma150ch	-21.44%
Ma20	14.13
Ma20ch	7.48%
Net CF	150,397,000
Next Earnings Date	2026-08-06
Open	15.82
Optionable	Yes
P FCF Ratio	5.77
P OCF Ratio	5.09
Position In Range	51.77
Post Close	15.19
Postmarket Change Percent	-0.13
Postmarket Price	$15.17
Ppne	60,378,000
Pre Close	15.5
Price Date	2026-05-08
Price EBITDA	$4.16
Ptbv Ratio	2.52
Relative Volume	1.54x
Revenue	1,329,315,000x
SBC By Revenue	3.62x
Share Based Comp	48,142,000
Tax By Revenue	-1.06x
Tr6m	-37.87%
Us State	New York
Views	98
Volume	6,044,353
Z Score	2.64

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PGY pay a dividend?

Capital-return profile for this ticker.

Performance

PGY stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PGY?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.8%

Float: +76.1% of shares outstanding

Insider ownership

+15.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

PGY momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

63.1

Neutral momentum band

Price vs 200-day MA

-34.2%

50/200-day relationship not available

Beta (5Y)

5.44

More volatile than the market

Sharpe ratio

0.72

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PGY

Hub-level FAQ points readers to the deeper analysis pages.

What is the current PGY stock rating?

Pagaya Technologies Ltd. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full PGY analysis?

The full report lives at /stocks/PGY/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for PGY?

The latest report frames PGY around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the PGY page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.