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StockMarketAgent
Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SSBI stock hub

Summit State Bank has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
92.8M
NASDAQ
Market data

Live price

Current market quote for this ticker.

Current price
SSBI
In the news

Latest news · SSBI

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a
P25 8.8P50 10.4P75 13.1
Trailing P/E15.4
P25 10.9P50 14.7P75 36.2
ROE6
P25 4.9P50 10.4P75 15
ROICn/a
P25 -1.3P50 6.6P75 12.7
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All SSBI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
179
Groups with data
11
Currency
USD
Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

23
MetricValue
Company name
Summit State Bank
Country
United States
Country code
US
Cusip
866264203
Employees
103
Employees Change
-3%
Employees Change Percent
-2.83
Enterprise value
$-16.7M
Exchange
NASDAQ
Financial currency
USD
First seen
2026-05-09
Industry
Banks - Regional
IPO Date
2006-07-14
Isin
US8662642037
Last refreshed
2026-05-10
Market cap
$92.8M
Market cap category
Micro-Cap
Price
$13.69
Price currency
USD
Rev Per Employee
315,213.59x
Sector
Financials
Symbol
SSBI
Website
https://summitstatebank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

7
MetricValue
Earnings Yield
6.44%
P/B ratio
0.9x
P/E ratio
15.43x
P/S ratio
2.86x
PE Ratio10 Y
11.39x
PE Ratio3 Y
10.08x
PE Ratio5 Y
8.45x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

12
MetricValue
Gross Profit
$32.5M
Net Income
$6M
Net Income Growth Q
-32.88%
Net Income Growth3 Y
-29.63%
Net Income Growth5 Y
-12.15%
Pretax Margin
25.06%
Profit Margin
18.41%
Profit Per Employee
$58,019
ROA
0.58
Roa5y
0.9
ROE
6.04
Roe5y
10.45

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

15
MetricValue
Cagr10y
6.15%
Cagr15y
10.9%
Cagr1y
43.99%
Cagr3y
-1.74%
Cagr5y
0.53%
Div CAGR10
1.37%
Div CAGR3
-5.9%
Div CAGR5
-1.73%
EPS Growth Q
-32.82
EPS Growth3 Y
-29.79
EPS Growth5 Y
-12.26
Revenue Growth
25.2x
Revenue Growth Q
-3.65x
Revenue Growth3 Y
-11.78x
Revenue Growth5 Y
-1.09x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

12
MetricValue
Assets
$995.9M
Cash
$115.5M
Debt
$6M
Equity
$102.7M
Liabilities
$893.3M
Net Cash
$109.5M
Net Cash By Market Cap
$118
Net Cash Growth
67.71%
Net Debt Equity
$-1.07
Tangible Book Value
$102.7M
Tangible Book Value Per Share
$15.16
WACC
4.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
$-747.6M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

4
MetricValue
Buyback Yield
-0.22%
Dividend per share
$0
Dividend Yield
0%
Last Dividend
$0.04

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

39
MetricValue
10Y total return
81.69%
1Y total return
43.95%
200-day SMA
12.28
3Y total return
-5.13%
50-day SMA
13.39
50-day SMA vs 200-day SMA
50over200
5Y total return
2.66%
All Time High
20
All Time High Change
-31.55%
All Time High Date
2021-09-29
All Time Low
3
All Time Low Change
356.94%
All Time Low Date
2009-04-07
ATR
0.21
Beta
0.18
Beta1y
-0.23
Beta2y
0.05
Ch YTD
17.71
High
13.71
High52
14
High52 Date
2026-01-27
High52ch
-2.21%
Low
13.64
Low52
9.14
Low52 Date
2025-05-14
Low52ch
49.78%
Ma50ch
2.23%
Price vs 200-day SMA
11.53%
RSI
55.22
RSI Monthly
61.35
RSI Weekly
66.56
Sharpe ratio
1.42x
Sortino ratio
2.93
Total Return
-0.22%
Tr YTD
17.71
Tr15y
371.97%
Tr1m
-0.44%
Tr1w
1.18%
Tr3m
-0.58%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
$8.1M
Operating margin
25.06

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

10
MetricValue
Float
5,774,719%
Float Percent
85.22%
Shares Insiders
9.56%
Shares Institutions
23.28%
Shares Out
6,776,563
Shares Qo Q
0%
Shares Yo Y
0.22%
Short Float
0.18%
Short Ratio
2.41
Short Shares
0.16

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

54
MetricValue
Average Volume
4,317.6x
Bv Per Share
15.16
Ch10y
34.45
Ch15y
179.3
Ch1m
-0.44
Ch1w
1.18
Ch1y
43.95
Ch3m
-0.58
Ch3y
-10.14
Ch5y
-8.46
Ch6m
27.35
Change
0.44%
Change From Open
0.29
Close
13.63
Days Gap
0.15
Dollar Volume
46,710.3
Earnings Date
2026-04-28
Earnings Time
bmo
EPS
$0.89
F Score
2
Fiscal Year End
December
Founded
1,982
Graham Number
17.39864
Graham Upside
27.09
Income Tax
$2.2M
Is Primary Listing
1
Is Spac
No
Last Earnings Date
2026-04-28
Last Report Date
2026-03-31
Last Split Date
2021-10-28
Last Split Type
Forward
Lynch Fair Value
$4.44
Lynch Upside
-67.59
Ma150
12.42
Ma150ch
10.2%
Ma20
13.65
Ma20ch
0.29%
Next Earnings Date
2026-07-28
Open
13.65
Optionable
No
Position In Range
71.43
Post Close
13.69
Postmarket Change Percent
0.8
Postmarket Price
$13.8
Ppne
4,734,000
Price Date
2026-05-08
Ptbv Ratio
0.9
Relative Volume
0.79x
Revenue
32,467,000x
Tax By Revenue
6.66x
Tax Rate
26.56%
Tr6m
27.35%
Us State
California
Volume
3,412
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

Does SSBI pay a dividend?

Capital-return profile for this ticker.

Performance

SSBI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+44.0%
S&P 500 1Y: n/a
3Y total return
-5.1%
S&P 500 3Y: n/a
5Y total return
+2.7%
S&P 500 5Y: n/a
10Y total return
+81.7%
S&P 500 10Y: n/a
Ownership

Who owns SSBI?

Insider, institutional, and short-interest positioning.

Institutional ownership
+23.3%
Float: +85.2% of shares outstanding
Insider ownership
+9.6%
Stake held by company insiders. Higher generally signals alignment.
Short interest
+0.2%
2.4 days to cover
Y/Y dilution
+0.2%
Negative means the company is buying back shares.
Technical

SSBI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
55.2
Neutral momentum band
Price vs 200-day MA
+11.5%
50/200-day relationship not available
Beta (5Y)
0.18
Less volatile than the market
Sharpe ratio
1.42
Risk-adjusted return — higher is better; >1.0 is solid.
Peers

SSBI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

TickerNameMarket capP/EP/SROIC5Y rev CAGR1Y total returnRating
AXPAmerican Express Company215.6B19.7x3.1x11.5%+15.5%+15.6%घटाएँ
BACBank of America Corporation364.1B12.7x3.3x—+6.3%+28.2%घटाएँ
BKThe Bank of New York Mellon Corporation89.6B16.2x4.3x—+6.0%+58.4%घटाएँ
Questions

About SSBI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SSBI stock rating?

Summit State Bank is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SSBI analysis?

The full report lives at /stocks/SSBI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SSBI?

The latest report frames SSBI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SSBI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.