Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

SAFT stock hub

Safety Insurance Group, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

SAFT

In the news

Latest news · SAFT

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/E16.8

P25 10.9P50 14.7P75 36.2

ROE7.4

P25 4.9P50 10.4P75 15

ROIC6.9

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SAFT market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

213

Groups with data

Currency

USD

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001172052
Company name	Safety Insurance Group, Inc.
Country	United States
Country code	US
Cusip	78648T100
Employees	568
Employees Change	17%
Employees Change Percent	3.09
Enterprise value	$1.1B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	US78648T1007
Last refreshed	2026-05-10
Market cap	$1B
Market cap category	Small-Cap
Price	$71.43
Price currency	USD
Rev Per Employee	2,248,184.86x
Sector	Financials
Sic	6331
Symbol	SAFT
Website	https://www.safetyinsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.05%
EV Earnings	16.62x
EV/EBIT	12.77x
EV/EBITDA	11.83x
EV/Sales	0.83x
P/B ratio	1.23x
P/E ratio	16.75x
P/S ratio	0.82x
PE Ratio10 Y	18.28x
PE Ratio3 Y	22.65x
PE Ratio5 Y	20.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	6.47%
EBITDA Margin	6.98%
Gross margin	7.11%
Gross Profit	$90.8M
Net Income	$63.5M
Net Income Growth	-13.12%
Net Income Growth Years	2%
Net Income Growth3 Y	34.29%
Net Income Growth5 Y	-18.52%
Pretax Margin	6.31%
Profit Margin	4.94%
Profit Per Employee	$111,783
Profitable Years	10
ROA	2.19
Roa5y	2.7
ROCE	9.01
ROE	7.39
Roe5y	8.46
ROIC	6.91
Roic5y	8.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.25%
Cagr15y	7.81%
Cagr1y	-2.72%
Cagr20y	6.75%
Cagr3y	5.46%
Cagr5y	0.78%
Div CAGR10	2.77%
Div CAGR3	0.74%
Div CAGR5	0.44%
EPS Growth	-12.98
EPS Growth Years	2
EPS Growth3 Y	33.92
EPS Growth5 Y	-18.4
Revenue Growth	10.73x
Revenue Growth Q	4.39x
Revenue Growth Quarters	14x
Revenue Growth Years	3x
Revenue Growth3 Y	16.08x
Revenue Growth5 Y	7.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.54
Assets	$2.4B
Cash	$54.8M
Debt	$61.1M
Debt EBITDA	$0.66
Debt Equity	$0.07
Equity	$855.8M
Interest Coverage	40.43
Liabilities	$1.6B
Net Cash	$-6.3M
Net Cash By Market Cap	$-0.6
Net Debt EBITDA	$0.07
Net Debt Equity	$0.01
Tangible Book Value	$832.1M
Tangible Book Value Per Share	$56.67
WACC	5.43

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.37
Net Working Capital	$-1B
Quick ratio	0.25
Working Capital	$-960.8M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.31%
Dividend Growth	2.22%
Dividend Growth Years	1%
Dividend per share	$3.68
Dividend Years	24
Dividend Yield	5.15%
Ex Div Date	2026-06-01
Last Dividend	$0.92
Payout Frequency	Quarterly
Payout Ratio	86.3%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	83.29%
1Y total return	-2.72%
200-day SMA	74.32
3Y total return	17.3%
50-day SMA	74.32
50-day SMA vs 200-day SMA	50over200
5Y total return	3.96%
All Time High	104
All Time High Change	-31.29%
All Time High Date	2019-09-27
All Time Low	12
All Time Low Change	495.25%
All Time Low Date	2002-11-22
ATR	1.79
Beta	0.24
Beta1y	0.42
Beta2y	0.42
Ch YTD	-8.32
High	72.99
High52	84.2
High52 Date	2025-05-20
High52ch	-15.17%
Low	70.9
Low52	67.04
Low52 Date	2025-10-29
Low52ch	6.56%
Ma50ch	-3.89%
Price vs 200-day SMA	-3.88%
RSI	33.26
RSI Monthly	44.34
RSI Weekly	40.72
Sharpe ratio	-0.25x
Sortino ratio	-0.06
Total Return	5.46%
Tr YTD	-7.22
Tr15y	208.93%
Tr1m	-3.43%
Tr1w	-5.54%
Tr3m	-9.89%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$82.6M
Operating margin	6.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,351,205%
Float Percent	97.73%
Shares Insiders	2.22%
Shares Institutions	82.04%
Shares Out	14,683,893
Shares Qo Q	-1.2%
Shares Yo Y	-0.31%
Short Float	1.12%
Short Ratio	1.6
Short Shares	1.09

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	86,163.35x
Bv Per Share	58.28
Ch10y	19.41
Ch15y	58
Ch1m	-3.43
Ch1w	-5.54
Ch1y	-7.25
Ch20y	55.49
Ch3m	-10.96
Ch3y	1.97
Ch5y	-16.93
Ch6m	-4.29
Change	-1.98%
Change From Open	-1.77
Close	72.87
Days Gap	-0.21
Dollar Volume	6,162,623.3
Earnings Date	2026-05-06
Earnings Time	amc
EBIT	$82.6M
EBITDA	$89.2M
EPS	$4.26
F Score	3
Fiscal Year End	December
Founded	1,979
Goodwill	17,093,000
Graham Number	74.77937
Graham Upside	4.69
Income Tax	$17.6M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-27
Lynch Fair Value	$21.32
Lynch Upside	-70.15
Ma150	75.02
Ma150ch	-4.79%
Ma20	75.25
Ma20ch	-5.07%
Next Earnings Date	2026-08-05
Open	72.72
Optionable	Yes
Payment Date	2026-06-12
Position In Range	25.36
Ppne	11,101,000
Price Date	2026-05-08
Price EBITDA	$11.76
Ptbv Ratio	1.26
Relative Volume	1x
Revenue	1,276,969,000x
Tax By Revenue	1.37x
Tax Rate	21.78%
Tr20y	269.04%
Tr6m	-1.95%
Us State	Massachusetts
Volume	86,275

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SAFT dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.2%

$3.68 annual per share

Payout ratio

+86.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.4%

1 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-06-01

Performance

SAFT stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SAFT?

Insider, institutional, and short-interest positioning.

Institutional ownership

+82.0%

Float: +97.7% of shares outstanding

Insider ownership

+2.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

SAFT momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

33.3

Neutral momentum band

Price vs 200-day MA

-3.9%

50/200-day relationship not available

Beta (5Y)

0.24

Less volatile than the market

Sharpe ratio

-0.25

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

SAFT vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About SAFT

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SAFT stock rating?

Safety Insurance Group, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SAFT analysis?

The full report lives at /stocks/SAFT/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SAFT?

The latest report frames SAFT around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SAFT page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.